DE BACKER G. & C°
ActiveDE BACKER G. & C° has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €124k and a net result of €36k. Equity is growing by ~14.6% per year across the filed fiscal years. Its solvency ranks better than 84% of 27711 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
91
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability98▲+16
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 4.41 against 5.2 in 2024; short-term debt: 21.1% and cash: 64% of total assets), and 21.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
78.9%
Return on assets
23.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
29 d late
2023
18 d late
2022
40 d early
2021
17 d early
2020
29 d early
2019
19 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€124k▲ 15.7%
2024 · €107k
2018: €52k
2019: €54k
2020: €59k
2021: €86k
2022: €101k
2023: €102k
2024: €107k
2018 → 2025
Total assets
€157k▲ 11.9%
2024 · €141k
2018: €111k
2019: €85k
2020: €80k
2021: €103k
2022: €144k
2023: €149k
2024: €141k
2018 → 2025
Net result
€36k▲ 139%
2024 · €15k
2018: €626
2019: €1k
2020: €6k
2021: €29k
2022: €15k
2023: €11k
2024: €15k
2018 → 2025
Working capital
€113k▲ 17.2%
2024 · €97k
2018: €50k
2019: €55k
2020: €65k
2021: €91k
2022: €89k
2023: €91k
2024: €97k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€86k-€101k▲ 17.2%€102k▲ 1.3%€107k▲ 5.1%€124k▲ 15.7%
Operating result€41k-€7k▼ 83.8%€16k▲ 150%€22k▲ 33.1%€51k▲ 131%
Net result€29k-€15k▼ 49.7%€11k▼ 23.1%€15k▲ 33.9%€36k▲ 139%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 131% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €157k
Fixed assets
€11k▼ 48.4%
Current assets
€146k▲ 22.5%
Equity and liabilities €157k
Equity
€124k▲ 15.7%
Debt
€33k▼ 0.4%
The debt ratio falls from 23.7% to 21.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€61k▲
2024 · €33k
Cash flow
€47k▲
2024 · €26k
Solvency
78.9%▲
2024 · 76.3%
Current ratio
4.41▼
2024 · 5.20
Quick ratio
4.41▼
2024 · 5.20
Debt / equity
0.27▼
2024 · 0.31
ROE
29.3%▲
2024 · 14.2%
ROA
23.1%▲
2024 · 10.8%
Interest coverage
13.66▲
2024 · 13.61
Debt
€33k▼
2024 · €33k
Debt ≤ 1 year
€33k▲
2024 · €23k
Debt > 1 year
€0▼
2024 · €10k
Income taxes
€13k▲
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€141k€157k▲
Fixed assets21/28€21k€11k▼
Tangible fixed assets22/27€20k€10k▼
Furniture and vehicles24€0-
Leasing and similar rights25€20k€10k▼
Financial fixed assets28€587€587=
Current assets29/58€120k€146k▲
Amounts receivable within one year40/41€57k€42k▼
Trade receivables40€8k€5k▼
Other amounts receivable41€50k€37k▼
Cash at bank and in hand54/58€59k€101k▲
Deferred charges and accrued income490/1€3k€4k▲
Equity and liabilities
Total equity and liabilities10/49€141k€157k▲
Equity10/15€107k€124k▲
Contributions10/11€19k€19k=
Reserves13€89k€105k▲
Distributable reserves133€89k€105k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€33k€33k▼
Amounts payable after more than one year17€10k€0▼
Financial debts170/4€10k€0▼
Amounts payable within one year42/48€23k€33k▲
Current portion of amounts payable after more than one year42€10k€10k▲
Trade debts44€836€2k▲
Suppliers440/4€836€2k▲
Taxes, remuneration and social security45€2k€1k▼
Taxes450/3€0€1k▲
Remuneration and social security454/9€2k€0▼
Other amounts payable47/48€10k€20k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€10k▼
Other operating charges640/8€2k€3k▲
Gross operating margin9900€35k€63k▲
Operating profit (loss)9901€22k€51k▲
Financial income75/76B€2k€3k▲
Recurring financial income75€2k€3k▲
Financial charges65/66B€2k€4k▲
Recurring financial charges65€2k€4k▲
Profit (loss) for the period before taxes9903€21k€49k▲
Income taxes67/77€6k€13k▲
Profit (loss) for the period9904€15k€36k▲
Profit (loss) for the period to be appropriated9905€15k€36k▲
Appropriation of the result
Profit (loss) to be appropriated9906€15k€36k▲
Transfer from equity791/2€10k€16k▲
Transfer to equity691/2€15k€32k▲
To other reserves6921€15k€32k▲
Profit to be distributed694/7€10k€20k▲
Return on contributions (dividend)694€10k€16k▲
Directors or managers695-€4k
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial
Highest result since 2018net €36k ▲139%
Operating result €51k, net result €36k, both a record.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
18-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 18 days late
2023
21-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €100kEq €101k ▲17.2%
5 profitable years in a row build equity to €101k.
14-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
02-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
12-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
25-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dendermonde · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Steenweg naar Wetteren (SCH) 1339200 DendermondeGround area
644 m²
Building footprint
341 m²
Volume, LiDAR
1,405 m³
Parcel 42019A0245/00K000, Flanders · tallest building 9.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
DE BACKER G. & C°
since 20062.153.012.691
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42019A0245/00K000 | Flanders | 644 m² | 1 · 341 m² | 9.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 22,826 companies in sector 43211 we hold annual accounts for 10,327. 8,739 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-03-2006
Fiscal year end31-12
Activities, NACEBEL
43211General electrical installation work
45310
43221Plumbing work
43222Installation of electric heating, air conditioning, cooling and ventilation
45332
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:052/426078