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DE COCK GARNIERDERIJ

Active
Private limited companyfounded 1991active for 35 yearsIndustriepark 4, 2220 Heist-op-den-Berg, BelgiumKBO/BCE: BE 0444.763.608
Summary

DE COCK GARNIERDERIJ has been active since 1991 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €246,820 and a net result of €29,734. Equity has been stable since 2018 (±1.8% per year). Its solvency ranks better than 60% of 9,895 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Overview

Official details

Source: KBO
Status
Active since 29-07-1991 Normal situation
Registered office
24 active companies are registered at this address Source: KBO register, as of 2 November 2026.
Activity
Wallpapering and laying of floor and wall coverings in other materials NACE 43333and 2 others
Establishment unit
2.054.082.589 3130 Begijnendijk, since 06-09-1991
Financial year end
31 December
Peppol
Reachable since 11-10-2025

Board and ownership

Board
  • KosimaDirector
Shareholders
  • INTRACIET2025 annual accounts of INTRACIET
  • KOSIMA· score 9330-06-2024 annual accounts of KOSIMA

Financial position

81 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.6%
Annual accounts 2025
Gross margin
€400,580
▲ 21.4%
Turnover
≈ €1.2m
estimated
Profit
€29,734
▲ 108%
Equity
€246,820
▲ 13.7%
Total assets
€471,546
▼ 1.9%
Employees on 31-12-2025
7
=
Filed on 16-07-2026, 15 days before the deadline
Score breakdownraises risk1 change of registered office in 24 monthsSize: 6.7 FTE, total assets €471,546lowers riskFounded in 1991Liquidity: current ratio 2.04, cash €53,508Show the evidence

Checked score

Score 2025
81 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 51% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Strong
Solvency 77+7
equity 52.3% of total assets
Liquidity 44+6
short-term debt 42.8% · cash 11.3%
Profitability 77+5
return on assets 6.3%
Bankruptcy probability within 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,674 companies, NACE 43, micro)
Last 24 months 12-2024: 0.8% 01-2025: 0.8%● unchanged vs 12-2024 02-2025: 0.8%● unchanged vs 01-2025 03-2025: 0.8%● unchanged vs 02-2025 04-2025: 0.8%● unchanged vs 03-2025 05-2025: 0.8%● unchanged vs 04-2025 06-2025: 0.8%● unchanged vs 05-2025 07-2025: 0.9%▲ +0.1 percentage points vs 06-2025 08-2025: 0.6%▼ -0.3 percentage points vs 07-2025 09-2025: 0.6%● unchanged vs 08-2025 10-2025: 1.2%▲ +0.6 percentage points vs 09-2025 11-2025: 1.2%● unchanged vs 10-2025 12-2025: 1.2%● unchanged vs 11-2025 01-2026: 1.2%● unchanged vs 12-2025 02-2026: 1.2%● unchanged vs 01-2026 03-2026: 1.2%● unchanged vs 02-2026 04-2026: 1.3%▲ +0.1 percentage points vs 03-2026 05-2026: 1.5%▲ +0.2 percentage points vs 04-2026highest value 06-2026: 1.4%▼ -0.1 percentage points vs 05-2026 07-2026: 1.5%▲ +0.1 percentage points vs 06-2026 08-2026: 0.6%▼ -0.9 percentage points vs 07-2026lowest value 09-2026: 0.6%● unchanged vs 08-2026lowest value 10-2026: 0.6%● unchanged vs 09-2026lowest value 11-2026: 0.6%● unchanged vs 10-2026lowest value
Credit of up to €19,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.04 (1.83 in 2024), above the usual 1.5. Short-term debt is 42.8% and cash 11.3% of total assets. 47.7% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 57% of them on solvency, 34% on liquidity, 52% on profitability and 60% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Founded in 1991
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Size: 6.7 FTE, total assets €471,546
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 2.04, cash €53,508
NBB · annual accounts
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €246,820
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
15 days early
2024
31 days early
2023
21 days early
2022
11 days early
2021
46 days early
2020
31 days late
2019
28 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 17 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 11 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Filed on time since financial year 2021accounts within the deadline every year 5 years View
  • Positive: 5 profitable years in a rowprofit 2025: €29,734 5 years View

Recent changes

  1. · Gazette deed Registered office moved from Begijnendijk to Heist-op-den-Berg
  2. · Gazette deed Incorporation
All 17 events

Comparable companies

These companies have the same main activity as DE COCK GARNIERDERIJ: wallpapering and laying of floor and wall coverings in other materials (NACE 43333). They are comparable in size and age: total assets between €586,000 and €1m, founded between 1975 and 1998.

CompanyTotal assetsGross margin
DE COCK GARNIERDERIJ Heist-op-den-Berg€0.5m€0.4m
Meyvis Bornem€0.6m€0.4m
Woondecoratie Patrick Walravens Asse€0.6m€0.7m
SRS BENELUX Villers-la-Ville€0.8m€0.4m
GREGOIRE & ZOON Tongeren-Borgloon€0.9m€0.5m
WOONINRICHTING GIELISSEN Oudsbergen€1.0m€0.4m
DACOL Fleurus€1.0m€0.4m
Full comparison

Key facts about DE COCK GARNIERDERIJ

What is the company number of DE COCK GARNIERDERIJ?
The company number of DE COCK GARNIERDERIJ is 0444.763.608. The VAT number is the same number with BE in front: BE 0444.763.608.
Where is DE COCK GARNIERDERIJ based?
The registered office is at Industriepark 4, 2220 Heist-op-den-Berg.Company details
What does DE COCK GARNIERDERIJ do?
According to the KBO register, the main activity is wallpapering and laying of floor and wall coverings in other materials (NACE 43333).
What is the legal form of DE COCK GARNIERDERIJ?
The legal form of DE COCK GARNIERDERIJ is Private limited company (BV).
When was DE COCK GARNIERDERIJ founded?
DE COCK GARNIERDERIJ was founded on 29-07-1991.
Is DE COCK GARNIERDERIJ still active?
Yes, DE COCK GARNIERDERIJ is an active enterprise in the KBO register.
How many employees does DE COCK GARNIERDERIJ have?
DE COCK GARNIERDERIJ had an average of 6.7 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of DE COCK GARNIERDERIJ?
The turnover in financial year 2025 is ≈ €1.2m. This figure is estimated from the gross margin of €400,580 and 40 comparable companies (NACE 433). It probably lies between €880,000 and €1.5m.
Is DE COCK GARNIERDERIJ profitable?
In financial year 2025, DE COCK GARNIERDERIJ made a profit of €29,734.
Where can I find the annual accounts of DE COCK GARNIERDERIJ?
DE COCK GARNIERDERIJ filed 35 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of DE COCK GARNIERDERIJ due?
DE COCK GARNIERDERIJ must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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