De Bouwbij
ActiveSummary
De Bouwbij has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-64k) and a net result of €-22k. Its solvency ranks better than 7% of 9716 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
44
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Negative equity caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability7▼-3
Solvency0▼-6
Growth32
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity ample (current ratio 2.0 against 5.7 in 2024; short-term debt: 23.5% and cash: 16.3% of total assets), but equity is negative.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-28.1%
Return on assets
-9.6%
Age of the figures
9 mo
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
2425
2024 to 2025 · latest year €-64k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-09-2026, 54 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
54 d late
2024
83 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-22k▼ 40.6%
2024 · €-16k
2024: €-16k
2024 → 2025
Working capital
€54k▼ 57.6%
2024 · €127k
2024: €127k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€-42k-€-64k▼ 52.0%
Operating result€-13k-€-19k▼ 49.7%
Net result€-16k-€-22k▼ 40.6%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €19k in 2025 against €13k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €229k
Fixed assets
€122k ▲ 73.0%
Current assets
€107k ▼ 30.0%
Key figures and ratios
EBITDA
€-2k▲
2024 · €-3k
Cash flow
€-5k▲
2024 · €-6k
Solvency
-28.1%▼
2024 · -18.9%
Current ratio
2.00▼
2024 · 5.70
Debt to equity
-4.56▲
2024 · -6.28
ROA
-9.6%▼
2024 · -7.0%
Interest coverage
-0.92▲
2024 · -1.07
Debt
€293k▲
2024 · €266k
Debt ≤ 1 year
€54k▲
2024 · €27k
Debt > 1 year
€235k=
2024 · €235k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 33 lines
Balance sheet
Code20242025
Assets
Total assets20/58€224k€229k▲
Fixed assets21/28€70k€122k▲
Tangible fixed assets22/27€70k€122k▲
Land and buildings22€70k€122k▲
Current assets29/58€154k€107k▼
Amounts receivable within one year40/41€679€0▼
Other amounts receivable41€679€0▼
Current investments50/53-€70k
Cash at bank and in hand54/58€153k€37k▼
Deferred charges and accrued income490/1-€163
Equity and liabilities
Total equity and liabilities10/49€224k€229k▲
Equity10/15€-42k€-64k▼
Profit (loss) carried forward14€-42k€-64k▼
Amounts payable17/49€266k€293k▲
Amounts payable after more than one year17€235k€235k=
Financial debts170/4€235k€235k=
Amounts payable within one year42/48€27k€54k▲
Trade debts44€2k€29k▲
Suppliers440/4€2k€29k▲
Accrued charges and deferred income492/3€4k€5k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€17k▲
Other operating charges640/8-€138
Gross operating margin9900€-3k€-2k▲
Operating profit (loss)9901€-13k€-19k▼
Financial income75/76B-€163
Recurring financial income75-€163
Financial charges65/66B€3k€3k▲
Recurring financial charges65€3k€3k▲
Profit (loss) for the period before taxes9903€-16k€-22k▼
Profit (loss) for the period9904€-16k€-22k▼
Profit (loss) for the period to be appropriated9905€-16k€-22k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-42k€-64k▼
Profit (loss) brought forward from the previous period14P€-27k€-42k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-09
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 54 days late
2025
22-10
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 83 days late
NBB filing
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalst
Ground area
9,508 m²
Building footprint
374 m²
Volume, LiDAR
3,187 m³
Parcel 41304G0250/00E000, Flanders · tallest building 9.3 m, ±3 floors. Linked by address, not a title deed.
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41304G0250/00E000 | Flanders | 9,508 m² | 1 · 373 m² | 9.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector and region
AALST BALLOONING COMPANY
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ANCA
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BOEKHOUDKANTOOR SCHAMPHELEER
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CEFRA
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 12,022 companies in sector 68203 we hold annual accounts for 5,986. See the whole sector
Company data · Crossroads Bank
Identification
Legal formNon-profit association
Founded24-12-2018
Fiscal year end31-12
Activities, NACEBEL 2025
68203Renting and operating of own or leased non-residential real estate, excluding land
68122Development of non-residential building projects
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.