DE BRUG
ActiveSummary
DE BRUG has been active since 1986 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €770k and a net result of €-31k. Equity remains stable across the filed fiscal years (±2.5% per year). Its solvency ranks better than 95% of 3674 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability31▼-44
Solvency100▲+7
Growth58=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity ample (current ratio 15.15 against 3.61 in 2024; short-term debt: 5.1% and cash: 6.8% of total assets), and 14.4% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
85.6%
Return on assets
-3.5%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 28-04-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
on the day
2023
2 d early
2022
32 d early
2021
1 d early
2020
30 d early
2019
13 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€770k▼ 3.9%
2024 · €801k
2018: €1.12M
2019: €831k
2020: €768k
2021: €782k
2022: €687k
2023: €746k
2024: €801k
2018 → 2025
Total assets
€899k▼ 23.1%
2024 · €1.17M
2018: €1.24M
2019: €917k
2020: €868k
2021: €894k
2022: €963k
2023: €1.08M
2024: €1.17M
2018 → 2025
Net result
€-31k
2024 · €55k
2018: €-103k
2019: €-31k
2020: €-63k
2021: €13k
2022: €-95k
2023: €59k
2024: €55k
2018 → 2025
Working capital
€648k▼ 3.7%
2024 · €673k
2018: €1.01M
2019: €731k
2020: €747k
2021: €775k
2022: €684k
2023: €673k
2024: €673k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€782k-€687k▼ 12.1%€746k▲ 8.6%€801k▲ 7.3%€770k▼ 3.9%
Operating result€11k-€-87k€68k€72k▲ 5.2%€-22k
Net result€13k-€-95k€59k€55k▼ 7.6%€-31k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €22k after €72k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €899k
Fixed assets
€205k ▼ 13.9%
Current assets
€694k ▼ 25.5%
Equity and liabilities €899k
Equity
€770k ▼ 3.9%
Debt
€129k ▼ 65.0%
Debt's share of the balance-sheet total falls from 31.5% to 14.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€19k▼
2024 · €115k
Cash flow
€10k▼
2024 · €98k
Current ratio
15.15▲
2024 · 3.61
Quick ratio
14.82▲
2024 · 3.55
Debt to equity
0.17▼
2024 · 0.46
ROE
-4.0%▼
2024 · 6.8%
ROA
-3.5%▼
2024 · 4.7%
Interest coverage
2.00▼
2024 · 6.54
Debt ≤ 1 year
€46k▼
2024 · €258k
Debt > 1 year
€83k▼
2024 · €111k
Income taxes
€16
Staff costs
€485k▼
2024 · €537k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 57 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.17M€899k▼
Fixed assets21/28€238k€205k▼
Tangible fixed assets22/27€236k€203k▼
Plant, machinery and equipment23€73k€60k▼
Furniture and vehicles24€33k€22k▼
Other tangible fixed assets26€130k€121k▼
Financial fixed assets28€2k€2k=
Current assets29/58€931k€694k▼
Amounts receivable after more than one year29€543k€447k▼
Other amounts receivable291€543k€447k▼
Stocks and contracts in progress3€15k€15k=
Stocks30/36€15k€15k=
Amounts receivable within one year40/41€176k€171k▼
Trade receivables40€2k€9k▲
Other amounts receivable41€174k€162k▼
Cash at bank and in hand54/58€188k€61k▼
Deferred charges and accrued income490/1€8k€0▼
Equity and liabilities
Total equity and liabilities10/49€1.17M€899k▼
Equity10/15€801k€770k▼
Contributions10/11€19k€19k=
Reserves13€920k€920k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€19k€19k=
Distributable reserves133€899k€899k=
Profit (loss) carried forward14€-137k€-168k▼
Amounts payable17/49€369k€129k▼
Amounts payable after more than one year17€111k€83k▼
Financial debts170/4€109k€82k▼
Other amounts payable178/9€1k€1k=
Amounts payable within one year42/48€258k€46k▼
Current portion of amounts payable after more than one year42€27k€27k▲
Trade debts44€109k€2k▼
Suppliers440/4€109k€2k▼
Advances received on contracts in progress46€4k€0▼
Taxes, remuneration and social security45€22k€17k▼
Taxes450/3€57€0▼
Remuneration and social security454/9€22k€17k▼
Other amounts payable47/48€97k€0▼
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Remuneration, social security and pensions62€537k€485k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€43k€41k▼
Other operating charges640/8€4k€3k▼
Gross operating margin9900€656k€508k▼
Operating profit (loss)9901€72k€-22k▼
Financial income75/76B€729€113▼
Recurring financial income75€729€113▼
Non-recurring financial income76B€0-
Financial charges65/66B€18k€10k▼
Recurring financial charges65€18k€10k▼
Profit (loss) for the period before taxes9903€55k€-31k▼
Income taxes67/77-€16
Profit (loss) for the period9904€55k€-31k▼
Profit (loss) for the period to be appropriated9905€55k€-31k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-137k€-168k▼
Profit (loss) brought forward from the previous period14P€-192k€-137k▲
Social balance
Average headcount (FTE)9087-0.0
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-09
Financial
Liquidity quadruplescurrent ratio 15.15
Current ratio from 3.61 to 15.15; short-term debt falls from €258k to €46k.
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
28-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Back to profitnet €59k
Net result €59k after one loss-making year.
29-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Back to profitnet €13k
Net result €13k after 3 loss-making years.
31-03
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
13-05
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 13 days late
2019
30-09
Financial
Liquidity doublescurrent ratio 20.69
Current ratio from 10.03 to 20.69; short-term debt falls from €112k to €37k.
30-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
28-03
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
28-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herent · 1 establishment unit since 1986
Ground area
375 m²
Building footprint
380 m²
Volume, LiDAR
1,524 m³
Parcel 24422D0167/00A002, Flanders · tallest building 8.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
DE BRUG
since 19862.035.057.822
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24422D0167/00A002 | Flanders | 375 m² | 1 · 380 m² | 8.9 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2023 · 2 entries · 3,658 EUR awarded · 3,658 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 1,224 EUR | 1,224 EUR |
| 2022 | 1 | 2,434 EUR | 2,434 EUR |
Schemes
Vlaamse ondersteuningspremie (VOP) voor werkgevers (uitdovend stelsel)
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 siteHerent2.035.057.822
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AC FRAIS
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RESTO - R N E
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DELICIEUX
BE 0434.329.970
Gent · Eq €776k
Of 21,853 companies in sector 56112 we hold annual accounts for 9,765. 3,329 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-09-1986
Fiscal year end30-09
Activities, NACEBEL 2025
56111Full-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 39 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.