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DE CUBBER WILLY

Active
Private limited companyfounded 1995active for 31 yearsOmmegangstraat 33, 9600 Ronse, BelgiumKBO/BCE: BE 0455.748.461
Summary

DE CUBBER WILLY has been active since 1995 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €162,752 and a net result of -€44,127. Equity has been growing by about 4.7% per year since 2019. Its solvency ranks better than 81% of 9,396 sector peers (NACE 41, financial year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Overview

Official details

Source: KBO
Status
Active since 08-08-1995 Normal situation
Activity
General construction of residential buildings NACE 41001and 3 others
Joint committee
124 Paritair Comité voor het bouwbedrijf · annual accounts 30-09-2025
Establishment unit
2.073.594.338 9600 Ronse, since 19-10-1995
Financial year end
30 September
Peppol
Reachable since 24-12-2025

Board and ownership

Board

Financial position

69 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.6%
Annual accounts to 30-09-2025
Gross margin
€189,850
▼ 42.8%
Turnover
≈ €620,000
estimated
Loss
€44,127
Equity
€162,752
▼ 21.3%
Total assets
€224,399
▼ 25.3%
Employees on 30-09-2025
2
▼ 50.0%
Score breakdownraises riskLoss of €44,127 (financial year 2025)Sector: Construction of residential and non-residential buildings (NACE 41)lowers riskFounded in 1995Size: total assets €224,399Show the evidence

Checked score

Score 2025
69 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 43% of micro companies in construction of buildings (NACE 41)
Financial strength · tick: 2024
Average
Solvency 98+4
equity 72.5% of total assets
Liquidity 55-19
short-term debt 27.0% · cash 12.2%
Profitability 5-82
return on assets -19.7%
Bankruptcy probability within 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,453 companies, NACE 41, micro)
Last 24 months 12-2024: 0.2% 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.3%▲ +0.1 percentage points vs 03-2025 05-2025: 0.1%▼ -0.2 percentage points vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025lowest value 11-2025: 0.1%● unchanged vs 10-2025lowest value 12-2025: 0.1%● unchanged vs 11-2025lowest value 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.2%▲ +0.1 percentage points vs 03-2026 05-2026: 0.6%▲ +0.4 percentage points vs 04-2026highest value 06-2026: 0.6%● unchanged vs 05-2026highest value 07-2026: 0.6%● unchanged vs 06-2026highest value 08-2026: 0.6%● unchanged vs 07-2026highest value 09-2026: 0.6%● unchanged vs 08-2026highest value 10-2026: 0.6%● unchanged vs 09-2026 11-2026: 0.6%● unchanged vs 10-2026
Credit of up to €11,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.24 (1.87 in 2024), above the usual 1.5. Short-term debt is 27% and cash 12.2% of total assets. 27.5% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 81% of them on solvency, 59% on liquidity, 11% on profitability and 19% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · Loss of €44,127 (financial year 2025)
NBB · annual accounts
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
lowers risk · Founded in 1995
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Size: total assets €224,399
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 21-04-2026, 9 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
9 days early
2024
7 days early
2023
41 days early
2022
23 days late
2021
3 days early
2020
3 days early
2019
1 day early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 6 days before the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 23 April (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-09-2026 year end03-11-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: From profit to loss in 2025after a profit of €44,605 in 2024 -€44,127 View
  • Caution: Lower net result than 95% of companies in construction of buildingssector median €8,554 · 9,386 companies -€44,127 View

Recent changes

  1. · Gazette deed Resignation: DECUBBER Willy (director)Reappointment: DECUBBER Willy (director)
  2. · Gazette deed Incorporation
All 16 events

Comparable companies

These companies have the same main activity as DE CUBBER WILLY: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €214,000 and €281,000, founded between 1995 and 1999.

CompanyTotal assetsGross margin
DE CUBBER WILLY Ronse€224,399€189,850
VAN DEN BOSSCHE Zottegem€235,428€189,570
ALGEMENE BOUWONDERNEMING LAUREYS STEFAAN Buggenhout€243,809€158,763
CLOOSTERMANS CHRIS Beveren-Kruibeke-Zwijndrecht€222,590€209,894
Dekijndt Aannemingen Eeklo€280,794€183,043
HEWALO Sankt Vith€232,661€180,880
ENTREPRISES COULISSE Morlanwelz€214,357€174,659
Full comparison

Key facts about DE CUBBER WILLY

What is the company number of DE CUBBER WILLY?
The company number of DE CUBBER WILLY is 0455.748.461. The VAT number is the same number with BE in front: BE 0455.748.461.
Where is DE CUBBER WILLY based?
The registered office is at Ommegangstraat 33, 9600 Ronse.Company details
What does DE CUBBER WILLY do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of DE CUBBER WILLY?
The legal form of DE CUBBER WILLY is Private limited company (BV).
When was DE CUBBER WILLY founded?
DE CUBBER WILLY was founded on 08-08-1995.
Is DE CUBBER WILLY still active?
Yes, DE CUBBER WILLY is an active enterprise in the KBO register.
How many employees does DE CUBBER WILLY have?
DE CUBBER WILLY had an average of 3.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does DE CUBBER WILLY fall under?
In its 30-09-2025 annual accounts, DE CUBBER WILLY states joint committee 124 (Paritair Comité voor het bouwbedrijf).
What is the turnover of DE CUBBER WILLY?
The turnover in financial year 2025 is ≈ €620,000. This figure is estimated from the gross margin of €189,850 and 98 comparable companies (NACE 41001). It probably lies between €440,000 and €960,000.
Is DE CUBBER WILLY profitable?
In financial year 2025, DE CUBBER WILLY made a loss of €44,127.
Where can I find the annual accounts of DE CUBBER WILLY?
DE CUBBER WILLY filed 30 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of DE CUBBER WILLY due?
DE CUBBER WILLY must file the annual accounts for financial year 2026 by 30-04-2027.Timeline

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