DE CONCIERGERIE
ActiveDE CONCIERGERIE has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €916k and a net result of €170k. Equity is growing by ~12.1% per year across the filed fiscal years. Its solvency ranks better than 71% of 1985 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
100
/ 100
Excellent▲ +24 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability93▲+2
Solvency100▲+32
Growth52=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €90k at 30 days acceptable
Liquidity ample (current ratio 2.32 against 0.74 in 2024), and 34.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
65.2%
Return on assets
12.1%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 31-10-2025, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
35 d early
2023
28 d early
2022
3 d early
2021
33 d early
2020
4 d early
2019
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close15-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€916k▲ 22.7%
2024 · €747k
2019: €392k
2020: €562k
2021: €569k
2022: €584k
2023: €611k
2024: €747k
2019 → 2025
Total assets
€1.41M▼ 0.6%
2024 · €1.41M
2019: €781k
2020: €1.26M
2021: €1.15M
2022: €1.22M
2023: €1.48M
2024: €1.41M
2019 → 2025
Net result
€170k▲ 25.1%
2024 · €136k
2019: €185k
2020: €170k
2021: €7k
2022: €15k
2023: €107k
2024: €136k
2019 → 2025
Working capital
€133k
2024 · €-61k
2019: €-117k
2020: €98k
2021: €122k
2022: €86k
2023: €-19k
2024: €-61k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€569k-€584k▲ 2.5%€611k▲ 4.7%€747k▲ 22.2%€916k▲ 22.7%
Operating result€27k-€36k▲ 33.1%€151k▲ 322%€205k▲ 35.5%€257k▲ 25.5%
Net result€7k-€15k▲ 94.0%€107k▲ 635%€136k▲ 27.2%€170k▲ 25.1%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 26% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.41M
Fixed assets
€1.17M▼ 5.7%
Current assets
€233k▲ 36.6%
Equity and liabilities €1.41M
Equity
€916k▲ 22.7%
Debt
€490k▼ 26.7%
The debt ratio falls from 47.2% to 34.8%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€375k▲
2024 · €309k
Cash flow
€287k▲
2024 · €240k
Solvency
65.2%▲
2024 · 52.8%
Current ratio
2.32▲
2024 · 0.74
Quick ratio
2.32▲
2024 · 0.74
Debt / equity
0.53▼
2024 · 0.89
ROE
18.5%▲
2024 · 18.2%
ROA
12.1%▲
2024 · 9.6%
Interest coverage
25.76▲
2024 · 19.84
Debt
€490k▼
2024 · €668k
Debt ≤ 1 year
€100k▼
2024 · €232k
Debt > 1 year
€389k▼
2024 · €436k
Income taxes
€74k▲
2024 · €56k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.41M€1.41M▼
Fixed assets21/28€1.24M€1.17M▼
Tangible fixed assets22/27€1.24M€1.17M▼
Land and buildings22€1.12M€1.08M▼
Plant, machinery and equipment23€575€23▼
Furniture and vehicles24€123k€90k▼
Current assets29/58€171k€233k▲
Amounts receivable within one year40/41€165k€201k▲
Trade receivables40€160k€170k▲
Other amounts receivable41€5k€31k▲
Cash at bank and in hand54/58€5k€33k▲
Deferred charges and accrued income490/1€716€181▼
Equity and liabilities
Total equity and liabilities10/49€1.41M€1.41M▼
Equity10/15€747k€916k▲
Contributions10/11€19k€19k=
Reserves13€728k€897k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Tax-exempt reserves132€7k€7k=
Distributable reserves133€721k€890k▲
Profit (loss) carried forward14€0-
Amounts payable17/49€668k€490k▼
Amounts payable after more than one year17€436k€389k▼
Financial debts170/4€436k€389k▼
Amounts payable within one year42/48€232k€100k▼
Current portion of amounts payable after more than one year42€46k€47k▲
Trade debts44€10k€10k▲
Suppliers440/4€10k€10k▲
Taxes, remuneration and social security45€41k€44k▲
Taxes450/3€41k€44k▲
Other amounts payable47/48€136k€0▼
Income statement
Code20242025
Non-recurring operating income76A-€1k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€105k€118k▲
Other operating charges640/8€4k€2k▼
Gross operating margin9900€313k€377k▲
Operating profit (loss)9901€205k€257k▲
Financial income75/76B€2k€448▼
Recurring financial income75€2k€448▼
Financial charges65/66B€16k€15k▼
Recurring financial charges65€16k€15k▼
Profit (loss) for the period before taxes9903€191k€243k▲
Income taxes67/77€56k€74k▲
Profit (loss) for the period9904€136k€170k▲
Profit (loss) for the period to be appropriated9905€136k€170k▲
Appropriation of the result
Profit (loss) to be appropriated9906€136k€170k▲
Transfer from equity791/2€0-
Transfer to equity691/2€136k€170k▲
To other reserves6921€136k€170k▲
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (24 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
31-10
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
31-03
Financial
Liquidity triplescurrent ratio 2.32
Current ratio from 0.74 to 2.32; short-term debt falls from €232k to €100k.
2024
26-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
03-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2022
28-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
28-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
31-03
Financial
Weakest financial yearnet €7k ▼95.6%
Net result drops to €7k, the lowest in the series; recovery starts the following year.
2020
27-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
31-03
Financial
Liquidity times 10current ratio 1.75
Current ratio from 0.17 to 1.75; short-term debt falls from €141k to €132k.
31-03
Financial
Equity above €500kEq €562k ▲43.4%
2 profitable years in a row build equity to €562k.
2019
28-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
08-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
30-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
09-11
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 9 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herentals · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Stadspoortstraat(HRT) 322200 HerentalsGround area
767 m²
Building footprint
242 m²
Volume, LiDAR
1,437 m³
2 parcels, Flanders · tallest building 11.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DE CONCIERGERIE
since 20052.148.464.777
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13302D0666/00M011 | Flanders | 682 m² | 1 · 162 m² | 11.7 m · 1 fl. |
| 13011F0443/00D004 | Flanders | 84 m² | 1 · 80 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
IGENIA
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ARCHITECTENBUREAU FAVRIL
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ARCH & TECO ASSET MANAGEMENT
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ARCHITECTEN 7 0
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Of 18,210 companies in sector 71111 we hold annual accounts for 6,293. 2,973 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-07-2005
Fiscal year end31-03
Activities, NACEBEL
71111Activities of building architects
74201Photography, excluding press photography
46431Wholesale of electrical household appliances and audio-video equipment
46494Wholesale of non-electrical household articles
51471
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.