DE BLOCK JOS
ActiveDE BLOCK JOS has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €44k and a net result of €3k. Equity is growing by ~27.2% per year across the filed fiscal years. Its solvency ranks better than 24% of 27711 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
63
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability71▼-5
Solvency48▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity short (current ratio 0.53 against 0.46 in 2024; short-term debt: 76.8% and cash: 24.8% of total assets), and 77% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
23%
Return on assets
1.6%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 27711 sector peers (2025).
NBB · sector comparisonPosition among 27711 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 d early
2024
26 d late
2023
61 d late
2022
53 d late
2021
164 d late
2020
37 d late
2019
43 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€44k▲ 5.2%
2024 · €42k
2018: €29k
2019: €12k
2020: €5k
2021: €8k
2022: €11k
2023: €30k
2024: €42k
2018 → 2025
Total assets
€191k▼ 8.2%
2024 · €208k
2018: €289k
2019: €280k
2020: €237k
2021: €206k
2022: €204k
2023: €213k
2024: €208k
2018 → 2025
Net result
€3k▼ 75.2%
2024 · €12k
2018: €1k
2019: €-17k
2020: €-7k
2021: €3k
2022: €2k
2023: €20k
2024: €12k
2018 → 2025
Working capital
€-69k▲ 22.1%
2024 · €-89k
2018: €-21k
2019: €-28k
2020: €-22k
2021: €-1k
2022: €16k
2023: €-117k
2024: €-89k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€8k-€11k▲ 28.5%€30k▲ 187%€42k▲ 36.6%€44k▲ 5.2%
Operating result€6k-€3k▼ 38.3%€23k▲ 576%€16k▼ 31.4%€4k▼ 75.9%
Net result€3k-€2k▼ 30.1%€20k▲ 741%€12k▼ 39.5%€3k▼ 75.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 76% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €191k
Fixed assets
€114k▼ 13.4%
Current assets
€77k▲ 0.7%
Equity and liabilities €191k
Equity
€44k▲ 5.2%
Debt
€147k▼ 11.6%
The debt ratio falls from 80.0% to 77.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€27k▼
2024 · €39k
Cash flow
€27k▼
2024 · €35k
Solvency
23.0%▲
2024 · 20.0%
Current ratio
0.53▲
2024 · 0.46
Quick ratio
0.52▲
2024 · 0.45
Debt / equity
3.35▼
2024 · 3.99
ROE
6.8%▼
2024 · 28.8%
ROA
1.6%▼
2024 · 5.8%
Interest coverage
60.08▼
2024 · 84.11
Debt
€147k▼
2024 · €166k
Debt ≤ 1 year
€146k▼
2024 · €166k
Income taxes
€2k▼
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€208k€191k▼
Fixed assets21/28€131k€114k▼
Tangible fixed assets22/27€131k€113k▼
Land and buildings22€46k€45k▼
Plant, machinery and equipment23€79k€63k▼
Furniture and vehicles24€6k€5k▼
Financial fixed assets28€511€511=
Current assets29/58€77k€77k▲
Stocks and contracts in progress3€2k€875▼
Stocks30/36€2k€875▼
Amounts receivable within one year40/41€11k€26k▲
Trade receivables40€7k€26k▲
Other amounts receivable41€3k€239▼
Current investments50/53€40k€0▼
Cash at bank and in hand54/58€21k€47k▲
Deferred charges and accrued income490/1€3k€3k▼
Equity and liabilities
Total equity and liabilities10/49€208k€191k▼
Equity10/15€42k€44k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€0-
Other1319€0-
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€21k€23k▲
Amounts payable17/49€166k€147k▼
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€166k€146k▼
Current portion of amounts payable after more than one year42€224€0▼
Financial debts43€1€1=
Credit institutions430/8€0-
Other loans439€1€1=
Trade debts44€3k€3k▼
Suppliers440/4€3k€3k▼
Advances received on contracts in progress46€2k€2k=
Taxes, remuneration and social security45€9k€3k▼
Taxes450/3€9k€3k▼
Other amounts payable47/48€151k€139k▼
Accrued charges and deferred income492/3€531€450▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23k€24k▲
Other operating charges640/8€3k€5k▲
Gross operating margin9900€42k€32k▼
Operating profit (loss)9901€16k€4k▼
Financial income75/76B€1k€1k▲
Recurring financial income75€1k€1k▲
Financial charges65/66B€462€456▼
Recurring financial charges65€462€456▼
Profit (loss) for the period before taxes9903€17k€5k▼
Income taxes67/77€5k€2k▼
Profit (loss) for the period9904€12k€3k▼
Profit (loss) for the period to be appropriated9905€12k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€22k€24k▲
Profit (loss) brought forward from the previous period14P€10k€21k▲
Profit to be distributed694/7€833€833=
Return on contributions (dividend)694€833€833=
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
31-12
Financial
Highest result since 2018net €20k ▲741%
Operating result €23k, net result €20k, both a record.
22-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 53 days late
11-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 164 days late
2021
31-12
Financial
Back to profitnet €3k
Net result €3k after 2 loss-making years.
06-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 37 days late
2020
18-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €-17k ▼1229%
Net result drops to €-17k, the lowest in the series; recovery starts the following year.
18-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
18-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
20-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalst · 1 establishment unit since 1993
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brusselbaan 18A9320 AalstGround area
342 m²
Building footprint
285 m²
Volume, LiDAR
1,521 m³
Parcel 41014A1058/00P000, Flanders · tallest building 11.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Brusselbaan 18A, 9320 Aalst
since 19932.060.536.356
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41014A1058/00P000 | Flanders | 342 m² | 1 · 285 m² | 11.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,530 companies in sector 43222 we hold annual accounts for 5,662. 4,418 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-11-1992
Fiscal year end31-12
Activities, NACEBEL
43222Installation of electric heating, air conditioning, cooling and ventilation
47789Other retail sale of new goods
52498
Sources
Crossroads Bank for EnterprisesNational Bank · 33 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:deblock.jos@skynet.be
Phone:0475251630