DE COSTER P
ActiveDE COSTER P has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €680k and a net result of €254k. Equity is growing by ~15.7% per year across the filed fiscal years. Its solvency ranks better than 76% of 7684 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
98
/ 100
Excellent▲ +12 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+50
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €65k at 30 days acceptable
Liquidity ample (current ratio 2.85 against 13.11 in 2024), and 32.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
67.4%
Return on assets
25.2%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
28 d late
2023
7 d early
2022
21 d late
2021
29 d late
2020
9 d early
2019
25 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€680k▼ 1.0%
2024 · €687k
2018: €292k
2019: €322k
2020: €301k
2021: €388k
2022: €502k
2023: €620k
2024: €687k
2018 → 2025
Total assets
€1.01M▲ 33.7%
2024 · €755k
2018: €469k
2019: €459k
2020: €468k
2021: €519k
2022: €634k
2023: €704k
2024: €755k
2018 → 2025
Net result
€254k▲ 272%
2024 · €68k
2018: €29k
2019: €35k
2020: €39k
2021: €102k
2022: €121k
2023: €137k
2024: €68k
2018 → 2025
Working capital
€584k=
2024 · €583k
2018: €263k
2019: €277k
2020: €251k
2021: €351k
2022: €480k
2023: €560k
2024: €583k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€388k-€502k▲ 29.6%€620k▲ 23.3%€687k▲ 10.8%€680k▼ 1.0%
Operating result€147k-€172k▲ 16.6%€196k▲ 13.9%€119k▼ 39.3%€330k▲ 178%
Net result€102k-€121k▲ 18.1%€137k▲ 13.6%€68k▼ 50.3%€254k▲ 272%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 178% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.01M
Fixed assets
€110k▼ 10.4%
Current assets
€899k▲ 42.3%
Equity and liabilities €1.01M
Equity
€680k▼ 1.0%
Debt
€329k▲ 384%
The debt ratio rises from 9.0% to 32.6%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€357k▲
2024 · €142k
Cash flow
€281k▲
2024 · €91k
Solvency
67.4%▼
2024 · 91.0%
Current ratio
2.85▼
2024 · 13.11
Quick ratio
2.47▼
2024 · 10.94
Debt / equity
0.48▲
2024 · 0.10
ROE
37.3%▲
2024 · 9.9%
ROA
25.2%▲
2024 · 9.0%
Interest coverage
38.85▲
2024 · 15.56
Debt
€329k▲
2024 · €68k
Debt ≤ 1 year
€315k▲
2024 · €48k
Debt > 1 year
€14k▼
2024 · €20k
Income taxes
€68k▲
2024 · €42k
Staff costs
€203k▼
2024 · €211k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€755k€1.01M▲
Fixed assets21/28€123k€110k▼
Tangible fixed assets22/27€123k€110k▼
Land and buildings22€21k€19k▼
Plant, machinery and equipment23€65k€63k▼
Furniture and vehicles24€37k€29k▼
Current assets29/58€632k€899k▲
Amounts receivable after more than one year29€29k€25k▼
Other amounts receivable291€29k€25k▼
Stocks and contracts in progress3€104k€120k▲
Stocks30/36€104k€120k▲
Amounts receivable within one year40/41€43k€74k▲
Trade receivables40€21k€72k▲
Other amounts receivable41€23k€2k▼
Current investments50/53€34k€380k▲
Cash at bank and in hand54/58€421k€299k▼
Deferred charges and accrued income490/1€233-
Equity and liabilities
Total equity and liabilities10/49€755k€1.01M▲
Equity10/15€687k€680k▼
Contributions10/11€6k€6k=
Reserves13€680k€674k▼
Distributable reserves133€680k€674k▼
Amounts payable17/49€68k€329k▲
Amounts payable after more than one year17€20k€14k▼
Financial debts170/4€20k€14k▼
Amounts payable within one year42/48€48k€315k▲
Current portion of amounts payable after more than one year42€6k€6k▲
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Taxes, remuneration and social security45€31k€40k▲
Taxes450/3€23k€34k▲
Remuneration and social security454/9€8k€6k▼
Other amounts payable47/48€9k€266k▲
Accrued charges and deferred income492/3€32€53▲
Income statement
Code20242025
Non-recurring operating income76A€3k-
Remuneration, social security and pensions62€211k€203k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23k€27k▲
Other operating charges640/8€6k€4k▼
Non-recurring operating charges66A€10k-
Gross operating margin9900€369k€564k▲
Operating profit (loss)9901€119k€330k▲
Financial income75/76B€1k€1k▲
Recurring financial income75€1k€1k▲
Non-recurring financial income76B€60€60=
Financial charges65/66B€10k€9k▼
Recurring financial charges65€9k€9k▲
Non-recurring financial charges66B€682-
Profit (loss) for the period before taxes9903€110k€322k▲
Income taxes67/77€42k€68k▲
Profit (loss) for the period9904€68k€254k▲
Profit (loss) for the period to be appropriated9905€68k€254k▲
Appropriation of the result
Profit (loss) to be appropriated9906€68k€254k▲
Transfer from equity791/2-€261k
Transfer to equity691/2€67k€254k▲
To other reserves6921€67k€254k▲
Profit to be distributed694/7€1k€261k▲
Return on contributions (dividend)694-€261k
Directors or managers695€1k-
Social balance
Average headcount (FTE)90873.03.0=
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €254k ▲272%
Operating result €330k, net result €254k, both a record.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 28 days late
2024
24-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
21-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 21 days late
2022
31-12
Financial
Equity above €500kEq €502k ▲29.6%
5 profitable years in a row build equity to €502k.
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 29 days late
2021
22-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
25-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 25 days late
2019
09-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
14-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grobbendonk · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zellestraat 252288 GrobbendonkGround area
2,122 m²
Building footprint
343 m²
Volume, LiDAR
1,404 m³
2 parcels, Flanders · tallest building 6.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
DE COSTER PATRICK
since 20082.171.885.527
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13005B0217/00D002 | Flanders | 1,095 m² | 1 · 243 m² | 6.6 m · 1 fl. |
| 13302C0707/00V000 | Flanders | 1,027 m² | 1 · 100 m² | 6.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 682 EUR awarded · 682 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 682 EUR | 682 EUR |
Schemes
Vlaams opleidingsverlof (VOV)
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MERLIER BART
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Of 19,948 companies in sector 43320 we hold annual accounts for 9,082. 5,265 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-06-2008
Fiscal year end31-12
Activities, NACEBEL
43320Joinery installation
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.