DE COCK GARNIERDERIJ

Active

Private limited companyfounded 1991active for 35 yearsIndustriepark 4, 2220 Heist-op-den-Berg, Belgium24 active companies are registered at this addressKBO/BCE: BE 0444.763.608

Summary

DE COCK GARNIERDERIJ has been active since 1991 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €246,820 and a net result of €29,734. Equity remains stable across the filed financial years (±1.8% per year). Its solvency ranks better than 60% of 9,849 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Risk analysisFollow Report Compare

DE COCK GARNIERDERIJActiveChecked score 81/100

Risk analysis Report Compare

Activity

Wallpapering and laying of floor and wall coverings in other materials

NACE 43333Manufacture of dining room, living room, bedroom and bathroom furniture NACE 31004

1 site

Size

≈ €1.2mturnover 2025, estimated

Staff: 6.7 FTE
Equity: €246,820
Profit: €29,734

Turnover estimated from the gross margin

Financial health

81 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.6%

Structure

Parent: INTRACIET · 100%

2025 accounts 15 days early1 of 5 deeds summarised

Why 81raises risk1 change of registered office in 24 monthsSize: 6.7 FTE, total assets €471,546lowers riskFounded in 1991Liquidity: current ratio 2.04, cash €53,508Show the evidence

Checked score

Score 2025

81 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 51% of its sector peers (NACE 43, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 77+7

equity 52.3% of total assets

Liquidity 44+6

short-term debt 42.8% · cash 11.3%

Profitability 77+5

return on assets 6.3%

Bankruptcy probability, 12 months

0.6% Low

0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,663 companies, NACE 43, micro)

Last 24 months 11-2024: 0.8% 12-2024: 0.8%● unchanged vs 11-2024 01-2025: 0.8%● unchanged vs 12-2024 02-2025: 0.8%● unchanged vs 01-2025 03-2025: 0.8%● unchanged vs 02-2025 04-2025: 0.8%● unchanged vs 03-2025 05-2025: 0.8%● unchanged vs 04-2025 06-2025: 0.8%● unchanged vs 05-2025 07-2025: 0.9%▲ +0.1 percentage points vs 06-2025 08-2025: 0.6%▼ -0.3 percentage points vs 07-2025 09-2025: 0.6%● unchanged vs 08-2025 10-2025: 1.2%▲ +0.6 percentage points vs 09-2025 11-2025: 1.2%● unchanged vs 10-2025 12-2025: 1.2%● unchanged vs 11-2025 01-2026: 1.2%● unchanged vs 12-2025 02-2026: 1.2%● unchanged vs 01-2026 03-2026: 1.2%● unchanged vs 02-2026 04-2026: 1.3%▲ +0.1 percentage points vs 03-2026 05-2026: 1.5%▲ +0.2 percentage points vs 04-2026highest value 06-2026: 1.4%▼ -0.1 percentage points vs 05-2026 07-2026: 1.5%▲ +0.1 percentage points vs 06-2026 08-2026: 0.6%▼ -0.9 percentage points vs 07-2026lowest value 09-2026: 0.6%● unchanged vs 08-2026lowest value 10-2026: 0.6%● unchanged vs 09-2026lowest value

Credit of up to €19,000 on 30-day terms is acceptable

Liquidity ample (current ratio 2.04, compared with 1.83 in 2024, above the usual 1.5; short-term debt: 42.8% and cash: 11.3% of total assets), and 47.7% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 57% on solvency, 34% on liquidity, 52% on profitability and 60% on growth.

The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

lowers riskraises riskneutral

1 change of registered office in 24 months

Belgian Official Gazette

Founded in 1991

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

Size: 6.7 FTE, total assets €471,546

Companies of this size fail more often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Liquidity: current ratio 2.04, cash €53,508

NBB · annual accounts

Growing equity

Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.

NBB · annual accounts 2025

Equity per financial year

1819202122232425

2018 to 2025 · latest year €246,820

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

15 days early

2024

31 days early

2023

21 days early

2022

11 days early

2021

46 days early

2020

31 days late

2019

28 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 17 days before the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 11 July (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

30-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

16-07-2026 Annual accounts filedfinancial year 2025 · abbreviated…
31-12-2025 Highest result from 2018 to 2025net €29,734 ▲108%
16-09-2025 Registered officeRegistered-office move · Power of…

Key points

Controlled by INTRACIET 100% View
Positive: Filed on time since financial year 2021accounts within the deadline every year 5 years View
Positive: 5 profitable years in a rowprofit 2025: €29,734 5 years View

By topic

Financials

Financial year: 2025
Total assets: €471,546
Profit: €29,734
Solvency: 52.3%

Total assets▼ 1.9%

Net result

20182025

Go to Financials

Board & ownership

Parent: INTRACIET · 100%

Go to Board & ownership

Timeline

Events: 41
Since: 1992
Next accounts: by 31-07-2027

30-06-2025Annual accounts filed
10-07-2024Annual accounts filed
31-12-2023Equity above €200,000

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Wallpapering and laying of floor and wall coverings…NACE 43333
Founded: 29-07-1991
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Key facts about DE COCK GARNIERDERIJ

What is the company number of DE COCK GARNIERDERIJ?: 0444.763.608. In Belgium the VAT number is the company number with BE in front: BE 0444.763.608.
Where is DE COCK GARNIERDERIJ based?: The registered office is at Industriepark 4, 2220 Heist-op-den-Berg.Company details
What does DE COCK GARNIERDERIJ do?: According to the KBO register, the main activity is wallpapering and laying of floor and wall coverings in other materials (NACE 43333).
What is the legal form of DE COCK GARNIERDERIJ?: Private limited company (BV).
When was DE COCK GARNIERDERIJ founded?: On 29-07-1991.
Is DE COCK GARNIERDERIJ still active?: Yes, DE COCK GARNIERDERIJ is an active enterprise in the KBO register.
How many employees does DE COCK GARNIERDERIJ have?: On average 6.7 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of DE COCK GARNIERDERIJ?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is DE COCK GARNIERDERIJ profitable?: In financial year 2025, DE COCK GARNIERDERIJ made a profit of €29,734.
Where can I find the annual accounts of DE COCK GARNIERDERIJ?: DE COCK GARNIERDERIJ filed 35 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of DE COCK GARNIERDERIJ due?: By 31-07-2027, for financial year 2026.Timeline