De Castaer
ActiveThe computed 12-month bankruptcy probability of De Castaer is 3.4% (moderate). The 2025 annual accounts show equity of €241k and a net result of €89k. Its solvency ranks better than 95% of 13071 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
93
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth52
Stability94
Bankruptcy probability, 12 months
3.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €22k at 30 days acceptable
Liquidity ample (current ratio 8.5 against 5.63 in 2024), and 9.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
90.5%
Return on assets
33.5%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
30 d early
2024
21 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€241k▲ 58.7%
2024 · €152k
2024: €152k
2024 → 2025
Total assets
€267k▲ 13.3%
2024 · €235k
2024: €235k
2024 → 2025
Net result
€89k▼ 37.2%
2024 · €142k
2024: €142k
2024 → 2025
Working capital
€189k▲ 22.7%
2024 · €154k
2024: €154k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€152k-€241k▲ 58.7%
Operating result€189k-€90k▼ 52.5%
Net result€142k-€89k▼ 37.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 52% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €267k
Fixed assets
€52k▲ 8.9%
Current assets
€214k▲ 14.4%
Equity and liabilities €267k
Equity
€241k▲ 58.7%
Debt
€25k▼ 69.7%
The debt ratio falls from 35.4% to 9.5%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€96k▼
2024 · €195k
Cash flow
€95k▼
2024 · €148k
Solvency
90.5%▲
2024 · 64.6%
Current ratio
8.50▲
2024 · 5.63
Quick ratio
8.50▲
2024 · 5.63
Debt / equity
0.10▼
2024 · 0.55
ROE
37.0%▼
2024 · 93.4%
ROA
33.5%▼
2024 · 60.4%
Interest coverage
49.97▲
2024 · 49.53
Debt
€25k▼
2024 · €83k
Debt ≤ 1 year
€25k▼
2024 · €33k
Income taxes
€97▼
2024 · €44k
Staff costs
€45k▼
2024 · €62k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€235k€267k▲
Fixed assets21/28€48k€52k▲
Tangible fixed assets22/27€37k€41k▲
Land and buildings22-€3k
Plant, machinery and equipment23€28k€27k▼
Furniture and vehicles24€8k€11k▲
Financial fixed assets28€12k€12k=
Current assets29/58€187k€214k▲
Amounts receivable within one year40/41€296€2k▲
Trade receivables40€296€916▲
Other amounts receivable41-€1k
Current investments50/53-€100k
Cash at bank and in hand54/58€187k€112k▼
Equity and liabilities
Total equity and liabilities10/49€235k€267k▲
Equity10/15€152k€241k▲
Contributions10/11€10k€10k=
Profit (loss) carried forward14€142k€231k▲
Amounts payable17/49€83k€25k▼
Amounts payable after more than one year17€50k-
Financial debts170/4€50k-
Amounts payable within one year42/48€33k€25k▼
Trade debts44€18k€9k▼
Suppliers440/4€18k€9k▼
Taxes, remuneration and social security45€15k€11k▼
Taxes450/3€7k€4k▼
Remuneration and social security454/9€8k€7k▼
Other amounts payable47/48€111€5k▲
Income statement
Code20242025
Remuneration, social security and pensions62€62k€45k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€6k▲
Other operating charges640/8€2k€2k▲
Gross operating margin9900€259k€142k▼
Operating profit (loss)9901€189k€90k▼
Financial income75/76B€1k€1k▲
Recurring financial income75€1k€1k▲
Financial charges65/66B€4k€2k▼
Recurring financial charges65€4k€2k▼
Profit (loss) for the period before taxes9903€186k€89k▼
Income taxes67/77€44k€97▼
Profit (loss) for the period9904€142k€89k▼
Profit (loss) for the period to be appropriated9905€142k€89k▼
Appropriation of the result
Profit (loss) to be appropriated9906€142k€231k▲
Profit (loss) brought forward from the previous period14P-€142k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €200kEq €241k ▲58.7%
2 profitable years in a row build equity to €241k.
10-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dendermonde · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bankveldstraat (GRE) 399200 DendermondeGround area
1,773 m²
Building footprint
382 m²
Volume, LiDAR
1,725 m³
2 parcels, Flanders · tallest building 12.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
De Castaer
since 20232.344.520.484
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42007A0705/00D000 | Flanders | 966 m² | 1 · 193 m² | 12.1 m · 2 fl. |
| 46014A0968/00Z000 | Flanders | 806 m² | 1 · 189 m² | 6.7 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteLokeren2.344.520.484
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YILDI
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Of 20,231 companies in sector 56111 we hold annual accounts for 11,313. 8,064 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-04-2023
Fiscal year end31-12
Trade name NL
“Castaer”, “de Castaer”, “den Castaer”, “Castaert”, “de Castaert”, “Chez Benoit”, “Brassies”, “Villa Kastaar” en “Villa Castaer”
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
10712Artisanal bread and fresh pastry making
47241Retail sale of bread and pastry (bakery outlets)
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
56210Event catering
77391Rental and leasing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.