DE CLOCKE
ActiveDE CLOCKE has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €442k and a net result of €39k. Equity is growing by ~8.4% per year across the filed fiscal years. Its solvency ranks better than 36% of 4809 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability41▼-36
Solvency41▼-18
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity short (current ratio 0.11 against 0.74 in 2023; short-term debt: 14.5% and cash: 0.7% of total assets), and 83.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 11-06-2025, 50 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
50 d early
2023
50 d early
2022
117 d early
2021
1 d early
2020
137 d early
2019
93 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€39k▼ 49.7%
2023 · €78k
2018: €10k
2019: €10k
2020: €6k
2021: €147
2022: €35k
2023: €78k
2018 → 2024
Working capital
€-348k▼ 402%
2023 · €-69k
2018: €-2k
2019: €-4k
2020: €30k
2021: €-46k
2022: €12k
2023: €-69k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€290k-€290k▲ 0.1%€325k▲ 12.1%€403k▲ 24.0%€442k▲ 9.7%
Operating result€10k-€861▼ 91.2%€61k▲ 7,005%€110k▲ 80.4%€107k▼ 3.0%
Net result€6k-€147▼ 97.6%€35k▲ 23,713%€78k▲ 122%€39k▼ 49.7%
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 3% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €2.68M
Fixed assets
€2.64M▲ 163%
Current assets
€42k▼ 79.0%
Equity and liabilities €2.68M
Equity
€442k▲ 9.7%
Debt
€2.24M▲ 181%
The debt ratio rises from 66.5% to 83.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€129k▼
2023 · €138k
Cash flow
€61k▼
2023 · €106k
Solvency
16.5%▼
2023 · 33.5%
Current ratio
0.11▼
2023 · 0.74
Quick ratio
0.11▼
2023 · 0.74
Debt / equity
5.07▲
2023 · 1.98
ROE
8.9%▼
2023 · 19.4%
ROA
1.5%▼
2023 · 6.5%
Interest coverage
2.39▼
2023 · 26.12
Debt
€2.24M▲
2023 · €798k
Debt ≤ 1 year
€389k▲
2023 · €268k
Debt > 1 year
€1.85M▲
2023 · €383k
Income taxes
€13k▼
2023 · €26k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€1.20M€2.68M▲
Fixed assets21/28€1.00M€2.64M▲
Tangible fixed assets22/27€1.00M€2.64M▲
Land and buildings22€286k€263k▼
Assets under construction and advance payments27€716k€2.38M▲
Current assets29/58€199k€42k▼
Stocks and contracts in progress3€0€0=
Amounts receivable within one year40/41€92k€23k▼
Trade receivables40€163€0▼
Other amounts receivable41€91k€23k▼
Cash at bank and in hand54/58€3k€19k▲
Deferred charges and accrued income490/1€105k€0▼
Equity and liabilities
Total equity and liabilities10/49€1.20M€2.68M▲
Equity10/15€403k€442k▲
Contributions10/11€28k€28k=
Reserves13€375k€414k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€375k€414k▲
Profit (loss) carried forward14€0-
Amounts payable17/49€798k€2.24M▲
Amounts payable after more than one year17€383k€1.85M▲
Financial debts170/4€383k€1.85M▲
Credit institutions173€383k€1.85M▲
Amounts payable within one year42/48€268k€389k▲
Current portion of amounts payable after more than one year42€25k€107k▲
Trade debts44€177k€62k▼
Suppliers440/4€177k€62k▼
Taxes, remuneration and social security45€983€983=
Taxes450/3€983€983=
Other amounts payable47/48€65k€219k▲
Accrued charges and deferred income492/3€147k€0▼
Income statement
Code20232024
Operating income70/76A€339k€290k▼
Other operating income74€338k€290k▼
Non-recurring operating income76A€891€0▼
Operating charges60/66A€229k€183k▼
Services and other goods61€32k€20k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28k€22k▼
Other operating charges640/8€168k€140k▼
Operating profit (loss)9901€110k€107k▼
Financial charges65/66B€6k€55k▲
Recurring financial charges65€6k€55k▲
Debt charges650€5k€54k▲
Other financial charges652/9€1k€736▼
Profit (loss) for the period before taxes9903€104k€52k▼
Income taxes67/77€26k€13k▼
Taxes670/3€26k€13k▼
Profit (loss) for the period9904€78k€39k▼
Transfer from tax-exempt reserves789€0-
Profit (loss) for the period to be appropriated9905€78k€39k▼
Appropriation of the result
Profit (loss) to be appropriated9906€79k€39k▼
Profit (loss) brought forward from the previous period14P€803€0▼
Transfer to equity691/2€79k€39k▼
To other reserves6921€79k€39k▼
The notes to these accounts (76 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
11-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
11-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Highest result since 2018net €78k ▲122%
Operating result €110k, net result €78k, both a record.
03-01
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
30-09
Financial
Liquidity doublescurrent ratio 1.10
Current ratio from 0.45 to 1.10.
29-04
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
30-09
Financial
Weakest financial yearnet €147 ▼97.6%
Net result drops to €147, the lowest in the series; recovery starts the following year.
2020
14-12
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
30-09
Financial
Liquidity doublescurrent ratio 1.93
Current ratio from 0.87 to 1.93; short-term debt falls from €34k to €33k.
28-01
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
29-01
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
26-01
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
24-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
06-01
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oudenaarde · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hauwaart 1059700 OudenaardeGround area
2.6 ha
Building footprint
1.6 ha
Volume, LiDAR
145,463 m³
Parcel 45021A0678/00W000, Flanders · tallest building 26.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Hauwaart 105, 9700 Oudenaarde
since 20102.191.942.157
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45021A0678/00W000 | Flanders | 2.6 ha | 1 · 1.6 ha | 26.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
GERINGO
BE 0664.982.708
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FRALPARO
BE 0462.595.374
Hechtel-Eksel · Eq €441k
ESCUDO DE ORO
BE 0472.891.925
Pajottegem · Eq €441k
HEYERICK HANS
BE 0453.636.732
Roeselare · Eq €441k
Sion-L'Avenir
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Lier · Eq €441k
Of 12,018 companies in sector 68203 we hold annual accounts for 5,984. 4,420 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-07-2010
Fiscal year end31-12
Activities, NACEBEL
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.