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DE BOEI

Active
Private limited companyfounded 20205 yrs activeHermans-Lybaertstraat 15, 8301 Knokke-Heist, BelgiumKBO/BCE: BE 0755.958.612

The computed 12-month bankruptcy probability of DE BOEI is 2.7% (moderate). The 2024 annual accounts show equity of €102k and a net result of €49k. Equity is growing by ~93.6% per year across the filed fiscal years. The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2024
64 / 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability89▼-1
Solvency59▲+9
Growth78=
Track record94
Bankruptcy probability, 12 months
2.7% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 3.12 against 1.87 in 2023; short-term debt: 7.9% and cash: 3.9% of total assets), but 66.3% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.
+raises riskneutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 5 years 0 10 y
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 20-08-2025, 20 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filings
Deviation from the deadline
2025
not confirmed
2024
20 d late
2023
22 d late
2022
40 d early
2021
6 d early
2020
38 d early
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity
€102k▲ 36.1%
2023 · €75k
2020: €21k 2021: €22k 2022: €25k 2023: €75k
2020 → 2024
Total assets
€303k▲ 1.5%
2023 · €298k
2020: €216k 2021: €260k 2022: €250k 2023: €298k
2020 → 2024
Net result
€49k▼ 1.7%
2023 · €50k
2020: €-9k 2021: €834 2022: €3k 2023: €50k
2020 → 2024
Working capital
€51k▲ 81.0%
2023 · €28k
2020: €-8k 2021: €-17k 2022: €-18k 2023: €28k
2020 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20202021202220232024Trend
Equity€21k-€22k▲ 4.0%€25k▲ 15.4%€75k▲ 199%€102k▲ 36.1%
Operating result€-9k-€4k€6k▲ 53.5%€61k▲ 895%€70k▲ 16.4%
Net result€-9k-€834€3k▲ 301%€50k▲ 1,393%€49k▼ 1.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-20k€0€20k€40k€60k€80kOperating result 2020: €-9k€-9kNet result 2020: €-9k€-9kOperating result 2021: €4k€4kNet result 2021: €834€834Operating result 2022: €6k€6kNet result 2022: €3k€3kOperating result 2023: €61k€61kNet result 2023: €50k€50kOperating result 2024: €70k€70kNet result 2024: €49k€49k20202021202220232024
The operating result has risen four years in a row; 2024 is 16% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €303k
Fixed assets €228k▼ 4.1%
Current assets €75k▲ 23.7%
Equity and liabilities €303k
Equity €102k▲ 36.1%
Debt €201k▼ 10.1%
The debt ratio falls from 74.9% to 66.3%. Equity is higher and debt is lower.
Key figures and ratios
2024 value · change against 2023
EBITDA
€80k
2023 · €70k
Cash flow
€59k
2023 · €60k
Solvency
33.7%
2023 · 25.1%
Current ratio
3.12
2023 · 1.87
Quick ratio
3.12
2023 · 1.87
Debt / equity
1.97
2023 · 2.98
ROE
48.1%
2023 · 66.6%
ROA
16.2%
2023 · 16.7%
Interest coverage
26.88
2023 · 27.09
Debt
€201k
2023 · €223k
Debt ≤ 1 year
€24k
2023 · €32k
Debt > 1 year
€177k
2023 · €191k
Income taxes
€18k
2023 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet Code20232024
Assets
Total assets20/58€298k€303k
Fixed assets21/28€238k€228k
Tangible fixed assets22/27€238k€228k
Land and buildings22€238k€228k
Plant, machinery and equipment23€327€185
Current assets29/58€60k€75k
Amounts receivable within one year40/41€59k€63k
Trade receivables40€55k€63k
Other amounts receivable41€4k€0
Cash at bank and in hand54/58€1k€12k
Deferred charges and accrued income490/1€0-
Equity and liabilities
Total equity and liabilities10/49€298k€303k
Equity10/15€75k€102k
Contributions10/11€30k€30k=
Reserves13€45k€72k
Distributable reserves133€45k€72k
Profit (loss) carried forward14€0€0=
Amounts payable17/49€223k€201k
Amounts payable after more than one year17€191k€177k
Financial debts170/4€191k€177k
Amounts payable within one year42/48€32k€24k
Current portion of amounts payable after more than one year42€26k€14k
Trade debts44€1k€929
Suppliers440/4€1k€929
Taxes, remuneration and social security45-€3k
Taxes450/3-€3k
Other amounts payable47/48€5k€6k
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€10k=
Other operating charges640/8€1k€2k
Gross operating margin9900€72k€82k
Operating profit (loss)9901€61k€70k
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€3k€3k
Recurring financial charges65€3k€3k
Profit (loss) for the period before taxes9903€58k€67k
Income taxes67/77€8k€18k
Profit (loss) for the period9904€50k€49k
Profit (loss) for the period to be appropriated9905€50k€49k
Appropriation of the result
Profit (loss) to be appropriated9906€45k€49k
Profit (loss) brought forward from the previous period14P€-5k€0
Transfer from equity791/2-€22k
Transfer to equity691/2€45k€49k
To other reserves6921€45k€49k
Profit to be distributed694/7-€22k
Return on contributions (dividend)694-€22k

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

2025
20-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 20 days late
2024
31-12
Financial Equity above €100kEq €102k ▲36.1%
4 profitable years in a row build equity to €102k.
22-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 22 days late
2023
31-12
Financial Highest result since 2020net €50k ▲1393%
Net result €50k, the highest in the series.
31-12
Financial Liquidity times 19current ratio 1.87
Current ratio from 0.10 to 1.87.
21-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
25-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Back to profitnet €834
Net result €834 after one loss-making year.
23-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Knokke-Heist · 1 establishment unit since 2020
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Hermans-Lybaertstraat 158301 Knokke-Heist
Ground area
148 m²
Building footprint
148 m²
Volume, LiDAR
1,739 m³
Parcel 31008I0366/00A000, Flanders · tallest building 13.0 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
DE BOEI
Hermans-Lybaertstraat 15, 8301 Knokke-HeistActivities auxiliary to financial services and insurance activities
since 20202.310.119.831
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
31008I0366/00A000 Flanders 148 m² 1 · 148 m² 13.0 m · 4 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded09-10-2020
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers

Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.