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de boerderie

Active
Private limited companyfounded 199036 yrs activeEindertstraat 18, 3581 Beringen, BelgiumKBO/BCE: BE 0440.925.772

de boerderie has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €217k and a net result of €-158k. Equity is growing by ~26.5% per year across the filed fiscal years. Its solvency ranks better than 50% of 4596 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2025
50 / 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-55
Solvency53▼-11
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 43.97 against 86.46 in 2024; short-term debt: 0.5% and cash: 5.3% of total assets), but 72.1% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 36 years 0 40 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
4 d early
2024
17 d early
2023
6 d late
2022
6 d early
2021
8 d late
2020
8 d early
2019
25 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€217k▼ 42.1%
2024 · €375k
2018: €-65k 2019: €51k 2020: €151k 2021: €266k 2022: €363k 2023: €340k 2024: €375k
2018 → 2025
Total assets
€779k▼ 18.0%
2024 · €950k
2018: €976k 2019: €1.01M 2020: €973k 2021: €978k 2022: €1.00M 2023: €960k 2024: €950k
2018 → 2025
Net result
€-158k
2024 · €35k
2018: €32k 2019: €115k 2020: €100k 2021: €115k 2022: €96k 2023: €127k 2024: €35k
2018 → 2025
Working capital
€169k▼ 43.7%
2024 · €301k
2018: €-329k 2019: €-180k 2020: €-133k 2021: €37k 2022: €193k 2023: €204k 2024: €301k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€266k-€363k▲ 36.2%€340k▼ 6.2%€375k▲ 10.2%€217k▼ 42.1%
Operating result€153k-€135k▼ 12.2%€166k▲ 23.7%€75k▼ 55.2%€-117k
Net result€115k-€96k▼ 16.5%€127k▲ 32.1%€35k▼ 72.9%€-158k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-200k€-100k€0€100k€200kOperating result 2021: €153k€153kNet result 2021: €115k€115kOperating result 2022: €135k€135kNet result 2022: €96k€96kOperating result 2023: €166k€166kNet result 2023: €127k€127kOperating result 2024: €75k€75kNet result 2024: €35k€35kOperating result 2025: €-117k€-117kNet result 2025: €-158k€-158k20212022202320242025
The operating result turns negative in 2025: a loss of €117k after €75k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €779k
Fixed assets €606k▼ 6.2%
Current assets €173k▼ 43.0%
Equity and liabilities €779k
Equity €217k▼ 42.1%
Provisions €558k▼ 2.3%
Debt €4k▲ 12.0%
The debt ratio rises from 0.4% to 0.5%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€-40k
2024 · €154k
Cash flow
€-80k
2024 · €114k
Solvency
27.9%
2024 · 39.4%
Current ratio
43.97
2024 · 86.46
Quick ratio
43.97
2024 · 86.46
Debt / equity
0.02
2024 · 0.01
ROE
-72.6%
2024 · 9.2%
ROA
-20.2%
2024 · 3.6%
Interest coverage
-0.97
2024 · 3.77
Debt
€4k
2024 · €4k
Debt ≤ 1 year
€4k
2024 · €4k
Income taxes
€218
2024 · €351
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€950k€779k
Formation expenses20-€0
Fixed assets21/28€646k€606k
Tangible fixed assets22/27€646k€606k
Land and buildings22€381k€367k
Plant, machinery and equipment23€258k€239k
Furniture and vehicles24€7k€0
Current assets29/58€304k€173k
Amounts receivable after more than one year29€38k€88k
Other amounts receivable291€38k€88k
Amounts receivable within one year40/41€13k€6k
Trade receivables40€10k€5k
Other amounts receivable41€3k€681
Current investments50/53-€38k
Cash at bank and in hand54/58€252k€42k
Deferred charges and accrued income490/1€1k€0
Equity and liabilities
Total equity and liabilities10/49€950k€779k
Equity10/15€375k€217k
Contributions10/11€1.42M€1.42M=
Reserves13€29k€27k
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€16k€14k
Distributable reserves133€11k€11k=
Profit (loss) carried forward14€-1.07M€-1.23M
Provisions and deferred taxes16€572k€558k
Provisions for liabilities and charges160/5€564k€551k
Pensions and similar obligations160€564k€551k
Deferred taxes168€8k€7k
Amounts payable17/49€4k€4k
Amounts payable within one year42/48€4k€4k
Trade debts44€3k€0
Suppliers440/4€3k€0
Taxes, remuneration and social security45€716€628
Taxes450/3€716€628
Other amounts payable47/48-€3k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€79k€77k
Provisions for liabilities and charges: additions (uses and reversals)635/8€-12k€-12k
Other operating charges640/8€3k€1k
Gross operating margin9900€144k€-51k
Operating profit (loss)9901€75k€-117k
Financial income75/76B€20€121
Recurring financial income75€20€121
Financial charges65/66B€41k€41k
Recurring financial charges65€41k€41k
Profit (loss) for the period before taxes9903€34k€-158k
Transfer from deferred taxes780€985€985=
Income taxes67/77€351€218
Profit (loss) for the period9904€35k€-158k
Transfer from tax-exempt reserves789€2k€2k=
Profit (loss) for the period to be appropriated9905€36k€-156k
Appropriation of the result
Profit (loss) to be appropriated9906€-1.07M€-1.23M
Profit (loss) brought forward from the previous period14P€-1.11M€-1.07M

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
27-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Weakest financial yearnet €-158k ▼556%
Net result drops to €-158k, the lowest in the series.
14-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Liquidity times 13current ratio 86.46
Current ratio from 6.89 to 86.46; short-term debt falls from €35k to €4k.
06-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 6 days late
2023
31-12
Financial Highest result since 2018net €127k ▲32.1%
Operating result €166k, net result €127k, both a record.
25-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Liquidity quadruplescurrent ratio 5.32
Current ratio from 1.36 to 5.32; short-term debt falls from €103k to €45k.
08-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 8 days late
2021
31-12
Financial Liquidity quadruplescurrent ratio 1.36
Current ratio from 0.34 to 1.36; short-term debt falls from €202k to €103k.
31-12
Financial Equity above €200kEq €266k ▲76.5%
4 profitable years in a row build equity to €266k.
23-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial Equity above €150kEq €151k ▲197%
3 profitable years in a row build equity to €151k.
06-07
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
26-07
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
17-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 17 days late
2017
08-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 8 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beringen · 1 establishment unit since 1990
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Eindertstraat 183581 Beringen
Ground area
3,068 m²
Building footprint
396 m²
Volume, LiDAR
2,031 m³
Parcel 71005C0210/00E000, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Eindertstraat 18, 3581 Beringen
Guest rooms (bed and breakfast)
since 19902.048.755.212
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71005C0210/00E000 Flanders 3,068 m² 1 · 396 m² 8.8 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 6,712 companies in sector 96230 we hold annual accounts for 629. 373 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded23-05-1990
Fiscal year end31-12
Activities, NACEBEL
55204Guest rooms (bed and breakfast)
93040
96040Personal service activities
96230Day spas, saunas and steam baths
47740Retail trade
47741Retail sale of medical and orthopaedic goods, excluding prescription glasses and lenses
52320
Sources
Crossroads Bank for EnterprisesNational Bank · 35 filingsAddress and cadastre registers

Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.