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De Blick

Active
Private limited companyfounded 20223 yrs activeSchrijnmakersstraat 2, 3000 Leuven, BelgiumKBO/BCE: BE 0794.863.629
Summary

The computed 12-month bankruptcy probability of De Blick is 2.5% (moderate). The 2025 annual accounts show equity of €228,566 and a net result of €88,046. Equity is growing by ~58.3% per year across the filed fiscal years. Its solvency ranks better than 48% of 10552 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability86▲+1
Solvency60▲+11
Growth78=
Track record94
Bankruptcy probability, 12 months
2.5% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €14,000 at 30 days acceptable
Liquidity tight (current ratio 1.26 against 0.99 in 2024; short-term debt: 64.1% and cash: 25.5% of total assets), and 64.6% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Multiple establishment units
Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.
KBO · establishment units
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
35.4%
Return on assets
13.6%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 04-12-2025, 58 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
58 d early
2024
16 d early
2023
1 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 25 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 15 January (3 of the last 3 filed years within 42 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close30-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 15 December 2022, De Blick was incorporated as a Private limited company.1 Total assets went from EUR 506,483 in 2023 to EUR 645,168 in 2025 and headcount from 1 to 1.1 full-time equivalents.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2023 and 2025

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Financials · fiscal year 2025, abbreviated schema

Equity
€228,566▲ 62.7%
2024 · €140,520
Total assets
€645,168▲ 10.6%
2024 · €583,149
Net result
€88,046▲ 16.0%
2024 · €75,915
Working capital
€106,611
2024 · -€3,141
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).

