De Clerck&Zn

Active

Private limited company (pre-2019)founded 1970active for 55 yearsIs. Meyskensstraat 161, 1780 Wemmel, BelgiumKBO/BCE: BE 0407.903.806

Summary

De Clerck&Zn has been active since 1970 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €669,037 and a net result of €58,765. Equity is growing by about 12% per year across the filed financial years. Its solvency ranks better than 82% of 9,806 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

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De Clerck&ZnActiveChecked score 96/100

Risk analysis Report Compare

Activity

Installation of electric heating, air conditioning, cooling and ventilation

NACE 43222

Oldest company in Wemmel, Construction sector1 site

Size

€907,859total assets 2025

Staff: 8.4 FTE
Equity: €669,037
Profit: €58,765

Turnover not published (abbreviated format)

Financial health

96 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: < 0.1%

Structure

2025 accounts 3 days early3 deeds in the Belgian Official Gazette

Why 96raises riskSector: Specialised construction activities (NACE 43)lowers riskLiquidity: current ratio 4.13, cash €350,327Founded in 1970Equity €669,037 (73.7% of total assets)Show the evidence

Checked score

Score 2025

96 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 69% of its sector peers (NACE 43, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 99+7

equity 73.7% of total assets

Liquidity 91+9

short-term debt 22.4% · cash 38.6%

Profitability 77=

return on assets 6.5%

Bankruptcy probability, 12 months

< 0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,639 companies, NACE 43, micro)

Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: 0.1%▲ +0.1 percentage points vs 06-2025highest value 08-2025: < 0.1%▼ -0.1 percentage points vs 07-2025lowest value 09-2025: < 0.1%● unchanged vs 08-2025lowest value 10-2025: < 0.1%● unchanged vs 09-2025lowest value 11-2025: < 0.1%● unchanged vs 10-2025lowest value 12-2025: < 0.1%● unchanged vs 11-2025lowest value 01-2026: < 0.1%● unchanged vs 12-2025lowest value 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026

Credit of up to €60,000 on 30-day terms is acceptable

Liquidity ample (current ratio 4.13, compared with 3.28 in 2024, above the usual 1.5; short-term debt: 22.4% and cash: 38.6% of total assets), and 26.3% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 80% on solvency, 88% on liquidity, 53% on profitability and 55% on growth.

The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises riskneutral

Liquidity: current ratio 4.13, cash €350,327

NBB · annual accounts

Founded in 1970

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

Equity €669,037 (73.7% of total assets)

NBB · annual accounts

Sector: Specialised construction activities (NACE 43)

KBO

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

3 days early

2024

1 day early

2023

9 days early

2022

17 days early

2021

18 days early

2020

36 days early

2019

160 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 11 days after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 23 July (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

26-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

28-07-2026 Annual accounts filedfinancial year 2025 · abbreviated…
30-07-2025 Annual accounts filedfinancial year 2024 · abbreviated…
22-07-2024 Annual accounts filedfinancial year 2023 · abbreviated…

Key points

Positive: Oldest company in Wemmel, Construction sectorin the Checked rankings No. 1 View
Positive: 8 profitable years in a rowprofit 2025: €58,765 8 years View
Positive: Filed on time since financial year 2020accounts within the deadline every year 6 years View
Active since 1970founded 31-12-1970 55 years View
Known shareholdersaccounts at 31-12-2025 100% View

By topic

Financials

Financial year: 2025
Total assets: €907,859
Profit: €58,765
Solvency: 73.7%

Total assets▼ 0.5%

Net result

20182025

Go to Financials

Board & ownership

Known shareholders: 100%

Go to Board & ownership

Timeline

Events: 51
Since: 1978
Next accounts: by 31-07-2027

14-07-2023Annual accounts filed
31-12-2022Highest result from 2018 to 2025
31-12-2022Equity above €500,000

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company (pre-2019)
Activity: Installation of electric heating, air conditioning, cooling and…NACE 43222
Founded: 31-12-1970
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Key facts about De Clerck&Zn

What is the company number of De Clerck&Zn?: 0407.903.806. In Belgium the VAT number is the company number with BE in front: BE 0407.903.806.
Where is De Clerck&Zn based?: The registered office is at Is. Meyskensstraat 161, 1780 Wemmel.Company details
What does De Clerck&Zn do?: According to the KBO register, the main activity is installation of electric heating, air conditioning, cooling and ventilation (NACE 43222).
What is the legal form of De Clerck&Zn?: Private limited company (pre-2019) (BVBA).
When was De Clerck&Zn founded?: On 31-12-1970.
Is De Clerck&Zn still active?: Yes, De Clerck&Zn is an active enterprise in the KBO register.
How many employees does De Clerck&Zn have?: On average 8.4 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of De Clerck&Zn?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is De Clerck&Zn profitable?: In financial year 2025, De Clerck&Zn made a profit of €58,765.
Where can I find the annual accounts of De Clerck&Zn?: De Clerck&Zn filed 49 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of De Clerck&Zn due?: By 31-07-2027, for financial year 2026.Timeline