DE BROCK IMMO
ActiveDE BROCK IMMO has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €230k and a net result of €-45k. Equity is shrinking by ~7.3% per year across the filed fiscal years. Its solvency ranks better than 25% of 8072 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability0=
Solvency31▼-7
Growth32=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.03 against 0.04 in 2023), and 74.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
25.9%
Return on assets
-5.1%
Age of the figures
20 mo
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year -€45k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 8072 sector peers (2024).
NBB · sector comparisonPosition among 8072 sector peers
Solvency
better than 25%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-10-2025, 89 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
89 d late
2023
21 d late
2022
31 d late
2021
30 d late
2020
23 d late
2019
13 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€230k▼ 16.4%
2023 · €275k
2018: €395k
2019: €359k
2020: €348k
2021: €332k
2022: €306k
2023: €275k
2018 → 2024
Total assets
€889k▼ 4.8%
2023 · €933k
2018: €1.14M
2019: €1.08M
2020: €1.04M
2021: €1.01M
2022: €972k
2023: €933k
2018 → 2024
Net result
€-45k▼ 44.3%
2023 · €-31k
2018: €6k
2019: €-36k
2020: €-11k
2021: €-16k
2022: €-25k
2023: €-31k
2018 → 2024
Working capital
€-458k▼ 10.9%
2023 · €-413k
2018: €-297k
2019: €-332k
2020: €-343k
2021: €-359k
2022: €-378k
2023: €-413k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€348k-€332k▼ 4.7%€306k▼ 7.6%€275k▼ 10.2%€230k▼ 16.4%
Operating result€-12k-€-17k▼ 37.0%€-21k▼ 23.1%€-22k▼ 7.2%€-33k▼ 47.4%
Net result€-11k-€-16k▼ 46.4%€-25k▼ 53.8%€-31k▼ 23.7%€-45k▼ 44.3%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €33k in 2024 against €22k in 2023; the loss grows and 2024 is the lowest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €889k
Fixed assets
€877k▼ 4.2%
Current assets
€12k▼ 34.0%
Equity and liabilities €889k
Equity
€230k▼ 16.4%
Provisions
€68k▼ 10.0%
Debt
€590k▲ 1.4%
The debt ratio rises from 62.4% to 66.4%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€6k▼
2023 · €16k
Cash flow
€-7k▼
2023 · €7k
Solvency
25.9%▼
2023 · 29.5%
Current ratio
0.03▼
2023 · 0.04
Quick ratio
0.01▼
2023 · 0.03
Debt / equity
2.56▲
2023 · 2.12
ROE
-19.6%▼
2023 · -11.3%
ROA
-5.1%▼
2023 · -3.3%
Interest coverage
0.28▼
2023 · 0.98
Debt
€590k▲
2023 · €582k
Debt ≤ 1 year
€470k▲
2023 · €431k
Debt > 1 year
€120k▼
2023 · €151k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€933k€889k▼
Fixed assets21/28€915k€877k▼
Tangible fixed assets22/27€915k€877k▼
Land and buildings22€915k€877k▼
Current assets29/58€18k€12k▼
Stocks and contracts in progress3€7k€7k=
Stocks30/36€7k€7k=
Amounts receivable within one year40/41€20€20▲
Other amounts receivable41€20€20▲
Cash at bank and in hand54/58€10k€4k▼
Deferred charges and accrued income490/1€899€936▲
Equity and liabilities
Total equity and liabilities10/49€933k€889k▼
Equity10/15€275k€230k▼
Contributions10/11€29k€29k=
Reserves13€252k€229k▼
Tax-exempt reserves132€228k€206k▼
Distributable reserves133€23k€23k=
Profit (loss) carried forward14€-5k€-27k▼
Provisions and deferred taxes16€76k€68k▼
Deferred taxes168€76k€68k▼
Amounts payable17/49€582k€590k▲
Amounts payable after more than one year17€151k€120k▼
Financial debts170/4€151k€120k▼
Amounts payable within one year42/48€431k€470k▲
Current portion of amounts payable after more than one year42€29k€31k▲
Trade debts44-€126
Suppliers440/4-€126
Taxes, remuneration and social security45€5k€5k▼
Taxes450/3€4k€4k▼
Remuneration and social security454/9€1k€1k▲
Other amounts payable47/48€396k€434k▲
Accrued charges and deferred income492/3€115-
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€39k€39k=
Other operating charges640/8€4k€4k▲
Gross operating margin9900€20k€9k▼
Operating profit (loss)9901€-22k€-33k▼
Financial charges65/66B€16k€20k▲
Recurring financial charges65€16k€20k▲
Profit (loss) for the period before taxes9903€-39k€-53k▼
Transfer from deferred taxes780€8k€8k=
Profit (loss) for the period9904€-31k€-45k▼
Transfer from tax-exempt reserves789€23k€23k=
Profit (loss) for the period to be appropriated9905€-8k€-22k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-5k€-27k▼
Profit (loss) brought forward from the previous period14P€4k€-5k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
28-10
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 89 days late
2024
31-12
Financial
Weakest financial yearnet €-45k
Net result drops to €-45k, the lowest in the series.
21-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 21 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 31 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 30 days late
2021
23-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 23 days late
2020
13-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 13 days late
2019
25-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 29 days late
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Knokke-Heist · 1 establishment unit since 1996
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zeedijk-Het Zoute 7588300 Knokke-HeistGround area
404 m²
Building footprint
366 m²
Volume, LiDAR
6,575 m³
Parcel 31332E0089/00A000, Flanders · tallest building 26.0 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
IMMO DBP
since 19962.079.470.657
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31332E0089/00A000indicative | Flanders | 403 m² | 1 · 366 m² | 26.0 m · 7 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
0 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,215 companies in sector 70200 we hold annual accounts for 52,392. 39,138 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-11-1996
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 28 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.