Every figure with its change against the fiscal year before
favourable unfavourable
Line202320242025
Operating result€80,497-€108,283▲ 34.5%€129,004▲ 19.1%
Net result€54,605above the sector's middle half-€75,915within the sector's middle half▲ 39.0%€88,046within the sector's middle half▲ 16.0%
Equity€64,605within the sector's middle half-€140,520within the sector's middle half▲ 118%€228,566within the sector's middle half▲ 62.7%
Total assets€506,483above the sector's middle half-€583,149within the sector's middle half▲ 15.1%€645,168within the sector's middle half▲ 10.6%
Debt€441,878-€442,629▲ 0.2%€416,602▼ 5.9%
Working capital-€109,312below the sector's middle half--€3,141below the sector's middle half▲ 97.1%€106,611within the sector's middle half
Solvency12.8%within the sector's middle half-24.1%within the sector's middle half▲ 11.3pp35.4%within the sector's middle half▲ 11.3pp
Current ratio0.75below the sector's middle half-0.99below the sector's middle half▲ 0.241.26within the sector's middle half▲ 0.27
Return on assets (ROA)10.8%within the sector's middle half-13.0%above the sector's middle half▲ 2.2pp13.6%above the sector's middle half▲ 0.6pp
Staff (FTE)1-0.8below the sector's middle half▼ 20.0%1.1below the sector's middle half▲ 37.5%
above within below the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50,000€100,000€150,000Operating result 2023: €80,497€80,497Net result 2023: €54,605€54,605Operating result 2024: €108,283€108,283Net result 2024: €75,915€75,915Operating result 2025: €129,004€129,004Net result 2025: €88,046€88,046202320242025€0€50,000€100,000€150,000Operating result 2023: €80,497€80,500Net result 2023: €54,605€54,600Operating result 2024: €108,283€108,000Net result 2024: €75,915€75,900Operating result 2025: €129,004€129,000Net result 2025: €88,046€88,000202320242025
The operating result has risen two years in a row; 2025 is 19% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €645,168
Fixed assets €125,303 ▼ 16.5%
Current assets €519,865 ▲ 20.0%
Equity and liabilities €645,168
Equity €228,566 ▲ 62.7%
Debt €416,602 ▼ 5.9%
Debt's share of the balance-sheet total falls from 75.9% to 64.6%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€168,338▲
2024 · €148,140
Cash flow
€127,379▲
2024 · €115,772
Quick ratio
0.42▲
2024 · 0.22
Debt to equity
1.82▼
2024 · 3.15
ROE
38.5%▼
2024 · 54.0%
Interest coverage
38.64▼
2024 · 43.43
Debt ≤ 1 year
€413,254▼
2024 · €436,264
Income taxes
€43,650▲
2024 · €36,219
Staff costs
€38,640▲
2024 · €37,407
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
96% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 2.5% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet Code20242025
Assets
Total assets20/58€583,149€645,168▲
Fixed assets21/28€150,027€125,303▼
Intangible fixed assets21€76,798€54,586▼
Tangible fixed assets22/27€73,229€70,717▼
Plant, machinery and equipment23€13,820€10,042▼
Furniture and vehicles24€15,898€20,915▲
Other tangible fixed assets26€43,511€39,760▼
Current assets29/58€433,122€519,865▲
Stocks and contracts in progress3€338,993€345,733▲
Stocks30/36€338,993€345,733▲
Amounts receivable within one year40/41€4,741€4,246▼
Trade receivables40€4,741€4,246▼
Cash at bank and in hand54/58€83,468€164,285▲
Deferred charges and accrued income490/1€5,921€5,601▼
Equity and liabilities
Total equity and liabilities10/49€583,149€645,168▲
Equity10/15€140,520€228,566▲
Contributions10/11€10,000€10,000=
Reserves13€130,520€218,566▲
Distributable reserves133€130,520€218,566▲
Amounts payable17/49€442,629€416,602▼
Amounts payable within one year42/48€436,264€413,254▼
Trade debts44€6,946€7,492▲
Suppliers440/4€6,946€7,492▲
Taxes, remuneration and social security45€53,828€61,526▲
Taxes450/3€48,076€57,597▲
Remuneration and social security454/9€5,752€3,929▼
Other amounts payable47/48€375,490€344,236▼
Accrued charges and deferred income492/3€6,366€3,348▼
Income statement Code20242025
Non-recurring operating income76A€500-
Remuneration, social security and pensions62€37,407€38,640▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€39,857€39,334▼
Other operating charges640/8€2,199€1,407▼
Non-recurring operating charges66A-€5,898
Gross operating margin9900€187,746€214,282▲
Operating profit (loss)9901€108,283€129,004▲
Financial income75/76B€7,262€7,049▼
Recurring financial income75€7,262€7,049▼
Financial charges65/66B€3,411€4,357▲
Recurring financial charges65€3,411€4,357▲
Profit (loss) for the period before taxes9903€112,134€131,696▲
Income taxes67/77€36,219€43,650▲
Profit (loss) for the period9904€75,915€88,046▲
Profit (loss) for the period to be appropriated9905€75,915€88,046▲
Appropriation of the result
Profit (loss) to be appropriated9906€75,915€88,046▲
Transfer to equity691/2€75,915€88,046▲
To other reserves6921€75,915€88,046▲
Social balance
Average headcount (FTE)90870.81.1▲

