DE BRUYN & PARTNERS
ActiveDE BRUYN & PARTNERS has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €408k and a net result of €65k. Equity is growing by ~15.2% per year across the filed fiscal years. Its solvency ranks better than 73% of 3451 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability83▼-4
Solvency98▼-2
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 3.32 against 8.12 in 2024; short-term debt: 27.3% and cash: 3.2% of total assets), and 27.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Sector 74
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
72.7%
Return on assets
11.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
7 d early
2024
28 d early
2023
21 d late
2022
29 d late
2021
30 d late
2020
73 d late
2019
68 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€408k▼ 7.2%
2024 · €439k
2018: €167k
2019: €211k
2020: €213k
2021: €240k
2022: €298k
2023: €368k
2024: €439k
2018 → 2025
Total assets
€561k▲ 11.9%
2024 · €501k
2018: €237k
2019: €262k
2020: €251k
2021: €316k
2022: €385k
2023: €428k
2024: €501k
2018 → 2025
Net result
€65k▼ 10.6%
2024 · €72k
2018: €74k
2019: €75k
2020: €2k
2021: €58k
2022: €89k
2023: €75k
2024: €72k
2018 → 2025
Working capital
€355k▼ 19.0%
2024 · €439k
2018: €166k
2019: €180k
2020: €190k
2021: €218k
2022: €286k
2023: €367k
2024: €439k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€240k-€298k▲ 24.1%€368k▲ 23.7%€439k▲ 19.2%€408k▼ 7.2%
Operating result€72k-€115k▲ 60.4%€108k▼ 6.5%€111k▲ 2.5%€98k▼ 11.6%
Net result€58k-€89k▲ 53.9%€75k▼ 16.4%€72k▼ 3.1%€65k▼ 10.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 12% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €561k
Fixed assets
€52k▲ 12,379%
Current assets
€508k▲ 1.6%
Equity and liabilities €561k
Equity
€408k▼ 7.2%
Debt
€153k▲ 148%
The debt ratio rises from 12.3% to 27.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€103k▼
2024 · €111k
Cash flow
€70k▼
2024 · €73k
Solvency
72.7%▼
2024 · 87.7%
Current ratio
3.32▼
2024 · 8.12
Quick ratio
3.32▼
2024 · 8.12
Debt / equity
0.38▲
2024 · 0.14
ROE
15.9%▼
2024 · 16.5%
ROA
11.6%▼
2024 · 14.5%
Interest coverage
38.86▼
2024 · 56.08
Debt
€153k▲
2024 · €62k
Debt ≤ 1 year
€153k▲
2024 · €62k
Income taxes
€34k▼
2024 · €37k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€501k€561k▲
Fixed assets21/28€419€52k▲
Tangible fixed assets22/27€419€52k▲
Land and buildings22-€5k
Plant, machinery and equipment23-€2k
Furniture and vehicles24€419€46k▲
Current assets29/58€500k€508k▲
Amounts receivable within one year40/41€12k€29k▲
Trade receivables40€10k€29k▲
Other amounts receivable41€2k€0▼
Current investments50/53€409k€461k▲
Cash at bank and in hand54/58€78k€18k▼
Deferred charges and accrued income490/1€617€385▼
Equity and liabilities
Total equity and liabilities10/49€501k€561k▲
Equity10/15€439k€408k▼
Contributions10/11€6k€6k=
Outside capital11€6k-
Other1109/19€6k-
Reserves13€359k€329k▼
Tax-exempt reserves132€8k€8k=
Distributable reserves133€350k€320k▼
Profit (loss) carried forward14€74k€73k▼
Amounts payable17/49€62k€153k▲
Amounts payable within one year42/48€62k€153k▲
Financial debts43€50€36▼
Credit institutions430/8€50€36▼
Trade debts44€288€219▼
Suppliers440/4€288€219▼
Taxes, remuneration and social security45€31k€41k▲
Taxes450/3€31k€41k▲
Other amounts payable47/48€30k€111k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€613€6k▲
Other operating charges640/8€2k€2k▲
Gross operating margin9900€113k€105k▼
Operating profit (loss)9901€111k€98k▼
Financial income75/76B€1k€4k▲
Recurring financial income75€1k€4k▲
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Profit (loss) for the period before taxes9903€110k€99k▼
Income taxes67/77€37k€34k▼
Profit (loss) for the period9904€72k€65k▼
Profit (loss) for the period to be appropriated9905€72k€65k▼
Appropriation of the result
Profit (loss) to be appropriated9906€146k€139k▼
Profit (loss) brought forward from the previous period14P€74k€74k▲
Transfer from equity791/2-€95k
Transfer to equity691/2€70k€65k▼
To other reserves6921€70k€65k▼
Profit to be distributed694/7€2k€96k▲
Return on contributions (dividend)694€2k€96k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
21-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 21 days late
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
31-12
Financial
Highest result since 2018net €89k ▲53.9%
Operating result €115k, net result €89k, both a record.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
12-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 73 days late
2020
31-12
Financial
Weakest financial yearnet €2k ▼96.9%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
07-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 68 days late
2019
31-12
Financial
Equity above €200kEq €211k ▲26%
2 profitable years in a row build equity to €211k.
14-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 14 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2017
23-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ternat · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Groenstraat 781740 TernatGround area
1,561 m²
Building footprint
239 m²
Volume, LiDAR
1,674 m³
Parcel 23086C0030/00F000, Flanders · tallest building 11.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DE BRUYN & PARTNERS BVBA
since 20032.123.203.207
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23086C0030/00F000 | Flanders | 1,561 m² | 1 · 239 m² | 11.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DTS Translations
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AB GLOBAL
BE 0832.118.953
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WIZARD HOLDING
BE 0879.153.857
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BABELNET
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Déesse
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Of 4,531 companies in sector 74301 we hold annual accounts for 720. 443 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-01-2003
Fiscal year end31-12
Activities, NACEBEL
74300Other professional, scientific and technical activities
74301Translation services
74852
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.