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De Bruyn

Active
Private limited companyfounded 1987active for 39 yearsNederstraat 3, 3545 Halen, BelgiumKBO/BCE: BE 0430.522.325
Summary

De Bruyn has been active since 1987 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €35,017 and a net result of €5,677. Equity is growing by about 18% per year across the filed financial years. Its solvency ranks better than 54% of 1,883 sector peers (NACE 10, financial year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Risk analysisFollow ReportCompare
De BruynActiveChecked score 71/100
Risk analysis ReportCompare

Overview

Activity
Artisanal bread and fresh pastry making
NACE 10712Non-specialised retail sale with food, beverages or tobacco predominating NACE 47110
4th oldest company in Halen, Manufacturing sector1 site
Size
€100,163total assets 2025
Staff
4.9 FTE
Equity
€35,017
Profit
€5,677
Turnover not published (micro format)
Financial health
71 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.6%
Structure
2025 accounts filed 31 days late
Why 71raises riskSector: Manufacture of food products (NACE 10)Last filed accounts filed 31 days late; 2 of the last 3 lateSize: total assets €100,163lowers riskLiquidity: current ratio 1.16, cash €53,566Show the evidence

Checked score

Score 2025
71 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 62% of its sector peers (NACE 10, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Strong
Solvency 60+2
equity 35.0% of total assets
Liquidity 67-1
short-term debt 63.4% · cash 53.5%
Profitability 76-17
return on assets 5.7%
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.1% (3,079 companies, NACE 10, micro)
Last 24 months 11-2024: 1.0% 12-2024: 1.0%● unchanged vs 11-2024 01-2025: 1.0%● unchanged vs 12-2024 02-2025: 1.0%● unchanged vs 01-2025 03-2025: 1.0%● unchanged vs 02-2025 04-2025: 1.0%● unchanged vs 03-2025 05-2025: 1.0%● unchanged vs 04-2025 06-2025: 1.0%● unchanged vs 05-2025 07-2025: 1.1%▲ +0.1 percentage points vs 06-2025highest value 08-2025: 0.3%▼ -0.8 percentage points vs 07-2025 09-2025: 0.3%● unchanged vs 08-2025 10-2025: 0.3%● unchanged vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.3%● unchanged vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026lowest value 07-2026: 0.4%▲ +0.1 percentage points vs 06-2026 08-2026: 0.6%▲ +0.2 percentage points vs 07-2026 09-2026: 0.6%● unchanged vs 08-2026 10-2026: 0.6%● unchanged vs 09-2026
Credit of up to €2,000 on 30-day terms is acceptable
Liquidity tight (current ratio 1.16, compared with 1.33 in 2024, below the usual 1.5; short-term debt: 63.4% and cash: 53.5% of total assets), and 65% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 10, micro): better than 53% on solvency, 72% on liquidity, 58% on profitability and 67% on growth.

The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises risk
raises risk · Sector: Manufacture of food products (NACE 10)
KBO
raises risk · Last filed accounts filed 31 days late; 2 of the last 3 late
NBB · filings
lowers risk · Liquidity: current ratio 1.16, cash €53,566
NBB · annual accounts
raises risk · Size: total assets €100,163
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
31 days late
2024
6 days early
2023
51 days late
2022
4 days early
2021
30 days late
2020
39 days early
2019
34 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 14 days after the deadline; the sector median (NACE 10) for financial year 2024 is 4 days before the deadline, and 38% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 August (4 of the last 5 filed years within 34 days of that day).
Companies Code · seven months
Where today falls in the filing period
26-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Back to profitnet €16,814

Key points

  • Positive: 4th oldest company in Halen, Manufacturing sectorin the Checked rankings No. 4 View
  • Active since 1987founded 16-02-1987 39 years View
  • One director decidessole director in office 1 View

By topic

Financials

Financial year
2025
Total assets
€100,163
Profit
€5,677
Solvency
35.0%
Total assets▲ 14.0%
Net result
20182025
Go to Financials

Timeline

Events
44
Since
1988
Next accounts
by 31-07-2027
  1. 20-09-2024Annual accounts filed
  2. 06-10-2023Resignation: DE BRUYN Guy (manager)
  3. 27-07-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Artisanal bread and fresh pastry makingNACE 10712
Founded
16-02-1987
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Key facts about De Bruyn

What is the company number of De Bruyn?
0430.522.325. In Belgium the VAT number is the company number with BE in front: BE 0430.522.325.
Where is De Bruyn based?
The registered office is at Nederstraat 3, 3545 Halen.Company details
What does De Bruyn do?
According to the KBO register, the main activity is artisanal bread and fresh pastry making (NACE 10712).
What is the legal form of De Bruyn?
Private limited company (BV).
When was De Bruyn founded?
On 16-02-1987.
Is De Bruyn still active?
Yes, De Bruyn is an active enterprise in the KBO register.
How many employees does De Bruyn have?
On average 4.9 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of De Bruyn?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is De Bruyn profitable?
In financial year 2025, De Bruyn made a profit of €5,677.
Where can I find the annual accounts of De Bruyn?
De Bruyn filed 39 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of De Bruyn due?
By 31-07-2027, for financial year 2026.Timeline

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