de cOhesie
ActiveSummary
de cOhesie has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €9k and a net result of €5k. Equity is shrinking by ~14.3% per year across the filed fiscal years. Its solvency ranks better than 24% of 17043 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability86▲+13
Solvency50▲+9
Growth58=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.27 against 1.09 in 2024; short-term debt: 74.8% and cash: 18.9% of total assets), and 74.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 17043 sector peers (2025).
NBB · sector comparisonPosition among 17043 sector peers
Solvency
better than 24%
← weakest
strongest →
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €9k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
31 d late
2023
61 d late
2022
61 d late
2021
31 d late
2020
1 d early
2019
109 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€9k▲ 123%
2024 · €4k
2018: €10k
2019: €12k
2020: €8k
2021: €6k
2022: €6k
2023: €3k
2024: €4k
2018 → 2025
Total assets
€35k▲ 44.3%
2024 · €24k
2018: €38k
2019: €32k
2020: €30k
2021: €35k
2022: €32k
2023: €25k
2024: €24k
2018 → 2025
Net result
€5k▲ 448%
2024 · €896
2018: €-8k
2019: €2k
2020: €-5k
2021: €-1k
2022: €-324
2023: €-3k
2024: €896
2018 → 2025
Working capital
€7k▲ 298%
2024 · €2k
2018: €4k
2019: €10k
2020: €7k
2021: €7k
2022: €4k
2023: €2k
2024: €2k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€6k-€6k▼ 5.2%€3k▼ 48.2%€4k▲ 29.0%€9k▲ 123%
Operating result€-589-€1k€-2k€3k€9k▲ 227%
Net result€-1k-€-324▲ 75.0%€-3k▼ 788%€896€5k▲ 448%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 227% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €35k
Fixed assets
€2k ▼ 16.8%
Current assets
€33k ▲ 50.3%
Equity and liabilities €35k
Equity
€9k ▲ 123%
Debt
€26k ▲ 28.9%
Debt's share of the balance-sheet total falls from 83.7% to 74.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€9k▲
2024 · €3k
Cash flow
€5k▲
2024 · €1k
Current ratio
1.27▲
2024 · 1.09
Debt to equity
2.97▼
2024 · 5.14
ROE
55.2%▲
2024 · 22.5%
ROA
13.9%▲
2024 · 3.7%
Interest coverage
18.99▲
2024 · 6.26
Debt ≤ 1 year
€26k▲
2024 · €20k
Income taxes
€3k▲
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet
Code20242025
Assets
Total assets20/58€24k€35k▲
Fixed assets21/28€2k€2k▼
Tangible fixed assets22/27€427€55▼
Plant, machinery and equipment23€427€55▼
Financial fixed assets28€2k€2k=
Current assets29/58€22k€33k▲
Amounts receivable within one year40/41€19k€25k▲
Trade receivables40€19k€25k▲
Other amounts receivable41€9€62▲
Cash at bank and in hand54/58€2k€7k▲
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€24k€35k▲
Equity10/15€4k€9k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€-17k€-12k▲
Amounts payable17/49€20k€26k▲
Amounts payable within one year42/48€20k€26k▲
Trade debts44€3k€7k▲
Suppliers440/4€3k€7k▲
Taxes, remuneration and social security45€4k€11k▲
Taxes450/3€4k€11k▲
Other amounts payable47/48€14k€9k▼
Income statement
Code20242025
Remuneration, social security and pensions62€15-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€547€372▼
Other operating charges640/8€637€10k▲
Non-recurring operating charges66A€339-
Gross operating margin9900€4k€19k▲
Operating profit (loss)9901€3k€9k▲
Financial income75/76B€31€3▼
Recurring financial income75€31€3▼
Financial charges65/66B€503€468▼
Recurring financial charges65€503€468▼
Profit (loss) for the period before taxes9903€2k€8k▲
Income taxes67/77€1k€3k▲
Profit (loss) for the period9904€896€5k▲
Profit (loss) for the period to be appropriated9905€896€5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-17k€-12k▲
Profit (loss) brought forward from the previous period14P€-17k€-17k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Highest result since 2018net €5k ▲448%
Operating result €9k, net result €5k, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-12
Financial
Back to profitnet €896
Net result €896 after 4 loss-making years.
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
30-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 61 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
17-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 109 days late
2019
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
25-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
12-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
21-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Polderhoeklaan 88310 BruggeGround area
1,355 m²
Building footprint
294 m²
Volume, LiDAR
1,952 m³
Parcel 31029C0156/00V007, Flanders · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
de cohesie
since 20072.159.356.293
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31029C0156/00V007 | Flanders | 1,354 m² | 1 · 294 m² | 9.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Monocode
BE 0840.295.063
Hasselt · Eq €8,896
YOGIT
BE 0745.457.371
Sint-Pieters-Woluwe · Eq €8,902
KEYSER SOZE
BE 0546.934.203
Sint-Agatha-Berchem · Eq €8,902
Kodefront
BE 1023.070.579
Beveren-Kruibeke-Zwijndrecht · Eq €8,895
Code Till Dawn
BE 0797.085.028
Dendermonde · Eq €8,903
Of 29,996 companies in sector 62200 we hold annual accounts for 18,393. 8,954 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-01-2007
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
62900Other information technology and computer services
62100Computer programming
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.