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De Clerck - Ledeganck

Active
Private limited companyfounded 1991active for 35 yearsEnsorlaan 1, 8420 De Haan, BelgiumKBO/BCE: BE 0443.921.785
Summary

De Clerck - Ledeganck has been active since 1991 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €352,775 and a net result of €35,788. Equity has been growing by about 8.5% per year since 2018. Its solvency ranks better than 68% of 22,773 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 29-04-1991 Normal situation
Activity
Retail sale of clothing and accessories for women, men, children and babies (general range) NACE 47716
Establishment unit
2.052.655.996 8420 De Haan, since 06-05-1991
Financial year end
31 December
Peppol
Reachable since 02-10-2025

Board and ownership

Board

Financial position

96 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€79,585
▲ 5.4%
Turnover
≈ €390,000
estimated
Profit
€35,788
▲ 5.5%
Equity
€352,775
▲ 11.3%
Total assets
€648,405
▲ 9.2%
Score breakdownraises riskSector: Retail trade (NACE 47)lowers riskLiquidity: current ratio 2.20, cash €617,681Equity €352,775 (54.4% of total assets)Size: total assets €648,405Show the evidence

Checked score

Score 2025
96 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 65% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Strong
Solvency 79+1
equity 54.4% of total assets
Liquidity 78-1
short-term debt 45.2% · cash 95.3%
Profitability 67+1
return on assets 5.5%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,272 companies, NACE 47, micro)
Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025lowest value 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026highest value 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026 11-2026: < 0.1%● unchanged vs 10-2026
Credit of up to €30,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.2 (2.28 in 2024), above the usual 1.5. Short-term debt is 45.2% and cash 95.3% of total assets. 45.6% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 68% of them on solvency, 83% on liquidity, 47% on profitability and 63% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 2.20, cash €617,681
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
lowers risk · Equity €352,775 (54.4% of total assets)
NBB · annual accounts
lowers risk · Size: total assets €648,405
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
18 days early
2024
44 days early
2023
62 days early
2022
14 days early
2021
3 days early
2020
31 days early
2019
36 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 30 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 13 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: More equity than 92% of companies in retail tradesector median €41,230 · 22,814 companies €352,775 View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View

Recent changes

  1. · Gazette deed Change of role: Vincent De Clerck, from statutory manager to director
  2. · Gazette deed Incorporation
All 15 events

Comparable companies

These companies have the same main activity as De Clerck - Ledeganck: retail sale of clothing and accessories for women, men, children and babies (general range) (NACE 47716). They are comparable in size and age: total assets between €572,000 and €678,000, founded between 1986 and 1994.

CompanyTotal assetsGross margin
De Clerck - Ledeganck De Haan€648,405€79,585
IL ETAIT UNE FOIS - ER WAS EENS Ronse€624,935€67,515
YANNUCCI Turnhout€592,362€73,676
FRANCART RUTH Mons€571,795€84,979
ALJEWEN Ottignies-Louvain-la-Neuve€648,439€90,032
JADOREX Elsene€677,617€65,630
KRISTEX Pajottegem€605,583€90,766
Full comparison

Key facts about De Clerck - Ledeganck

What is the company number of De Clerck - Ledeganck?
The company number of De Clerck - Ledeganck is 0443.921.785. The VAT number is the same number with BE in front: BE 0443.921.785.
Where is De Clerck - Ledeganck based?
The registered office is at Ensorlaan 1, 8420 De Haan.Company details
What does De Clerck - Ledeganck do?
According to the KBO register, the main activity is retail sale of clothing and accessories for women, men, children and babies (general range) (NACE 47716).
What is the legal form of De Clerck - Ledeganck?
The legal form of De Clerck - Ledeganck is Private limited company (BV).
When was De Clerck - Ledeganck founded?
De Clerck - Ledeganck was founded on 29-04-1991.
Is De Clerck - Ledeganck still active?
Yes, De Clerck - Ledeganck is an active enterprise in the KBO register.
What is the turnover of De Clerck - Ledeganck?
The turnover in financial year 2025 is ≈ €390,000. This figure is estimated from the gross margin of €79,585 and 44 comparable companies (NACE 477). It probably lies between €200,000 and €530,000.Financials
Is De Clerck - Ledeganck profitable?
In financial year 2025, De Clerck - Ledeganck made a profit of €35,788.
Where can I find the annual accounts of De Clerck - Ledeganck?
De Clerck - Ledeganck filed 34 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of De Clerck - Ledeganck due?
De Clerck - Ledeganck must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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