DE CONINCK
ActiveDE CONINCK has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €288k and a net result of €101k. Equity is growing by ~21.6% per year across the filed fiscal years. Its solvency ranks better than 62% of 2281 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
77
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability88▼-4
Solvency68▼-32
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €22k at 30 days acceptable
Liquidity short (current ratio 0.69 against 1.77 in 2024; short-term debt: 30.7% and cash: 8.3% of total assets), and 57.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 93
Relative position
BE, all sectors
reference
Sector 93
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
42.7%
Return on assets
15%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
14 d early
2024
7 d early
2023
28 d early
2022
11 d early
2021
31 d late
2020
30 d late
2019
11 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€288k▲ 0.5%
2024 · €287k
2018: €56k
2019: €61k
2020: €26k
2021: €115k
2022: €243k
2023: €251k
2024: €287k
2018 → 2025
Total assets
€675k▲ 78.0%
2024 · €379k
2018: €357k
2019: €343k
2020: €352k
2021: €418k
2022: €544k
2023: €501k
2024: €379k
2018 → 2025
Net result
€101k▲ 46.6%
2024 · €69k
2018: €23k
2019: €5k
2020: €-35k
2021: €89k
2022: €128k
2023: €8k
2024: €69k
2018 → 2025
Working capital
€-64k
2024 · €61k
2018: €-150k
2019: €-135k
2020: €-142k
2021: €-64k
2022: €-45k
2023: €-56k
2024: €61k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€115k-€243k▲ 111%€251k▲ 3.3%€287k▲ 14.0%€288k▲ 0.5%
Operating result€113k-€179k▲ 57.9%€20k▼ 88.6%€101k▲ 397%€143k▲ 40.8%
Net result€89k-€128k▲ 43.7%€8k▼ 93.7%€69k▲ 754%€101k▲ 46.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 41% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €675k
Fixed assets
€532k▲ 122%
Current assets
€143k▲ 2.4%
Equity and liabilities €675k
Equity
€288k▲ 0.5%
Provisions
€2k▼ 14.4%
Debt
€385k▲ 327%
The debt ratio rises from 23.8% to 57.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€229k▲
2024 · €159k
Cash flow
€188k▲
2024 · €127k
Solvency
42.7%▼
2024 · 75.7%
Current ratio
0.69▼
2024 · 1.77
Quick ratio
0.69▼
2024 · 1.77
Debt / equity
1.34▲
2024 · 0.31
ROE
35.2%▲
2024 · 24.1%
ROA
15.0%▼
2024 · 18.2%
Interest coverage
31.61▼
2024 · 46.95
Debt
€385k▲
2024 · €90k
Debt ≤ 1 year
€207k▲
2024 · €79k
Debt > 1 year
€178k▲
2024 · €11k
Income taxes
€35k▲
2024 · €29k
Staff costs
€15k▲
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€379k€675k▲
Fixed assets21/28€239k€532k▲
Tangible fixed assets22/27€239k€531k▲
Land and buildings22€73k€64k▼
Plant, machinery and equipment23€106k€152k▲
Furniture and vehicles24€59k€115k▲
Assets under construction and advance payments27-€200k
Financial fixed assets28€800€800=
Current assets29/58€140k€143k▲
Amounts receivable within one year40/41€54k€83k▲
Trade receivables40€31k€4k▼
Other amounts receivable41€23k€79k▲
Cash at bank and in hand54/58€86k€56k▼
Deferred charges and accrued income490/1€248€4k▲
Equity and liabilities
Total equity and liabilities10/49€379k€675k▲
Equity10/15€287k€288k▲
Contributions10/11€18k€18k=
Reserves13€94k€93k▼
Tax-exempt reserves132€9k€8k▼
Distributable reserves133€85k€85k=
Profit (loss) carried forward14€174k€177k▲
Provisions and deferred taxes16€2k€2k▼
Deferred taxes168€2k€2k▼
Amounts payable17/49€90k€385k▲
Amounts payable after more than one year17€11k€178k▲
Financial debts170/4€11k€178k▲
Amounts payable within one year42/48€79k€207k▲
Current portion of amounts payable after more than one year42€27k€56k▲
Trade debts44€24k€12k▼
Suppliers440/4€24k€12k▼
Taxes, remuneration and social security45€27k€39k▲
Taxes450/3€26k€38k▲
Remuneration and social security454/9€989€1k▲
Other amounts payable47/48-€100k
Accrued charges and deferred income492/3€3-
Income statement
Code20242025
Non-recurring operating income76A-€4k
Remuneration, social security and pensions62€12k€15k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€58k€86k▲
Other operating charges640/8€9k€9k▲
Gross operating margin9900€179k€253k▲
Operating profit (loss)9901€101k€143k▲
Financial income75/76B€427€334▼
Recurring financial income75€427€334▼
Financial charges65/66B€3k€7k▲
Recurring financial charges65€3k€7k▲
Profit (loss) for the period before taxes9903€98k€136k▲
Transfer from deferred taxes780€255€322▲
Income taxes67/77€29k€35k▲
Profit (loss) for the period9904€69k€101k▲
Transfer from tax-exempt reserves789€1k€1k▲
Profit (loss) for the period to be appropriated9905€70k€103k▲
Appropriation of the result
Profit (loss) to be appropriated9906€175k€277k▲
Profit (loss) brought forward from the previous period14P€105k€174k▲
Transfer to equity691/2€556-
To other reserves6921€556-
Profit to be distributed694/7-€100k
Return on contributions (dividend)694-€100k
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity doublescurrent ratio 1.77
Current ratio from 0.72 to 1.77; short-term debt falls from €198k to €79k.
03-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €128k ▲43.7%
Operating result €179k, net result €128k, both a record.
31-12
Financial
Equity above €200kEq €243k ▲111%
2 profitable years in a row build equity to €243k.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Back to profitnet €89k
Net result €89k after one loss-making year.
31-12
Financial
Equity above €100kEq €115k ▲339%
Equity rises from €26k to €115k.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Weakest financial yearnet €-35k ▼824%
Net result drops to €-35k, the lowest in the series; recovery starts the following year.
11-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 11 days late
2019
03-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
17-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
23-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Engis · 1 establishment unit since 1989
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chaussée Freddy Terwagne(Herm) 174480 EngisGround area
3,013 m²
Building footprint
674 m²
Volume, LiDAR
4,435 m³
Parcel 61027B0209/00D002, Wallonia · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Chaussée Freddy Terwagne(Herm) 17, 4480 Engis
since 19892.042.468.622
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 61027B0209/00D002 | Wallonia | 3,012 m² | 1 · 674 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,035 companies in sector 93291 we hold annual accounts for 161. 130 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-02-1989
Fiscal year end31-12
Activities, NACEBEL
55302
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
92331
93291Operation of fairground attractions
56101Full-service restaurants
56111Full-service restaurants
56120Mobile food service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 37 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.