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DE CLERCQ Tom

Active Risk: not assessed
Private limited companyfounded 2001active for 25 yearsPolenstraat 22, 9940 Evergem, BelgiumKBO/BCE: BE 0474.032.763
Summary

DE CLERCQ Tom is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.2m and a net result of €106,446. Equity is growing by about 8.5% per year across the filed financial years. Its solvency ranks better than 63% of 3,034 sector peers (NACE 66, financial year 2025). The company has been active since 2001 and the Belgian Official Gazette contains no insolvency or warning signals.

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DE CLERCQ TomActive
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Overview

Activity
Insurance agents and brokers
NACE 66220
10th oldest company in Evergem, Finance and insurance sector1 site
Size
€1.9mtotal assets 2025
Equity
€1.2m
Profit
€106,446
Turnover not published (micro format)
Financial health
Financial institution: outside the modelBankruptcy probability: sector outside the model
Structure
Holdings
2
2025 accounts 23 days early1 of 4 deeds summarised
SignalsneutralLatest accounts filed on timeShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Bankruptcy probability, 12 months

This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.

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Signals

1 signal.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
23 days early
2024
61 days late
2023
30 days late
2022
31 days late
2021
1 day early
2020
5 days early
2019
106 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 28 days after the deadline; the sector median (NACE 66) for financial year 2024 is 5 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (4 of the last 5 filed years within 32 days of that day).
Companies Code · seven months
Where today falls in the filing period
25-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Highest result from 2018 to 2025net €106,446 ▲19.4%
  3. Annual accounts filedfinancial year 2024 · micro…

Key points

  • Positive: Among the best 5% on equitysector median €118,881 · 3,037 companies €1.2m View
  • Positive: 8 profitable years in a rowprofit 2025: €106,446 8 years View
  • One director decidessole director in office 1 View

By topic

Financials

Financial year
2025
Total assets
€1.9m
Profit
€106,446
Solvency
63.4%
Total assets▼ 8.0%
Net result
20182025
Go to Financials

Timeline

Events
28
Since
2003
Next accounts
by 31-07-2027
  1. 18-03-2025Resignation: Tom De Clercq (statutory manager)
  2. 30-08-2024Annual accounts filed
  3. 31-12-2023Equity above €1m
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Insurance agents and brokersNACE 66220
Founded
07-02-2001
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
37
Who signs
Each director alone
Annual meeting
First Saturday of May at 10:00
Purpose
“Het uitoefenen van een bestuurdersmandaat in het verzekeringsagentschap Assecure en in het…” (deed in Dutch)
Go to Articles of association

Key facts about DE CLERCQ Tom

What is the company number of DE CLERCQ Tom?
0474.032.763. In Belgium the VAT number is the company number with BE in front: BE 0474.032.763.
Where is DE CLERCQ Tom based?
The registered office is at Polenstraat 22, 9940 Evergem.Company details
What does DE CLERCQ Tom do?
According to the KBO register, the main activity is insurance agents and brokers (NACE 66220).
What is the legal form of DE CLERCQ Tom?
Private limited company (BV).
When was DE CLERCQ Tom founded?
On 07-02-2001.
Is DE CLERCQ Tom still active?
Yes, DE CLERCQ Tom is an active enterprise in the KBO register.
What is the turnover of DE CLERCQ Tom?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is DE CLERCQ Tom profitable?
In financial year 2025, DE CLERCQ Tom made a profit of €106,446.
Where can I find the annual accounts of DE CLERCQ Tom?
DE CLERCQ Tom filed 24 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of DE CLERCQ Tom due?
By 31-07-2027, for financial year 2026.Timeline

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