Financials
- Financial year
- 2025
- Total assets
- €133,747
- Profit
- €69,057
- Solvency
- 54.6%
DE BROODSMID
ActiveSummary
The computed 12-month bankruptcy probability of DE BROODSMID is 3.0% (moderate). The 2025 annual accounts show equity of €73,057 and a net result of €69,057. Its solvency ranks better than 71% of 1,846 sector peers (NACE 10, financial year 2025). The company has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Artisanal bread and fresh pastry making
NACE 10712
1 site
Size
€133,747total assets 2025
- Staff
- 2.1 FTE
- Equity
- €73,057
- Profit
- €69,057
Turnover not published (micro format)
Structure
Accounts filed 61 days late
Why 52raises riskFounded in 2025Size: total assets €133,747Sector: Manufacture of food products (NACE 10)Latest accounts 61 days late; 1 of the last 3 lateShow the evidence
Checked score
Score 2025
52
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 68% of its sector peers (NACE 10, micro)
Financial strength
Strong
Solvency
80
equity 54.6% of total assets
Liquidity
45
short-term debt 45.4% · cash 13.4%
Profitability
100
return on assets 51.6%
Bankruptcy probability, 12 months
3.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
05-2026: 3.6%
06-2026: 3.7%▲ +0.1 percentage points vs 05-2026
07-2026: 3.7%● unchanged vs 06-2026
08-2026: 4.2%▲ +0.5 percentage points vs 07-2026
09-2026: 4.2%● unchanged vs 08-2026highest value
10-2026: 3.0%▼ -1.2 percentage points vs 09-2026lowest value
Credit of up to €3,500 on 30-day terms is acceptable
Liquidity ample (current ratio 2.2, above the usual 1.5; short-term debt: 45.4% and cash: 13.4% of total assets), and 45.4% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 10, micro): better than 71% on solvency, 38% on liquidity and 95% on profitability.
The bankruptcy probability was computed on 14-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
raises riskneutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
61 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · micro…
- IncorporationAppointment: VANDAELE Stefan Chris (director)…
Key points
By topic
Timeline
- Events
- 2
- Since
- 2025
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Artisanal bread and fresh pastry makingNACE 10712
- Founded
- 08-04-2025
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 25
- Annual meeting
- Third Saturday of June at 19:00
- Statutory auditor
- No statutory auditor
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