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DE BIERSCHUUR

Active Private limited companyfounded 1999active for 27 yearsProcessiebaan 3, 1785 MerchtemKBO/BCE: BE 0466.735.492

Lifetime

20 annual accounts with figures on one time axis, 26 filings since 2000
peak €175,039 (2011)
€61,148▲ 19.3%
lowest -€18,089 (2021)
€6,644▲ €7,069
peak €371,370 (2019)
€210,712▼ 18.7%
€287,019▲ 27.0%
peak 3.4 FTE (2011)
-not published
Board2 names since 2021
Documentsfilings and deeds
31-07-2026on the last day
2025abbreviated format
Gross margin from €51,234 to €61,148Back to profit: €6,644Dividend €55,000Equity from €259,067 to €210,712Debts from €225,953 to €287,019Cash from €175,177 to €119,261

Key points

from the 2025 annual accounts

Equity

€210,712 ▼ 18.7%
259,0672024+6,644Profit-55,000Dividend210,7122025

DE BIERSCHUUR paid out €55,000 in dividends. That is 828% of the 2025 profit.

Turnover

≈ €480,000 estimated

The abbreviated format states no turnover.

Filings

26 annual accounts since 2000
AprilJune31 JulyOctober200020102020

Seven of the last ten came late. The 2016 accounts came latest: 51 days after the end of the period.

Checked score

93
Excellent
Financially stronger than 47% of micro companies in wholesale trade (NACE 46)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.4% across 26,891 companies (NACE 46, micro).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025highest value 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026lowest value 09-2026: 0.1%● unchanged vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026lowest value 11-2026: 0.1%● unchanged vs 10-2026lowest value

Financial strength
Strong

67-11equity 42.3% of total assets
56-19short-term debt 48.1% · cash 24.0%
70+1return on assets 1.3%

Score breakdown

raises risk
Sector: Wholesale trade (NACE 46)
lowers risk
Liquidity: current ratio 1.78, cash €119,261
Founded in 1999
Size: total assets €497,730
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 51% of them on solvency, 62% on liquidity, 54% on profitability and 20% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 14,766 companies had the same profile as DE BIERSCHUUR has now. Each dot stands for 37 companies, two years later.

96.2%
were still trading
3.5%
stopped another way
0.2%
went bankrupt
  • Small
  • 20 years or older
  • solvency 30% or more
  • a profit under 5% of the balance sheet

Another 0.1% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of DE BIERSCHUUR itself: 0.1% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 14,766 companies, not a prediction for DE BIERSCHUUR. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €19,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 1.78 (2.05 in 2024), above the usual 1.5. Short-term debt is 48.1% and cash 24% of total assets. However, 57.7% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 1.78, cash €119,261
NBB · annual accounts
lowers risk · Founded in 1999
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Size: total assets €497,730
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Sector: Wholesale trade (NACE 46)
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
on the day
2024
30 days early
2023
33 days early
2022
31 days late
2021
16 days late
2020
27 days late
2019
21 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 5 days after the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 July (4 of the last 5 accounts filed within 31 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Recent changes

2 directors resigning, 2 reappointments Resignations: VAN LAETHEM Christof André Simonne and DE BAERDEMAEKER Jenny · Reappointments: VAN LAETHEM Christof André Simonne (director) and DE BAERDEMAEKER Jenny (director) · Legal-form conversion: from coöperatieve vennootschap met beperkte aansprakelijkheid to private limited company · General meeting of 09-10-2023 · Gazette deed
First establishment Processiebaan 3, Merchtem
Incorporation published on 01-09-1999 · Gazette deed
All 35 events

Comparable companies

same main activity, similar in size and age
Company
DE BIERSCHUUR Merchtem €497,730 €61,148 42.3% -
DRANKENHANDEL S'JEGERS Geel €576,832 €75,191 65.9% -
LA VOLNAYSIENNE Schilde €434,777 €78,767 91.4% -
Drinkshop Merksplas Merksplas €457,941 €50,196 38.6% 0.3
BEST CAVIAR INTERNATIONAL Dilbeek €696,491 €84,206 20.2% 1
M.D.K. en Co Zaventem €692,755 €112,916 51.2% -
BRASSERIE DETREMBLEUR Vielsalm €406,313 €42,268 -51.3% -

These companies have the same main activity as DE BIERSCHUUR: wholesale of beverages, general range (NACE 46349). They are comparable in size and age: total assets between €406,000 and €696,000, founded between 1995 and 2001.

Official details

Source: KBO
Status
Active since 25-08-1999Normal situation
Activity
Wholesale of beverages, general rangeNACE 46349and 1 other
Joint committee
201Independent retail · annual accounts 2023
Establishment unit
2.092.918.9161785 Merchtem, since 25-11-1999
Financial year end
31 December
Peppol
Reachable
Company details

Annual accounts 2025

€497,730▲ 2.6%
Filing
Filed on 31-07-2026, on the last day of the filing period
Financials

Insights on DE BIERSCHUUR

DE BIERSCHUUR files the abbreviated format. That format states no turnover. The gross margin fell from €151,096 in 2006 to €61,148 in 2025.

The balance sheet grew most in 2018 through fixed assets.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about DE BIERSCHUUR

What is the company number of DE BIERSCHUUR?
The company number of DE BIERSCHUUR is 0466.735.492. The VAT number is the same number with BE in front: BE 0466.735.492.
Where is DE BIERSCHUUR based?
The registered office is at Processiebaan 3, 1785 Merchtem.Company details
What does DE BIERSCHUUR do?
According to the KBO register, the main activity is wholesale of beverages, general range (NACE 46349).
What is the legal form of DE BIERSCHUUR?
DE BIERSCHUUR is a private limited company (BV).
When was DE BIERSCHUUR founded?
DE BIERSCHUUR was founded on 25-08-1999.
Is DE BIERSCHUUR still active?
Yes, DE BIERSCHUUR is an active enterprise in the KBO register.
How many employees does DE BIERSCHUUR have?
DE BIERSCHUUR had an average of 0.9 full-time equivalents in financial year 2023, according to the filed annual accounts.Financials
Which joint committee does DE BIERSCHUUR fall under?
In its 2023 annual accounts, DE BIERSCHUUR states joint committee 201 (Independent retail).
What is the turnover of DE BIERSCHUUR?
The turnover in financial year 2025 is ≈ €480,000. This figure is estimated from the gross margin of €61,148 and 30 comparable companies (NACE 463). It probably lies between €330,000 and €820,000.
Is DE BIERSCHUUR profitable?
In financial year 2025, DE BIERSCHUUR made a profit of €6,644.
Where can I find the annual accounts of DE BIERSCHUUR?
DE BIERSCHUUR filed 26 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of DE BIERSCHUUR due?
DE BIERSCHUUR must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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