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DE BERKEN

Active
Private limited companyfounded 200718 yrs activeVoorteinde 85, 2260 Westerlo, BelgiumKBO/BCE: BE 0893.890.533
Summary

DE BERKEN has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €761k and a net result of €-20k. Equity remains stable across the filed fiscal years (±0.4% per year). The computed 12-month bankruptcy probability is 1.0% (low).

Checked score

Score 2025
64 / 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability31▲+1
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
short-term debt: 0% and cash: 0.5% of total assets, and 0% of the assets are financed with debt.
Credit check for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 18 years 0 20 y
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
19202122232425
2019 to 2025 · latest year €-20k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 15-10-2025, 108 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
108 d early
2024
60 d early
2023
65 d early
2022
48 d early
2021
63 d early
2020
33 d early
2019
42 d early
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€761k▼ 2.6%
2024 · €782k
2019: €795k 2020: €792k 2021: €801k 2022: €831k 2023: €804k 2024: €782k
2019 → 2025
Total assets
€761k▼ 3.1%
2024 · €785k
2019: €800k 2020: €792k 2021: €809k 2022: €834k 2023: €804k 2024: €785k
2019 → 2025
Net result
€-20k▲ 7.3%
2024 · €-22k
2019: €149k 2020: €-3k 2021: €9k 2022: €31k 2023: €-27k 2024: €-22k
2019 → 2025
Working capital
€761k▼ 2.6%
2024 · €782k
2019: €795k 2020: €792k 2021: €801k 2022: €831k 2024: €782k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€801k-€831k▲ 3.8%€804k▼ 3.3%€782k▼ 2.7%€761k▼ 2.6%
Operating result€12k-€45k▲ 266%€-28k€-28k▲ 1.5%€-26k▲ 5.9%
Net result€9k-€31k▲ 253%€-27k€-22k▲ 19.5%€-20k▲ 7.3%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
€-40k€-20k€0€20k€40kOperating result 2021: €12k€12kNet result 2021: €9k€9kOperating result 2022: €45k€45kNet result 2022: €31k€31kOperating result 2023: €-28k€-28kNet result 2023: €-27k€-27kOperating result 2024: €-28k€-28kNet result 2024: €-22k€-22kOperating result 2025: €-26k€-26kNet result 2025: €-20k€-20k20212022202320242025€-30k€-20k€-10k€0Operating result 2023: €-28k€-28kNet result 2023: €-27k€-27kOperating result 2024: €-28k€-28kNet result 2024: €-22k€-22kOperating result 2025: €-26k€-26kNet result 2025: €-20k€-20k202320242025
The operating result stays negative: a loss of €26k in 2025 against €28k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €761k
Equity €761k ▼ 2.6%
Debt €17 ▼ 99.5%
Debt's share of the balance-sheet total falls from 0.5% to 0.0%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
Debt to equity
0.00
2024 · 0.00
ROE
-2.7%
2024 · -2.8%
ROA
-2.7%
2024 · -2.8%
Debt ≤ 1 year
€17
2024 · €4k
A ratio outside any meaningful range has been withheld (balance sheet total €761k, equity €761k).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 30 lines
Balance sheet Code20242025
Assets
Total assets20/58€785k€761k
Current assets29/58€785k€761k
Stocks and contracts in progress3€468k€554k
Stocks30/36€468k€554k
Amounts receivable within one year40/41€301k€190k
Trade receivables40€1k-
Other amounts receivable41€300k€190k
Cash at bank and in hand54/58€9k€4k
Deferred charges and accrued income490/1€7k€13k
Equity and liabilities
Total equity and liabilities10/49€785k€761k
Equity10/15€782k€761k
Contributions10/11€6k€6k=
Reserves13€776k€755k
Distributable reserves133€776k€755k
Amounts payable17/49€4k€17
Amounts payable within one year42/48€4k€17
Trade debts44€4k€17
Suppliers440/4€4k€17
Income statement Code20242025
Other operating charges640/8€17k€12k
Gross operating margin9900€-11k€-14k
Operating profit (loss)9901€-28k€-26k
Financial income75/76B€6k€6k
Recurring financial income75€6k€6k
Financial charges65/66B€39€44
Recurring financial charges65€39€44
Profit (loss) for the period before taxes9903€-22k€-20k
Profit (loss) for the period9904€-22k€-20k
Profit (loss) for the period to be appropriated9905€-22k€-20k
Appropriation of the result
Profit (loss) to be appropriated9906€-22k€-20k
Transfer from equity791/2€22k€20k

