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DE COQOTTE

Active
Private limited companyfounded 200917 yrs activeDriftweg 8, 8420 De Haan, BelgiumKBO/BCE: BE 0817.801.852

DE COQOTTE has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €645k and a net result of €122k. Equity is growing by ~15.3% per year across the filed fiscal years. Its solvency ranks better than 87% of 13240 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).

Checked score

Score 2025
78 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability86▲+2
Solvency100▲+2
Growth78=
Track record100
Bankruptcy probability, 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity ample (current ratio 3.15 against 3.58 in 2024; short-term debt: 15.9% and cash: 12.4% of total assets), and 25.4% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
74.6%
Return on assets
14.1%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 17 years 0 20 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
24 d early
2024
6 d late
2023
28 d early
2022
19 d early
2021
13 d early
2020
32 d early
2019
38 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€645k▲ 6.7%
2024 · €605k
2018: €173k 2019: €229k 2020: €310k 2021: €424k 2022: €494k 2023: €556k 2024: €605k
2018 → 2025
Total assets
€864k▲ 3.8%
2024 · €833k
2018: €510k 2019: €509k 2020: €645k 2021: €715k 2022: €782k 2023: €808k 2024: €833k
2018 → 2025
Net result
€122k▲ 16.9%
2024 · €104k
2018: €28k 2019: €57k 2020: €81k 2021: €114k 2022: €98k 2023: €90k 2024: €104k
2018 → 2025
Working capital
€297k▲ 8.9%
2024 · €272k
2018: €10k 2019: €43k 2020: €84k 2021: €180k 2022: €228k 2023: €256k 2024: €272k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€424k-€494k▲ 16.7%€556k▲ 12.5%€605k▲ 8.7%€645k▲ 6.7%
Operating result€170k-€145k▼ 14.9%€133k▼ 8.4%€137k▲ 3.6%€171k▲ 24.6%
Net result€114k-€98k▼ 14.0%€90k▼ 7.5%€104k▲ 15.1%€122k▲ 16.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50k€100k€150kOperating result 2021: €170k€170kNet result 2021: €114k€114kOperating result 2022: €145k€145kNet result 2022: €98k€98kOperating result 2023: €133k€133kNet result 2023: €90k€90kOperating result 2024: €137k€137kNet result 2024: €104k€104kOperating result 2025: €171k€171kNet result 2025: €122k€122k20212022202320242025
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 25% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €864k
Fixed assets €430k▼ 5.4%
Current assets €435k▲ 14.9%
Equity and liabilities €864k
Equity €645k▲ 6.7%
Debt €219k▼ 3.7%
The debt ratio falls from 27.3% to 25.4%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€206k
2024 · €172k
Cash flow
€157k
2024 · €139k
Solvency
74.6%
2024 · 72.7%
Current ratio
3.15
2024 · 3.58
Quick ratio
3.10
2024 · 3.52
Debt / equity
0.34
2024 · 0.38
ROE
18.8%
2024 · 17.2%
ROA
14.1%
2024 · 12.5%
Interest coverage
39.46
2024 · 28.17
Debt
€219k
2024 · €228k
Debt ≤ 1 year
€138k
2024 · €106k
Debt > 1 year
€81k
2024 · €121k
Income taxes
€50k
2024 · €41k
Staff costs
€-23
2024 · €954
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€833k€864k
Fixed assets21/28€455k€430k
Tangible fixed assets22/27€455k€430k
Land and buildings22€435k€412k
Plant, machinery and equipment23€18k€17k
Furniture and vehicles24€825€655
Current assets29/58€378k€435k
Stocks and contracts in progress3€7k€7k
Stocks30/36€7k€7k
Amounts receivable within one year40/41€4k€4k
Trade receivables40€3k€2k
Other amounts receivable41€1k€1k=
Current investments50/53€275k€313k
Cash at bank and in hand54/58€87k€107k
Deferred charges and accrued income490/1€5k€4k
Equity and liabilities
Total equity and liabilities10/49€833k€864k
Equity10/15€605k€645k
Contributions10/11€20k€20k=
Reserves13€585k€625k
Distributable reserves133€585k€625k
Amounts payable17/49€228k€219k
Amounts payable after more than one year17€121k€81k
Financial debts170/4€121k€81k
Amounts payable within one year42/48€106k€138k
Current portion of amounts payable after more than one year42€39k€40k
Trade debts44€1k€4k
Suppliers440/4€1k€4k
Taxes, remuneration and social security45€6k€8k
Taxes450/3€2k€5k
Remuneration and social security454/9€3k€3k=
Other amounts payable47/48€60k€86k
Accrued charges and deferred income492/3€556€145
Income statement Code20242025
Remuneration, social security and pensions62€954€-23
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€35k€35k
Other operating charges640/8€2k€2k
Gross operating margin9900€175k€209k
Operating profit (loss)9901€137k€171k
Financial income75/76B€13k€6k
Recurring financial income75€13k€6k
Financial charges65/66B€6k€5k
Recurring financial charges65€6k€5k
Profit (loss) for the period before taxes9903€145k€172k
Income taxes67/77€41k€50k
Profit (loss) for the period9904€104k€122k
Profit (loss) for the period to be appropriated9905€104k€122k
Appropriation of the result
Profit (loss) to be appropriated9906€104k€122k
Transfer from equity791/2€55k€81k
Transfer to equity691/2€104k€122k
To other reserves6921€104k€122k
Profit to be distributed694/7€55k€81k
Return on contributions (dividend)694€55k€81k

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
07-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Highest result since 2018net €122k ▲16.9%
Operating result €171k, net result €122k, both a record.
06-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 6 days late
2024
03-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Equity above €500kEq €556k ▲12.5%
6 profitable years in a row build equity to €556k.
12-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
18-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
29-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
07-09
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 38 days late
2019
31-12
Financial Equity above €200kEq €229k ▲32%
2 profitable years in a row build equity to €229k.
26-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 26 days late
2018
27-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 27 days late
2017
28-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, De Haan · 1 establishment unit since 2009
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Driftweg 88420 De Haan
Ground area
153 m²
Building footprint
112 m²
Volume, LiDAR
1,131 m³
Parcel 35007A0007/00S008, Flanders · tallest building 14.4 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
DE COQOTTE
Driftweg 8, 8420 De HaanRetail sale of fruit and vegetables
since 20092.180.540.895
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
35007A0007/00S008
ProtectedTownscape or village viewEnsemble van vakantiewoningenSource ↗
Flanders 153 m² 1 · 112 m² 14.4 m · 4 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).

Public money · subsidies and aid

Flemish government

2022 to 2025 · 4 entries · 663 EUR awarded · 663 EUR paid
Year Entries awardedpaid
2025 1 176 EUR176 EUR
2024 1 176 EUR176 EUR
2023 1 176 EUR176 EUR
2022 1 135 EUR135 EUR
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
4 entries · 663 EUR · 663 EUR paid · Fonds voor Innoveren en Ondernemen

Recognitions · licences · registrations

Food safety, FASFC

1 site
De Haan2.180.540.895
1 permission
Toelating · Traiteur · since 09-09-2009

Dual-learning approval

4 ended

Similar companies · same sector, comparable size

Of 7,504 companies in sector 56210 we hold annual accounts for 2,444. 1,140 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded13-08-2009
Fiscal year end31-12
Activities, NACEBEL
47279Other retail sale of food
56210Event catering
47299Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers

Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.