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DE CALUWE CARLO

Active
Private limited companyfounded 2018active for 7 yearsZwaluwstraat 17 A, 9340 Lede, BelgiumKBO/BCE: BE 0713.882.287
Summary

DE CALUWE CARLO has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €133,034 and a net result of €23,048. Equity has been growing by about 17% per year since 2019. Its solvency ranks better than 74% of 39,275 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 26-11-2018 Normal situation
Activity
Business and other management consultancy NACE 70200and 1 other
Establishment unit
2.283.078.310 1050 Elsene, since 26-11-2018
Financial year end
31 December
Peppol
Reachable since 18-12-2025

Board and ownership

Board
  • De Caluwé CarloDirector · since 22-11-2018

Financial position

93 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
€32,264
Turnover
≈ €94,000
estimated
Profit
€23,048
Equity
€133,034
Total assets
€172,932
  • 2025 accounts filed 25 days after the deadline
Score breakdownraises riskLiquidity: current ratio 4.50, cash €4,611, halvedlowers riskSector: Activities of head offices; management consultancy activities (NACE 70)Size: total assets €172,932Figures for financial year 2025 (filed on 28-08-2026)Show the evidence

Checked score

Score 2025
93 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 55% of micro companies in head offices and management consultancy (NACE 70)
Financial strength · tick: 2023
Strong
Solvency 100+11
equity 76.9% of total assets
Liquidity 46-38
short-term debt 21.9% · cash 2.7%
Profitability 85+7
return on assets 13.3%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (48,536 companies, NACE 70, micro)
Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025lowest value 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: 0.1%▲ +0.1 percentage points vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.2%▲ +0.1 percentage points vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.3%▲ +0.1 percentage points vs 11-2025 01-2026: 0.5%▲ +0.2 percentage points vs 12-2025 02-2026: 0.5%● unchanged vs 01-2026 03-2026: 0.5%● unchanged vs 02-2026 04-2026: 0.5%● unchanged vs 03-2026 05-2026: 0.5%● unchanged vs 04-2026 06-2026: 0.5%● unchanged vs 05-2026 07-2026: 0.4%▼ -0.1 percentage points vs 06-2026 08-2026: 1.2%▲ +0.8 percentage points vs 07-2026highest value 09-2026: 0.1%▼ -1.1 percentage points vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026
Credit of up to €12,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 4.5 (2.79 in 2023), above the usual 1.5. Short-term debt is 21.9% and cash 2.7% of total assets. 23.1% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 86% of them on solvency, 26% on liquidity and 54% on profitability.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
lowers risk · Size: total assets €172,932
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 4.50, cash €4,611, halved
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 28-08-2026)
NBB · annual accounts
raises risk · 2025 accounts filed 25 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 6 filings
Deviation from the deadline
2025
25 days late
2023
29 days early
2022
31 days early
2021
31 days early
2020
27 days late
2019
33 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 1 day before the deadline. In the sector (NACE 70), the median for financial year 2023 was 7 days before the deadline, and 34% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 3 July (4 of the last 5 accounts filed within 53 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: 6 profitable years in a rowprofit 2025: €23,048 6 years View

Recent changes

  1. · Gazette deed Incorporation
All 9 events

Comparable companies

These companies have the same main activity as DE CALUWE CARLO: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €140,000 and €209,000, founded between 2018 and 2019.

CompanyTotal assetsGross margin
DE CALUWE CARLO Lede€172,932€32,264
MCS Oosterzele€185,390€33,019
NUI Sint-Niklaas€155,436€35,563
ELISA TALENT MANAGEMENT Aalst€208,637€29,715
NEPTUUN Deinze€161,676€38,833
DIDE Technics Evergem€162,820€38,084
Sensum & Vinum Gent€140,358€33,031
Full comparison

Key facts about DE CALUWE CARLO

What is the company number of DE CALUWE CARLO?
The company number of DE CALUWE CARLO is 0713.882.287. The VAT number is the same number with BE in front: BE 0713.882.287.
Where is DE CALUWE CARLO based?
The registered office is at Zwaluwstraat 17 A, 9340 Lede.Company details
What does DE CALUWE CARLO do?
According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
What is the legal form of DE CALUWE CARLO?
The legal form of DE CALUWE CARLO is Private limited company (BV).
When was DE CALUWE CARLO founded?
DE CALUWE CARLO was founded on 26-11-2018.
Is DE CALUWE CARLO still active?
Yes, DE CALUWE CARLO is an active enterprise in the KBO register.
What is the turnover of DE CALUWE CARLO?
The turnover in financial year 2025 is ≈ €94,000. This figure is estimated from the gross margin of €32,264 and 146 comparable companies (NACE 70200). It probably lies between €55,000 and €130,000.Financials
Is DE CALUWE CARLO profitable?
In financial year 2025, DE CALUWE CARLO made a profit of €23,048.
Where can I find the annual accounts of DE CALUWE CARLO?
DE CALUWE CARLO filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of DE CALUWE CARLO due?
DE CALUWE CARLO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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