DE CUYPER-CATTARUZZA
ActiveDE CUYPER-CATTARUZZA has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €213k and a net result of €191k. Equity is growing by ~10.5% per year across the filed fiscal years. Its solvency ranks better than 37% of 17046 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency69▼-13
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity ample (current ratio 1.63 against 1.9 in 2024; short-term debt: 43.9% and cash: 14.8% of total assets), but 56.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
43.7%
Return on assets
39%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-03-2026, 127 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
127 d early
2024
57 d early
2023
61 d early
2022
28 d early
2021
29 d early
2020
30 d early
2019
60 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€213k▼ 12.1%
2024 · €243k
2018: €27k
2019: €161k
2020: €193k
2021: €188k
2022: €260k
2023: €265k
2024: €243k
2018 → 2025
Total assets
€488k▲ 14.6%
2024 · €426k
2018: €261k
2019: €283k
2020: €478k
2021: €457k
2022: €469k
2023: €498k
2024: €426k
2018 → 2025
Net result
€191k▼ 3.5%
2024 · €198k
2018: €123k
2019: €134k
2020: €131k
2021: €155k
2022: €233k
2023: €205k
2024: €198k
2018 → 2025
Working capital
€135k▼ 18.2%
2024 · €165k
2018: €-35k
2019: €101k
2020: €124k
2021: €103k
2022: €165k
2023: €181k
2024: €165k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€188k-€260k▲ 38.8%€265k▲ 1.8%€243k▼ 8.5%€213k▼ 12.1%
Operating result€199k-€298k▲ 49.9%€266k▼ 10.7%€256k▼ 3.9%€247k▼ 3.3%
Net result€155k-€233k▲ 50.4%€205k▼ 12.0%€198k▼ 3.5%€191k▼ 3.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 3% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €487k
Fixed assets
€138k▲ 79.5%
Current assets
€349k▲ 0.4%
Equity and liabilities €488k
Equity
€213k▼ 12.1%
Debt
€275k▲ 50.1%
The debt ratio rises from 43.0% to 56.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€282k▼
2024 · €286k
Cash flow
€225k▼
2024 · €228k
Solvency
43.7%▼
2024 · 57.0%
Current ratio
1.63▼
2024 · 1.90
Quick ratio
1.63▼
2024 · 1.90
Debt / equity
1.29▲
2024 · 0.75
ROE
89.3%▲
2024 · 81.4%
ROA
39.0%▼
2024 · 46.4%
Interest coverage
37.15▲
2024 · 35.96
Debt
€275k▲
2024 · €183k
Debt ≤ 1 year
€214k▲
2024 · €183k
Debt > 1 year
€60k
Income taxes
€68k▲
2024 · €66k
Staff costs
€2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€426k€488k▲
Formation expenses20€1k€751▼
Fixed assets21/28€77k€138k▲
Tangible fixed assets22/27€77k€138k▲
Plant, machinery and equipment23€52k€79k▲
Furniture and vehicles24€25k€59k▲
Current assets29/58€348k€349k▲
Amounts receivable after more than one year29€90k-
Other amounts receivable291€90k-
Amounts receivable within one year40/41€149k€268k▲
Trade receivables40€48k€46k▼
Other amounts receivable41€101k€222k▲
Cash at bank and in hand54/58€100k€72k▼
Deferred charges and accrued income490/1€9k€9k▼
Equity and liabilities
Total equity and liabilities10/49€426k€488k▲
Equity10/15€243k€213k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€222k€193k▼
Amounts payable17/49€183k€275k▲
Amounts payable after more than one year17-€60k
Financial debts170/4-€60k
Amounts payable within one year42/48€183k€214k▲
Current portion of amounts payable after more than one year42€15k€48k▲
Trade debts44€51k€72k▲
Suppliers440/4€51k€72k▲
Taxes, remuneration and social security45€117k€94k▼
Taxes450/3€117k€94k▼
Income statement
Code20242025
Remuneration, social security and pensions62-€2k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€30k€35k▲
Other operating charges640/8€2k€2k▲
Gross operating margin9900€287k€285k▼
Operating profit (loss)9901€256k€247k▼
Financial income75/76B€16k€19k▲
Recurring financial income75€16k€19k▲
Financial charges65/66B€8k€8k▼
Recurring financial charges65€8k€8k▼
Profit (loss) for the period before taxes9903€264k€259k▼
Income taxes67/77€66k€68k▲
Profit (loss) for the period9904€198k€191k▼
Profit (loss) for the period to be appropriated9905€198k€191k▼
Appropriation of the result
Profit (loss) to be appropriated9906€442k€413k▼
Profit (loss) brought forward from the previous period14P€245k€222k▼
Profit to be distributed694/7€220k€220k=
Directors or managers695€220k€220k=
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
04-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €233k ▲50.4%
Operating result €298k, net result €233k, both a record.
31-12
Financial
Equity above €200kEq €260k ▲38.8%
5 profitable years in a row build equity to €260k.
02-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
31-03
State Gazette act
Board meeting · Power of attorney
Permanent representative
2021
01-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
29-07
State Gazette act
Board meeting · Power of attorney
Permanent representative · Board resolution
01-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Liquidity triplescurrent ratio 2.32
Current ratio from 0.77 to 2.32; short-term debt falls from €156k to €76k.
31-12
Financial
Equity above €150kEq €161k ▲487%
2 profitable years in a row build equity to €161k.
21-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
01-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
07-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Meise · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kerkevoetweg 151861 MeiseGround area
971 m²
Building footprint
298 m²
Volume, LiDAR
1,329 m³
Parcel 23093D0221/00C002, Flanders · tallest building 7.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
De Cuyper - Cattaruzza BVBA
since 20142.236.624.416
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23093D0221/00C002 | Flanders | 971 m² | 1 · 298 m² | 7.7 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 1,574 EUR awarded · 1,574 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 1,574 EUR | 1,574 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 30,000 companies in sector 62200 we hold annual accounts for 18,395. 14,513 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-10-2014
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.