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2026
24-07
State Gazette act Capital & shares · Restructuring
Merger · Net-asset statement · Capital19 facts ▸
  • Board meeting, 07-06-2026
  • Merger, absorption, 1 aandeel De Berken BV = 0.0522 aandeel Ludo Dierckx Tuinarchitectuur BV (283 nieuwe aandelen voor 5.422 aandelen De Berken BV)
  • Net-asset statement, 30-09-2025
  • Net-asset statement, 30-06-2025
  • Capital, €2.155.517,16
  • Capital, €6.200
  • Statutes amendment
  • Accounting effect, 01-01-2026
  • Real estate, Geel, DistelakkerGroot Stokt, stad Geel, 3de afdeling, sectie L nummers 812 G P0000 en 801A P0000; Geel, Antwerpsedries, stad Geel, 1ste afdeling, sectie H numm…
  • Shareholding, vruchtgebruik, 1064
  • Shareholding, volle eigendom, 1
  • Shareholding, blote eigendom, 531
  • +7 further facts in this act
2025
15-10
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
30-06
Financial Liquidity times 212current ratio 45703.09
Current ratio from 215.16 to 45703.09; short-term debt falls from €4k to €17.
2024
02-12
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
27-11
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
30-06
Financial Weakest financial yearnet €-27k ▼189%
Net result drops to €-27k, the lowest in the series; recovery starts the following year.
2022
14-12
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
30-06
Financial Liquidity quadruplescurrent ratio 350.16
Current ratio from 97.59 to 350.16; short-term debt falls from €8k to €2k.
2021
29-11
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
30-06
Financial Back to profitnet €9k
Net result €9k after one loss-making year.
2020
29-12
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
30-06
Financial Liquidity times 37current ratio 6741.23
Current ratio from 179.83 to 6741.23; short-term debt falls from €4k to €117.
Show earlier events
2019
20-12
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
14-12
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
05-01
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
02-12
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Westerlo · 1 establishment unit since 2007
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Voorteinde 852260 Westerlo
Ground area
1,829 m²
Building footprint
335 m²
Volume, LiDAR
1,756 m³
Parcel 13039F0291/00E000, Flanders · tallest building 10.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DE BERKEN
Voorteinde 85, 2260 WesterloReal estate activities
since 20072.365.034.796
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13039F0291/00E000 Flanders 1,829 m² 1 · 335 m² 10.1 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Articles of association

Purpose
De aankoop en verkoop, verkaveling, huur en verhuur, de ruil en in het algemeen, alle verrichtingen die rechtstreeks of onrechtstreeks betrekking hebben op het beheer of op het…
Full purpose

De aankoop en verkoop, verkaveling, huur en verhuur, de ruil en in het algemeen, alle verrichtingen die rechtstreeks of onrechtstreeks betrekking hebben op het beheer of op het productief maken van onroerende goederen. Alle activiteiten waarvoor erkenning van het Beroepsinstituut voor Vastgoedmakelaars nodig is, zijn uitdrukkelijk uitgesloten.

Structure & network

Acquisitions and mergers

1 transaction
BE 0840.434.229merger by absorption · proposal · State Gazette act of 31-07-2026 (2 acts)

Capital and shareholders

Shareholders according to the acts
Stated in the act act of 24-07-2026 ↗
  • Lodewijk Dierckx 5,422 shares

The Belgian State Gazette names shareholders only when an act mentions them; the share register itself is not published.

Capital over the years
  1. 24-07-2026 Capital stated in the act · 6,200 EUR · 5,422 shares

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded03-12-2007
Fiscal year end30-06
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.