Financials
- Fiscal year
- 2025
- Total assets
- €180,135
- Loss
- -€28,659
- Solvency
- 15.0%
Total assets▼ 9.1%
Net result
20192025
DE COCK PASCAL
ActiveSummary
The computed 12-month bankruptcy probability of DE COCK PASCAL is 1.8% (moderate). The annual accounts of DE COCK PASCAL for fiscal year 2025 show a net loss of 51% of the equity at the start of that year. The 2025 annual accounts show equity of €27,025 and a net result of -€28,659. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 18% of 30651 sector peers (fiscal year 2025). The company has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Joinery installation
NACE 43320NACE 45421
1 site
Size
€180,135total assets 2025
- Equity
- €27,025
- Loss
- -€28,659
Turnover not published (abridged schema)
Structure
Accounts 10 d early0 of 1 deed read
Why 52- Loss of €28,659 (FY 2025)- Liquidity: current ratio 1.28, cash €0- Sector Specialised construction activities (NACE 43)+ Size: total assets €180,135Show the evidence
Checked score
Score 2025
52
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 13% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Weak
Solvency
40-13
equity 15.0% of total assets
Liquidity
36-45
short-term debt 32.9% · cash 0.0%
Profitability
0-77
return on assets -15.9%
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 8 months
03-2026: 1.7%lowest value
04-2026: 1.7%● 0.0% vs 03-2026lowest value
05-2026: 1.7%● 0.0% vs 04-2026lowest value
06-2026: 1.7%● 0.0% vs 05-2026lowest value
07-2026: 1.7%● 0.0% vs 06-2026lowest value
08-2026: 1.7%▲ +1.5% vs 07-2026
09-2026: 1.7%● 0.0% vs 08-2026
10-2026: 1.8%▲ +1.3% vs 09-2026highest value
- Size: total assets €180,135 lowers the probability for this profile
- Loss of €28,659 (FY 2025) raises the probability
- Liquidity: current ratio 1.28, cash €0 raises the probability
- Sector Specialised construction activities (NACE 43) raises the probability
Credit up to €1,000 at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity tight (current ratio 1.28 against 1.93 in 2024; short-term debt: 32.9% and cash: 0% of total assets), and 85% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 17%, liquidity 24%, profitability 4%, growth against the median 8%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 30651 sector peers (2025).
NBB · sector comparisonPosition among 30651 sector peers
Solvency
better than 18%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 21-01-2026, 10 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
10 d early
2024
5 d early
2023
1 d early
2022
35 d early
2021
49 d early
2020
87 d early
2019
65 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 36 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 21 January (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close02-10-2026 today31-01-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Annual accounts filedfiscal year 2024 · micro…
- Back to profitnet €14,217
Key points
By topic
Timeline
- Events
- 14
- Since
- 2016
- Next accounts
- by 31-01-2027
- 21-01-2026Annual accounts filed
- 26-01-2025Annual accounts filed
- 30-06-2024Back to profit
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Joinery installationNACE 43320
- Founded
- 12-09-2007
- Year ends
- 30-06
- Peppol
- Reachable for e-invoices
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.