DE BACKER
ActiveDE BACKER has been active since 1985 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.56M and a net result of €89k. Equity is growing by ~6% per year across the filed fiscal years. Its solvency ranks better than 36% of 475 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
68
/ 100
Healthy▼ -16 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability29▼-21
Solvency56▼-6
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €110k at 30 days acceptable
Liquidity tight (current ratio 1.3 against 1.55 in 2024), and 68.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
31.1%
Return on assets
1.8%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-04-2026, 120 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
120 d early
2024
77 d early
2023
93 d early
2022
31 d early
2021
27 d early
2020
19 d early
2019
30 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€89k▼ 43.9%
2024 · €158k
2018: €39k
2019: €52k
2020: €101k
2021: €224k
2022: €360k
2023: €93k
2024: €158k
2018 → 2025
Working capital
€279k▼ 44.5%
2024 · €503k
2018: €565k
2019: €617k
2020: €656k
2021: €757k
2022: €665k
2023: €530k
2024: €503k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.25M-€1.49M▲ 19.1%€1.54M▲ 3.8%€1.58M▲ 2.6%€1.56M▼ 1.7%
Operating result€272k-€453k▲ 66.1%€151k▼ 66.6%€240k▲ 58.5%€196k▼ 18.3%
Net result€224k-€360k▲ 60.3%€93k▼ 74.2%€158k▲ 70.4%€89k▼ 43.9%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 18% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €5.01M
Fixed assets
€3.80M▲ 4.6%
Current assets
€1.21M▼ 14.8%
Equity and liabilities €5.01M
Equity
€1.56M▼ 1.7%
Provisions
€65k▼ 14.3%
Debt
€3.39M▼ 0.2%
The debt ratio rises from 67.2% to 67.6%: equity shrinks faster than debt is paid down.
Key figures and ratios
EBITDA
€634k▼
2024 · €643k
Cash flow
€527k▼
2024 · €561k
Solvency
31.1%▼
2024 · 31.3%
Current ratio
1.30▼
2024 · 1.55
Quick ratio
1.30▼
2024 · 1.55
Debt / equity
2.18▲
2024 · 2.14
ROE
5.7%▼
2024 · 10.0%
ROA
1.8%▼
2024 · 3.1%
Interest coverage
6.90▼
2024 · 9.80
Debt
€3.39M▼
2024 · €3.40M
Debt ≤ 1 year
€931k▲
2024 · €918k
Debt > 1 year
€2.46M▼
2024 · €2.48M
Income taxes
€29k▼
2024 · €33k
Staff costs
€274k▲
2024 · €211k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€5.05M€5.01M▼
Fixed assets21/28€3.63M€3.80M▲
Tangible fixed assets22/27€3.63M€3.80M▲
Land and buildings22€1.85M€1.96M▲
Plant, machinery and equipment23€1.75M€1.77M▲
Furniture and vehicles24€29k€68k▲
Financial fixed assets28€2k€2k=
Current assets29/58€1.42M€1.21M▼
Stocks and contracts in progress3€2k€3k▲
Stocks30/36€2k€3k▲
Amounts receivable within one year40/41€663k€692k▲
Trade receivables40€614k€691k▲
Other amounts receivable41€49k€1k▼
Current investments50/53€254k€292k▲
Cash at bank and in hand54/58€495k€164k▼
Deferred charges and accrued income490/1€7k€60k▲
Equity and liabilities
Total equity and liabilities10/49€5.05M€5.01M▼
Equity10/15€1.58M€1.56M▼
Contributions10/11€400k€400k=
Reserves13€1.18M€1.16M▼
Non-distributable reserves130/1€40k€40k=
Reserves not available under the articles1311€40k€40k=
Tax-exempt reserves132€228k€195k▼
Distributable reserves133€916k€921k▲
Provisions and deferred taxes16€76k€65k▼
Deferred taxes168€76k€65k▼
Amounts payable17/49€3.40M€3.39M▼
Amounts payable after more than one year17€2.48M€2.46M▼
Financial debts170/4€2.48M€2.46M▼
Amounts payable within one year42/48€918k€931k▲
Current portion of amounts payable after more than one year42€410k€638k▲
Trade debts44€296k€102k▼
Suppliers440/4€296k€102k▼
Taxes, remuneration and social security45€95k€73k▼
Taxes450/3€83k€47k▼
Remuneration and social security454/9€12k€26k▲
Other amounts payable47/48€118k€117k▼
Income statement
Code20242025
Non-recurring operating income76A-€585
Remuneration, social security and pensions62€211k€274k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€403k€438k▲
Other operating charges640/8€7k€6k▼
Gross operating margin9900€860k€913k▲
Operating profit (loss)9901€240k€196k▼
Financial income75/76B€6k€3k▼
Recurring financial income75€6k€3k▼
Financial charges65/66B€66k€92k▲
Recurring financial charges65€66k€92k▲
Profit (loss) for the period before taxes9903€180k€107k▼
Transfer from deferred taxes780€11k€11k=
Income taxes67/77€33k€29k▼
Profit (loss) for the period9904€158k€89k▼
Transfer from tax-exempt reserves789€33k€33k=
Profit (loss) for the period to be appropriated9905€191k€121k▼
Appropriation of the result
Profit (loss) to be appropriated9906€191k€121k▼
Transfer from equity791/2€73k€71k▼
Transfer to equity691/2€146k€76k▼
To other reserves6921€146k€76k▼
Profit to be distributed694/7€118k€116k▼
Return on contributions (dividend)694€118k€116k▼
Social balance
Average headcount (FTE)90875.05.2▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-04
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
15-05
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
29-04
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Highest result since 2018net €360k ▲60.3%
Operating result €453k, net result €360k, both a record.
04-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
12-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
01-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
18-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
07-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
04-05
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jodoigne · 3 establishment units since 1986
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Saint Laurent(Dong.) 371370 JodoigneGround area
1.0 ha
Building footprint
96 m²
Volume, LiDAR
715 m³
2 parcels, Wallonia · tallest building 9.0 m, ±3 floors. Linked by address, not a title deed.
3 establishment units
Rue Saint Laurent(Dong.) 37, 1370 Jodoigne
since 19862.028.590.001
DE BACKER
since 20262.391.060.490
DE BACKER
since 20262.391.060.886
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25027B0225/00M000 | Wallonia | 8,108 m² | - | - |
| 25027B0198/00G000 | Wallonia | 1,958 m² | 1 · 96 m² | 9.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteJodoigne2.028.590.001
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Of 4,668 companies in sector 01610 we hold annual accounts for 1,363. 722 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-12-1985
Fiscal year end31-12
Activities, NACEBEL
01410Raising of dairy cattle
01610Support activities for crop production
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 39 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.