DE BAL
ActiveDE BAL has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €796k and a net result of €10k. Equity is shrinking by ~3.5% per year across the filed fiscal years. Its solvency ranks better than 94% of 517 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2025
93
/ 100
Excellent▼ -6 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability18▼-26
Solvency99▼-1
Growth71▲+33
Stability100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity ample (current ratio 1.94 against 2.22 in 2024), and 14.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 88
Relative position
BE, all sectors
reference
Sector 88
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
85.4%
Return on assets
1%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-04-2026, 120 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
120 d early
2024
66 d early
2023
44 d early
2022
123 d early
2021
37 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€503k▲ 444%
2024 · €92k
2022: €297k
2023: €360k
2024: €92k
2022 → 2025
EBIT margin
-2.7%▲ 14.7pp
2024 · -17.4%
2022: -10.7%
2023: -21.0%
2024: -17.4%
2022 → 2025
Net result
€10k▲ 27.4%
2024 · €8k
2021: €-3k
2022: €644
2023: €6k
2024: €8k
2021 → 2025
Working capital
€72k▼ 8.9%
2024 · €79k
2021: €102k
2022: €28k
2023: €68k
2024: €79k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€297k€360k▲ 21.2%€92k▼ 74.4%€503k▲ 444%
Equity€953k-€867k▼ 9.0%€846k▼ 2.4%€830k▼ 1.9%€796k▼ 4.1%
Operating result€-13k-€-32k▼ 144%€-76k▼ 137%€-16k▲ 78.7%€-13k▲ 16.3%
Net result€-3k-€644€6k▲ 884%€8k▲ 20.0%€10k▲ 27.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €13k in 2025 against €16k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €932k
Fixed assets
€783k▼ 3.2%
Current assets
€149k▲ 3.2%
Equity and liabilities €932k
Equity
€796k▼ 4.1%
Provisions
€44k=
Debt
€92k▲ 16.4%
The debt ratio rises from 8.3% to 9.9%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€14k▲
2024 · €11k
Cash flow
€37k▲
2024 · €35k
Solvency
85.4%▼
2024 · 87.0%
Current ratio
1.94▼
2024 · 2.22
Quick ratio
1.94▼
2024 · 2.22
Debt / equity
0.12▲
2024 · 0.10
ROE
1.2%▲
2024 · 0.9%
ROA
1.0%▲
2024 · 0.8%
Interest coverage
50.28▼
2024 · 62.51
Debt
€92k▲
2024 · €79k
Debt ≤ 1 year
€77k▲
2024 · €65k
Staff costs
€420k▲
2024 · €353k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€953k€932k▼
Fixed assets21/28€809k€783k▼
Tangible fixed assets22/27€809k€783k▼
Land and buildings22€777k€754k▼
Plant, machinery and equipment23€27k€25k▼
Furniture and vehicles24€5k€5k▼
Current assets29/58€145k€149k▲
Amounts receivable within one year40/41€53k€54k▲
Trade receivables40€53k€54k▲
Cash at bank and in hand54/58€71k€95k▲
Deferred charges and accrued income490/1€21k-
Equity and liabilities
Total equity and liabilities10/49€953k€932k▼
Equity10/15€830k€796k▼
Profit (loss) carried forward14€-18k€-8k▲
Investment grants15€848k€804k▼
Provisions and deferred taxes16€44k€44k=
Provisions for liabilities and charges160/5€44k€44k=
Other liabilities and charges164/5€44k€44k=
Amounts payable17/49€79k€92k▲
Amounts payable within one year42/48€65k€77k▲
Current portion of amounts payable after more than one year42€7k€7k▲
Trade debts44€4k€18k▲
Suppliers440/4€4k€18k▲
Taxes, remuneration and social security45€54k€52k▼
Taxes450/3€7k€3k▼
Remuneration and social security454/9€48k€49k▲
Accrued charges and deferred income492/3€14k€15k▲
Income statement
Code20242025
Turnover70€92k€503k▲
Goods, raw materials, services and sundry goods60/61€86k€68k▼
Remuneration, social security and pensions62€353k€420k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28k€28k▲
Other operating charges640/8€672€667▼
Gross operating margin9900€365k€435k▲
Operating profit (loss)9901€-16k€-13k▲
Financial income75/76B€24k€23k▼
Recurring financial income75€24k€23k▼
Financial charges65/66B€183€284▲
Recurring financial charges65€183€284▲
Profit (loss) for the period before taxes9903€8k€10k▲
Income taxes67/77€0-
Profit (loss) for the period9904€8k€10k▲
Profit (loss) for the period to be appropriated9905€8k€10k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-18k€-8k▲
Profit (loss) brought forward from the previous period14P€-26k€-18k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2021net €10k ▲27.4%
Net result €10k, the highest in the series.