The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202320242025Change
Non-recurring operating income76A-€500--
Remuneration, social security and pensions62€29,214€37,407€38,640▲ 3.3%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19,690€39,857€39,334▼ 1.3%
Other operating charges640/8€3,766€2,199€1,407▼ 36.0%
Non-recurring operating charges66A--€5,898-
Gross operating margin9900€133,168€187,746€214,282▲ 14.1%
Operating profit (loss)9901€80,497€108,283€129,004▲ 19.1%
Financial income75/76B€1,678€7,262€7,049▼ 2.9%
Recurring financial income75€1,678€7,262€7,049▼ 2.9%
Financial charges65/66B€1,066€3,411€4,357▲ 27.7%
Recurring financial charges65€1,066€3,411€4,357▲ 27.7%
Profit (loss) for the period before taxes9903€81,109€112,134€131,696▲ 17.4%
Income taxes67/77€26,504€36,219€43,650▲ 20.5%
Profit (loss) for the period9904€54,605€75,915€88,046▲ 16.0%
Profit (loss) for the period to be appropriated9905€54,605€75,915€88,046▲ 16.0%
Line202320242025Change
Assets
Total assets20/58€506,483€583,149€645,168▲ 10.6%
Fixed assets21/28€177,293€150,027€125,303▼ 16.5%
Intangible fixed assets21€99,009€76,798€54,586▼ 28.9%
Tangible fixed assets22/27€78,283€73,229€70,717▼ 3.4%
Plant, machinery and equipment23€9,629€13,820€10,042▼ 27.3%
Furniture and vehicles24€20,496€15,898€20,915▲ 31.6%
Other tangible fixed assets26€48,158€43,511€39,760▼ 8.6%
Current assets29/58€329,191€433,122€519,865▲ 20.0%
Stocks and contracts in progress3€302,757€338,993€345,733▲ 2.0%
Stocks30/36€302,757€338,993€345,733▲ 2.0%
Amounts receivable within one year40/41€777€4,741€4,246▼ 10.4%
Trade receivables40€777€4,741€4,246▼ 10.4%
Cash at bank and in hand54/58€19,047€83,468€164,285▲ 96.8%
Deferred charges and accrued income490/1€6,609€5,921€5,601▼ 5.4%
Equity and liabilities
Total equity and liabilities10/49€506,483€583,149€645,168▲ 10.6%
Equity10/15€64,605€140,520€228,566▲ 62.7%
Contributions10/11€10,000€10,000€10,000=
Reserves13€54,605€130,520€218,566▲ 67.5%
Distributable reserves133€54,605€130,520€218,566▲ 67.5%
Amounts payable17/49€441,878€442,629€416,602▼ 5.9%
Amounts payable within one year42/48€438,502€436,264€413,254▼ 5.3%
Trade debts44€6,848€6,946€7,492▲ 7.9%
Suppliers440/4€6,848€6,946€7,492▲ 7.9%
Taxes, remuneration and social security45€38,462€53,828€61,526▲ 14.3%
Taxes450/3€34,870€48,076€57,597▲ 19.8%
Remuneration and social security454/9€3,593€5,752€3,929▼ 31.7%
Other amounts payable47/48€393,191€375,490€344,236▼ 8.3%
Accrued charges and deferred income492/3€3,376€6,366€3,348▼ 47.4%
Line202320242025Change
Profit (loss) for the period9904€54,605€75,915€88,046▲ 16.0%
+ Depreciation and write-downs630€19,690€39,857€39,334▼ 1.3%
Operating cash flow (approximation)€74,295€115,772€127,379▲ 10.0%
Investment in fixed assets (approximation)--€12,591-€14,610▼ 16.0%
Change in cash-€64,420€80,818▲ 25.5%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2025
04-12
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
30-06
Financial Highest result since 2023net €88,046 ▲16%
Operating result €129,004, net result €88,046, both a record.
30-06
Financial Equity above €200,000Eq €228,566 ▲62.7%
3 profitable years in a row build equity to €228,566.
15-01
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-06
Financial Equity above €100,000Eq €140,520 ▲118%
2 profitable years in a row build equity to €140,520.
30-01
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 2 establishment units since 2022
seat establishment All 2 establishment units on the map
Ground area
227 m²
Building footprint
287 m²
Volume, LiDAR
2,705 m³
Parcel 24062A0629/00B000, Flanders · tallest building 19.0 m, ±3 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
2 establishment units
De Blick
Schrijnmakersstraat 2, 3000 LeuvenRetail sale of women's outerwear
since 20222.339.234.578
De Blick
Jodenstraat 4, 3000 LeuvenRetail sale of women's outerwear
since 20222.339.234.677
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24062A0629/00B000
ProtectedMonumentHoofdpostgebouwSource ↗
Flanders 227 m² 1 · 287 m² 19.0 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.

Similar companies · same sector, comparable size

Of 6,488 companies in sector 47716 we hold annual accounts for 2,440. 1,732 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded15-12-2022
Fiscal year end30-06
Activities, NACEBEL 2025
47631Retail trade
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
47715Retail trade
47721Retail sale of footwear
93199Other sports activities
Contact
E-mail info@deblick.be
Phone 016221748
Website info@deblick.beLeuven
E-invoicing
Reachable via Peppol
Peppol ID 0208:0794863629
Also 9925:BE0794863629

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.