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De Clerck - Interiors

Active
Private limited companyfounded 2006active for 19 yearsHoogstraat 28, 8000 Brugge, BelgiumKBO/BCE: BE 0885.948.807

From the official registers: KBO 18 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

The computed 12-month bankruptcy probability of De Clerck - Interiors is 2.7% (moderate). The 2024 annual accounts show equity of €156,521 and a net result of -€2,574. Equity has been growing by about 6.5% per year since 2018. Its solvency ranks better than 71% of 25,566 sector peers (NACE 47, financial year 2024). The company has been active since 2006 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

KBO
Status
Active since 27-12-2006 Normal situation
Activity
Retail sale of antiques NACE 47791
Establishment unit
2.164.837.585 8000 Brugge, since 31-08-2007
Financial year end
31 December
Peppol
Reachable since 09-01-2026

Board and ownership

Board
  • De Clerck FrederickDirector

Financial position

51 Fair Checked score 2024
Bankruptcy probabilitywithin 12 months
2.7%
Annual accounts 2024
Gross margin
€2,136
▼ 91.6%
Turnover
≈ €23,000
estimated
Loss
€2,574
Equity
€156,521
▼ 1.6%
Total assets
€272,328
▲ 3.6%
2025 accounts not filed, 93 days past the deadline
Filed on 27-06-2025PDF
Score breakdownraises riskFigures for financial year 2024 (filed on 27-06-2025)Liquidity: current ratio 2.33, cash €101 financial year not filed after the legal deadline; 2 of the last 3 accounts latelowers riskFounded in 2006Show the evidence

Checked score

Score 2024
51 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 38% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2023
Weak
Solvency 82-4
equity 57.5% of total assets
Liquidity 30-2
short-term debt 42.5% · cash 0.0%
Profitability 18-53
return on assets -0.9%
Bankruptcy probability within 12 months
2.7% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,270 companies, NACE 47, micro)
Last 24 months 11-2024: 1.5% 12-2024: 1.5%● unchanged vs 11-2024 01-2025: 1.5%● unchanged vs 12-2024 02-2025: 1.5%● unchanged vs 01-2025 03-2025: 1.5%● unchanged vs 02-2025 04-2025: 1.5%● unchanged vs 03-2025 05-2025: 1.4%▼ -0.1 percentage points vs 04-2025 06-2025: 1.4%● unchanged vs 05-2025 07-2025: 1.2%▼ -0.2 percentage points vs 06-2025 08-2025: 1.2%● unchanged vs 07-2025 09-2025: 1.2%● unchanged vs 08-2025 10-2025: 1.2%● unchanged vs 09-2025 11-2025: 1.2%● unchanged vs 10-2025 12-2025: 1.2%● unchanged vs 11-2025 01-2026: 1.2%● unchanged vs 12-2025 02-2026: 1.2%● unchanged vs 01-2026 03-2026: 1.2%● unchanged vs 02-2026 04-2026: 1.2%● unchanged vs 03-2026 05-2026: 1.2%● unchanged vs 04-2026 06-2026: 1.1%▼ -0.1 percentage points vs 05-2026 07-2026: 1.1%● unchanged vs 06-2026lowest value 08-2026: 1.8%▲ +0.7 percentage points vs 07-2026 09-2026: 1.9%▲ +0.1 percentage points vs 08-2026 10-2026: 2.7%▲ +0.8 percentage points vs 09-2026highest value
Credit of up to €7,000 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance
Liquidity is ample, with a current ratio of 2.33 (2.37 in 2023), above the usual 1.5. Short-term debt is 42.5% and cash 0% of total assets. 42.5% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 71% of them on solvency, 27% on liquidity, 21% on profitability and 35% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · Figures for financial year 2024 (filed on 27-06-2025)
NBB · annual accounts
raises risk · Liquidity: current ratio 2.33, cash €10
NBB · annual accounts
lowers risk · Founded in 2006
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · 1 financial year not filed after the legal deadline; 2 of the last 3 accounts late
NBB · filings
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 93 days later.
NBB · 10 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline01-11-2026 today
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-06-2025, 34 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
not filed
2024
34 days early
2023
92 days late
2022
311 days late
2021
138 days late
2020
111 days late
2019
122 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 123 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: More equity than 80% of companies in retail tradesector median €39,283 · 25,623 companies €156,521 View

Comparable companies

These companies have the same main activity as De Clerck - Interiors: retail sale of antiques (NACE 47791). They are comparable in size and age: total assets between €206,000 and €438,000, founded between 2000 and 2011.

CompanyTotal assetsGross margin
De Clerck - Interiors Brugge€272,328€2,136
RITTER LUC Brussel€328,012€2,517
GP ANTIQUES Tessenderlo-Ham€275,440-€6,518
BLUE FONZ Antwerpen€255,189-€1,786
THE AFRICAN CONNECTION Jabbeke€205,965-€27,996
MANTIQUES Kortrijk€438,160-€5,674
GnD@rts Lebbeke€226,578-€11,752
Full comparison

Documents

Annual accounts at the NBB

All 18 annual accounts

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about De Clerck - Interiors

What is the company number of De Clerck - Interiors?
The company number of De Clerck - Interiors is 0885.948.807. The VAT number is the same number with BE in front: BE 0885.948.807.
Where is De Clerck - Interiors based?
The registered office is at Hoogstraat 28, 8000 Brugge.Company details
What does De Clerck - Interiors do?
According to the KBO register, the main activity is retail sale of antiques (NACE 47791).
What is the legal form of De Clerck - Interiors?
The legal form of De Clerck - Interiors is Private limited company (BV).
When was De Clerck - Interiors founded?
De Clerck - Interiors was founded on 27-12-2006.
Is De Clerck - Interiors still active?
Yes, De Clerck - Interiors is an active enterprise in the KBO register.
What is the turnover of De Clerck - Interiors?
The turnover in financial year 2024 is ≈ €23,000. This figure is estimated from the gross margin of €2,136 and 118 comparable companies (NACE 477). It probably lies between €8,200 and €48,000. It is a rough estimate.Financials
Is De Clerck - Interiors profitable?
In financial year 2024, De Clerck - Interiors made a loss of €2,574.
Where can I find the annual accounts of De Clerck - Interiors?
De Clerck - Interiors filed 18 annual accounts with the National Bank of Belgium, the latest for financial year 2024.Annual accounts 2024 (PDF)

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