DE BROUWBENDE
ActiveThe computed 12-month bankruptcy probability of DE BROUWBENDE is 2.2% (moderate). The 2024 annual accounts show equity of €26k and a net result of €-5k. Its solvency ranks better than 72% of 391 sector peers (fiscal year 2024). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
51
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability7▼-46
Solvency70▼-6
Growth32
Track record94
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 1.81 against 2.02 in 2023; short-term debt: 54.8% and cash: 38.5% of total assets), but 54.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
45.1%
Return on assets
-9.2%
Age of the figures
21 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 11
Relative position
BE, all sectors
reference
Sector 11
lower
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
91 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€26k▼ 16.9%
2023 · €31k
2023: €31k
2023 → 2024
Total assets
€57k▼ 6.9%
2023 · €61k
2023: €61k
2023 → 2024
Net result
€-5k
2023 · €2k
2023: €2k
2023 → 2024
Working capital
€25k▼ 17.3%
2023 · €30k
2023: €30k
2023 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20232024Trend
Equity€31k-€26k▼ 16.9%
Operating result€5k-€-3k
Net result€2k-€-5k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €3k after €5k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €57k
Fixed assets
€558▼ 26.9%
Current assets
€56k▼ 6.7%
Equity and liabilities €57k
Equity
€26k▼ 16.9%
Debt
€31k▲ 3.3%
The debt ratio rises from 49.4% to 54.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-3k▼
2023 · €5k
Cash flow
€-5k▼
2023 · €3k
Solvency
45.1%▼
2023 · 50.6%
Current ratio
1.81▼
2023 · 2.02
Quick ratio
1.03▼
2023 · 1.07
Debt / equity
1.22▲
2023 · 0.98
ROE
-20.4%▼
2023 · 7.8%
ROA
-9.2%▼
2023 · 3.9%
Interest coverage
-1.25▼
2023 · 3.52
Debt
€31k▲
2023 · €30k
Debt ≤ 1 year
€31k▲
2023 · €30k
Debt > 1 year
€0=
2023 · €0
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€61k€57k▼
Formation expenses20€0€0=
Fixed assets21/28€764€558▼
Intangible fixed assets21€0€0=
Tangible fixed assets22/27€764€558▼
Land and buildings22€0€0=
Plant, machinery and equipment23€764€558▼
Furniture and vehicles24€0€0=
Leasing and similar rights25€0€0=
Other tangible fixed assets26€0€0=
Assets under construction and advance payments27€0€0=
Financial fixed assets28€0€0=
Current assets29/58€60k€56k▼
Amounts receivable after more than one year29€0€0=
Trade receivables290€0€0=
Other amounts receivable291€0€0=
Stocks and contracts in progress3€28k€24k▼
Stocks30/36€28k€24k▼
Contracts in progress37€0€0=
Amounts receivable within one year40/41€7k€10k▲
Trade receivables40€1k€2k▲
Other amounts receivable41€6k€8k▲
Current investments50/53€0€0=
Cash at bank and in hand54/58€24k€22k▼
Deferred charges and accrued income490/1€209€212▲
Equity and liabilities
Total equity and liabilities10/49€61k€57k▼
Equity10/15€31k€26k▼
Contributions10/11€8k€8k=
Revaluation surpluses12€0€0=
Reserves13€23k€23k=
Non-distributable reserves130/1€0€0=
Reserves not available under the articles1311€0€0=
Own shares acquired1312€0€0=
Financial assistance1313€0€0=
Other1319€0€0=
Tax-exempt reserves132€0€0=
Distributable reserves133€23k€23k=
Profit (loss) carried forward14€0€-5k▼
Investment grants15€0€0=
Advance to shareholders on the distribution of net assets19€0€0=
Provisions and deferred taxes16€0€0=
Provisions for liabilities and charges160/5€0€0=
Pensions and similar obligations160€0€0=
Taxes161€0€0=
Major repairs and maintenance162€0€0=
Environmental obligations163€0€0=
Other liabilities and charges164/5€0€0=
Deferred taxes168€0€0=
Amounts payable17/49€30k€31k▲
Amounts payable after more than one year17€0€0=
Financial debts170/4€0€0=
Trade debts175€0€0=
Advances received on contracts in progress176€0€0=
Other amounts payable178/9€0€0=
Amounts payable within one year42/48€30k€31k▲
Current portion of amounts payable after more than one year42€0€0=
Financial debts43€0€0=
Credit institutions430/8€0€0=
Other loans439€0€0=
Trade debts44€0€3k▲
Suppliers440/4€0€3k▲
Bills of exchange payable441€0€0=
Advances received on contracts in progress46€0€0=
Taxes, remuneration and social security45€2k€607▼
Taxes450/3€2k€607▼
Remuneration and social security454/9€0€0=
Other amounts payable47/48€28k€27k▼
Accrued charges and deferred income492/3€263€25▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€206€206=
Other operating charges640/8€1k€204▼
Gross operating margin9900€7k€-3k▼
Operating profit (loss)9901€5k€-3k▼
Financial income75/76B€1€0▼
Recurring financial income75€1€0▼
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€4k€-5k▼
Income taxes67/77€1k-
Profit (loss) for the period9904€2k€-5k▼
Profit (loss) for the period to be appropriated9905€2k€-5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€2k€-5k▼
Profit (loss) brought forward from the previous period14P€0€0=
Transfer to equity691/2€2k-
To other reserves6921€2k-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
30-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 91 days late
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Berlare · 2 establishment units since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Warande(B) 469290 BerlareGround area
5.1 ha
Building footprint
631 m²
Volume, LiDAR
771 m³
2 parcels, Flanders · tallest building 9.2 m, ±1 floor. Linked by address, not a title deed.
2 establishment units
DE BROUWBENDE
since 20212.311.736.068
Goudberg
since 20222.332.041.633
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42017D1321/00M002 | Flanders | 5.1 ha | 1 · 432 m² | - |
| 42003D0426/00K000 | Flanders | 657 m² | 1 · 199 m² | 9.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
2 sitesBerlare2.311.736.068
Berlare2.332.041.633
Similar companies · same sector, comparable size
HUCCORGNE BEER
BE 0673.771.403
Wanze · Eq €26k
Brasserie Vraie Bière
BE 0804.620.344
Court-Saint-Etienne · Eq €25k
Brouwerij Maenhout
BE 0508.923.564
Pittem · Eq €26k
LA CAHUTE
BE 0795.193.627
Verviers · Eq €26k
BROUWERIJ DE BLOCK
BE 0477.359.962
Merchtem · Eq €26k
Of 730 companies in sector 11050 we hold annual accounts for 352. 220 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-12-2020
Fiscal year end31-12
Activities, NACEBEL
11050Manufacture of beer
47252Retail sale of beverages, general range
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.