De Chalet
ActiveDe Chalet is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €303k and a net result of €16k. Equity is growing by ~34.6% per year across the filed fiscal years. Its solvency ranks better than 72% of 9871 sector peers (fiscal year 2024). The company has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Two signals. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
30 d late
2022
112 d late
2021
61 d late
2020
151 d late
2019
129 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€303k▲ 5.4%
2023 · €288k
2018: €53k
2019: €69k
2020: €125k
2021: €252k
2022: €270k
2023: €288k
2018 → 2024
Net result
€16k▼ 13.1%
2023 · €18k
2018: €5k
2019: €16k
2020: €56k
2021: €127k
2022: €17k
2023: €18k
2018 → 2024
Total assets
€397k▼ 7.1%
2023 · €427k
2018: €238k
2019: €350k
2020: €430k
2021: €494k
2022: €491k
2023: €427k
2018 → 2024
Solvency
76.4%▲ 9.1pp
2023 · 67.3%
2018: 22.3%
2019: 19.7%
2020: 29.1%
2021: 51.1%
2022: 55.0%
2023: 67.3%
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€125k-€252k▲ 102%€270k▲ 6.8%€288k▲ 6.7%€303k▲ 5.4%
Operating result€87k-€180k▲ 106%€28k▼ 84.6%€30k▲ 10.0%€27k▼ 11.5%
Net result€56k-€127k▲ 126%€17k▼ 86.5%€18k▲ 5.0%€16k▼ 13.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 11% below 2023 and is the lowest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €397k
Fixed assets
€327k▲ 11.2%
Current assets
€70k▼ 47.5%
Equity and liabilities €397k
Equity
€303k▲ 5.4%
Debt
€94k▼ 32.9%
The debt ratio falls from 32.7% to 23.6%: equity grows while debt is paid down.
Key figures and ratios
Solvency
76.4%▲
2023 · 67.3%
ROE
5.2%▼
2023 · 6.3%
ROA
3.9%▼
2023 · 4.2%
Debt
€94k▼
2023 · €140k
Debt ≤ 1 year
€44k▼
2023 · €80k
Debt > 1 year
€50k=
2023 · €50k
Income taxes
€7k▼
2023 · €8k
Staff costs
€45k▼
2023 · €46k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€427k€397k▼
Fixed assets21/28€294k€327k▲
Intangible fixed assets21€78k€63k▼
Tangible fixed assets22/27€214k€263k▲
Land and buildings22€133k€120k▼
Plant, machinery and equipment23€71k€60k▼
Furniture and vehicles24€10k€14k▲
Assets under construction and advance payments27-€69k
Financial fixed assets28€2k€2k=
Current assets29/58€133k€70k▼
Stocks and contracts in progress3€3k€4k▲
Stocks30/36€3k€4k▲
Amounts receivable within one year40/41€5k€11k▲
Trade receivables40€5k€8k▲
Other amounts receivable41€782€3k▲
Cash at bank and in hand54/58€122k€53k▼
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€427k€397k▼
Equity10/15€288k€303k▲
Contributions10/11€10k€10k=
Reserves13€198k€212k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€196k€210k▲
Profit (loss) carried forward14€80k€81k▲
Amounts payable17/49€140k€94k▼
Amounts payable after more than one year17€50k€50k=
Other amounts payable178/9€50k€50k=
Amounts payable within one year42/48€80k€44k▼
Current portion of amounts payable after more than one year42€16k-
Financial debts43€534€159▼
Credit institutions430/8€534€159▼
Trade debts44€29k€21k▼
Suppliers440/4€29k€21k▼
Taxes, remuneration and social security45€26k€19k▼
Taxes450/3€18k€9k▼
Remuneration and social security454/9€8k€10k▲
Other amounts payable47/48€9k€4k▼
Accrued charges and deferred income492/3€10k-
Income statement
Code20232024
Non-recurring operating income76A€4k-
Remuneration, social security and pensions62€46k€45k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€54k€52k▼
Other operating charges640/8€4k€4k▲
Gross operating margin9900€133k€128k▼
Operating profit (loss)9901€30k€27k▼
Financial income75/76B€12€777▲
Recurring financial income75€12€777▲
Financial charges65/66B€4k€5k▲
Recurring financial charges65€4k€5k▲
Profit (loss) for the period before taxes9903€26k€22k▼
Income taxes67/77€8k€7k▼
Profit (loss) for the period9904€18k€16k▼
Profit (loss) for the period to be appropriated9905€18k€16k▼
Appropriation of the result
Profit (loss) to be appropriated9906€97k€95k▼
Profit (loss) brought forward from the previous period14P€79k€80k▲
Transfer to equity691/2€17k€14k▼
To other reserves6921€17k€14k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
20-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 112 days late
2022
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 61 days late
2021
31-12
Financial
Highest result since 2018net €127k ▲126%
Operating result €180k, net result €127k, both a record.
31-12
Financial
Equity above €200kEq €252k ▲102%
4 profitable years in a row build equity to €252k.
29-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 151 days late
2020
31-12
Financial
Equity above €100kEq €125k ▲82%
3 profitable years in a row build equity to €125k.
07-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 129 days late
2019
31-12
Financial
Liquidity triplescurrent ratio 1.58
Current ratio from 0.48 to 1.58; short-term debt falls from €85k to €39k.
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
14-11
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 106 days late
2016
31-12
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 153 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grobbendonk · 1 establishment unit since 2009
Ground area
9,557 m²
Building footprint
275 m²
Volume, LiDAR
1,432 m³
Parcel 13010C0072/00B003, Flanders · tallest building 11.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
TC De Chalet
since 20092.176.941.306
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13010C0072/00B003 | Flanders | 9,557 m² | 1 · 275 m² | 11.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,644 companies in sector 64210 we hold annual accounts for 19,691. 13,718 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-02-2009
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
93110Operation of sports facilities
85510Sports and recreation education
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 07-09-2026. Scores and ratios are computed by Checked and are not a credit decision.