26-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
17-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €644
Net result €644 after one loss-making year.
24-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
under verification, no change since 2023
This board is reconstructed from a single act (23027985). A Gazette act generally publishes only CHANGES, not a full roll call, so directors unchanged since then may be missing here. The KBO register holds the complete list of function holders.
Bollaerts Erik
CurrentDirector · since 27-02-2023
Brandhof Michel
CurrentDirector · since 27-02-2023
Cleuren Jean Luc
CurrentDirector · since 27-02-2023
De Craemer Jan
CurrentDirector · since 27-02-2023
Gielissen Nicole
CurrentDirector · since 27-02-2023
Rosseels Quirina
CurrentDirector · since 27-02-2023
+ 3 not shown in this overview
27-02-2023
Bollaerts Erik: Appointed as Director
27-02-2023
Brandhof Michel: Appointed as Director
27-02-2023
Cleuren Jean Luc: Appointed as Director
27-02-2023
De Craemer Jan: Appointed as Director
27-02-2023
Gielissen Nicole: Appointed as Director
27-02-2023
Rosseels Quirina: Appointed as Director
27-02-2023
Scheepmans Margareta: Appointed as Director
27-02-2023
Van Der Stappen Albert: Appointed as Director
27-02-2023
Willems Evrard: Appointed as Director
27-02-2023
Willems Evrard: Appointed as Treasurer
27-02-2023
Ballon Katleen: Resigned as Director
21-11-2022
Balion Katleen: Resigned as Director
Location & real-estate footprint
Registered office, Tielt-Winge · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Halensebaan 23390 Tielt-WingeGround area
2,486 m²
Building footprint
208 m²
Volume, LiDAR
688 m³
Parcel 24101C0103/00K002, Flanders · tallest building 4.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
De Bal
since 20162.250.331.407
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24101C0103/00K002 | Flanders | 2,486 m² | 1 · 208 m² | 4.1 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 12 entries · 1,217,776 EUR awarded · 1,217,776 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 3 | 397,460 EUR | 397,460 EUR |
| 2024 | 3 | 327,622 EUR | 327,622 EUR |
| 2023 | 4 | 273,764 EUR | 273,764 EUR |
| 2022 | 2 | 218,930 EUR | 218,930 EUR |
Schemes
Subsidies voorschoolse kinderopvang
Subsidies jeugdhulp
Subsidie aan instellingen in het beleidsdomein Welzijn, Volksgezondheid en Gezin voor de tussenkomst in de energiekost in 2023
Inkomenstarief kinderopvang
Recognitions · licences · registrations
Food safety, FASFC
1 siteTielt-Winge2.250.331.407
Care and welfare
3 services · 1 livevzw De Bal
De Bal
De Bal
Similar companies · same sector, comparable size
Crèche Saint-Vincent de Paul
BE 0411.947.419
Ukkel · Eq €795k
Centre d'Accueil pour l'Enfant
BE 0424.693.219
Nivelles · Eq €793k
LES COCCINELLES
BE 0464.961.382
Sint-Lambrechts-Woluwe · Eq €790k
Kinderdagverblijf De Elfjes
BE 0455.636.912
Gent · Eq €787k
Les Amis de la Crèche-Garderie
BE 0426.389.729
Verviers · Eq €778k
Of 1,584 companies in sector 88911 we hold annual accounts for 701. 437 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formNon-profit association
Founded21-07-2015
Fiscal year end31-12
Activities, NACEBEL
88911Day nurseries and crèches
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.