De Backer
ActiveSummary
De Backer has been active since 1972 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €348,593 and a net result of €15,032. Equity is growing by ~4.3% per year across the filed fiscal years. Its solvency ranks better than 95% of 4718 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability74▼-1
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25,000 at 30 days acceptable
Liquidity ample (current ratio 12.89 against 9.48 in 2024; short-term debt: 6.4% and cash: 73.5% of total assets), and 6.4% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Land transport and transport via pipelines (NACE 49)
about 141% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
93.6%
Return on assets
4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
9 d early
2023
50 d early
2022
10 d late
2021
19 d early
2020
3 d late
2019
32 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average on the deadline day; the sector median for financial year 2024 is on the deadline day, and 49% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 22 July (5 of the last 5 filed years within 40 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
In the rankings
#4 oldest company in Dendermonde, Transport and storage sector
Equity
€348,593▲ 4.5%
2024 · €333,561
Total assets
€372,312▲ 2.8%
2024 · €362,021
Net result
€15,032▼ 12.7%
2024 · €17,214
Working capital
€281,959▲ 16.8%
2024 · €241,366
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 49, Land transport and transport via pipelines, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€11,310▼ 36.1%€7,200▼ 36.3%€4,175▼ 42.0%€17,575▲ 321%€21,428▲ 21.9%
Net result€8,334within the sector's middle half▼ 36.9%€6,853within the sector's middle half▼ 17.8%€3,825within the sector's middle half▼ 44.2%€17,214within the sector's middle half▲ 350%€15,032within the sector's middle half▼ 12.7%
Equity€291,883above the sector's middle half▲ 2.9%€312,521above the sector's middle half▲ 7.1%€316,347above the sector's middle half▲ 1.2%€333,561above the sector's middle half▲ 5.4%€348,593above the sector's middle half▲ 4.5%
Total assets€326,165above the sector's middle half▲ 3.4%€361,395above the sector's middle half▲ 10.8%€339,186above the sector's middle half▼ 6.1%€362,021above the sector's middle half▲ 6.7%€372,312above the sector's middle half▲ 2.8%
Debt€34,282▲ 7.0%€48,874▲ 42.6%€22,839▼ 53.3%€28,460▲ 24.6%€23,719▼ 16.7%
Working capital€186,235above the sector's middle half▲ 19.1%€156,574above the sector's middle half▼ 15.9%€196,821above the sector's middle half▲ 25.7%€241,366above the sector's middle half▲ 22.6%€281,959above the sector's middle half▲ 16.8%
Solvency89.5%above the sector's middle half▼ 0.4pp86.5%above the sector's middle half▼ 3.0pp93.3%above the sector's middle half▲ 6.8pp92.1%above the sector's middle half▼ 1.1pp93.6%above the sector's middle half▲ 1.5pp
Current ratio6.43above the sector's middle half▲ 0.554.20above the sector's middle half▼ 2.239.62above the sector's middle half▲ 5.419.48above the sector's middle half▼ 0.1412.89above the sector's middle half▲ 3.41
Return on assets (ROA)2.6%within the sector's middle half▼ 1.6pp1.9%within the sector's middle half▼ 0.7pp1.1%within the sector's middle half▼ 0.8pp4.8%within the sector's middle half▲ 3.6pp4.0%within the sector's middle half▼ 0.7pp
above
within
below
the middle half (P25 to P75) of NACE 49, Land transport and transport via pipelines, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 22% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €372,312
Fixed assets
€66,634 ▼ 27.7%
Current assets
€305,678 ▲ 13.3%
Equity and liabilities €372,312
Equity
€348,593 ▲ 4.5%
Debt
€23,719 ▼ 16.7%
Debt's share of the balance-sheet total falls from 7.9% to 6.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€47,246▲
2024 · €44,906
Cash flow
€40,850▼
2024 · €44,545
Debt to equity
0.07▼
2024 · 0.09
ROE
4.3%▼
2024 · 5.2%
Interest coverage
115.30▼
2024 · 124.39
Debt ≤ 1 year
€23,719▼
2024 · €28,460
Income taxes
€6,303
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 17,039 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 94% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit under 5% of the balance sheet
0.5%
went bankrupt
4.9%
stopped otherwise
94%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 17,039 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €33,582 | €39,901 | €46,933 | €27,331 | €25,818 | ▼ 5.5% |
| Other operating charges640/8 | - | - | - | - | €944 | - |
| Gross operating margin9900 | €44,892 | €47,101 | €51,108 | €44,906 | €48,190 | ▲ 7.3% |
| Operating profit (loss)9901 | €11,310 | €7,200 | €4,175 | €17,575 | €21,428 | ▲ 21.9% |
| Financial income75/76B | - | - | - | - | €316 | - |
| Recurring financial income75 | - | - | - | - | €316 | - |
| Financial charges65/66B | €343 | €347 | €350 | €361 | €410 | ▲ 13.5% |
| Recurring financial charges65 | €343 | €347 | €350 | €361 | €410 | ▲ 13.5% |
| Profit (loss) for the period before taxes9903 | €10,967 | €6,853 | €3,825 | €17,214 | €21,334 | ▲ 23.9% |
| Income taxes67/77 | €2,633 | - | - | - | €6,303 | - |
| Profit (loss) for the period9904 | €8,334 | €6,853 | €3,825 | €17,214 | €15,032 | ▼ 12.7% |
| Profit (loss) for the period to be appropriated9905 | €8,334 | €6,853 | €3,825 | €17,214 | €15,032 | ▼ 12.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €326,165 | €361,395 | €339,186 | €362,021 | €372,312 | ▲ 2.8% |
| Fixed assets21/28 | €105,648 | €155,947 | €119,526 | €92,195 | €66,634 | ▼ 27.7% |
| Tangible fixed assets22/27 | €105,648 | €155,947 | €119,526 | €92,195 | €66,634 | ▼ 27.7% |
| Land and buildings22 | €28,977 | €28,978 | €28,978 | €28,978 | €28,977 | = |
| Plant, machinery and equipment23 | €11,891 | €10,879 | €12,268 | €7,639 | €3,971 | ▼ 48.0% |
| Furniture and vehicles24 | €64,780 | €116,090 | €78,280 | €55,578 | €33,686 | ▼ 39.4% |
| Current assets29/58 | €220,517 | €205,448 | €219,660 | €269,826 | €305,678 | ▲ 13.3% |
| Amounts receivable within one year40/41 | €23,850 | €25,341 | €27,331 | €10,223 | €31,233 | ▲ 206% |
| Trade receivables40 | €23,768 | €25,341 | €27,331 | €10,223 | €8,420 | ▼ 17.6% |
| Other amounts receivable41 | €82 | - | - | - | €22,813 | - |
| Current investments50/53 | €691 | €691 | - | - | - | - |
| Cash at bank and in hand54/58 | €193,443 | €176,887 | €190,004 | €257,278 | €273,685 | ▲ 6.4% |
| Deferred charges and accrued income490/1 | €2,533 | €2,529 | €2,325 | €2,325 | €760 | ▼ 67.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €326,165 | €361,395 | €339,186 | €362,021 | €372,312 | ▲ 2.8% |
| Equity10/15 | €291,883 | €312,521 | €316,347 | €333,561 | €348,593 | ▲ 4.5% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €273,283 | €293,921 | €297,747 | €314,961 | €329,993 | ▲ 4.8% |
| Non-distributable reserves130/1 | €10,194 | €17,047 | €17,047 | €17,047 | - | - |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €1,860 | €1,860 | - | - |
| Other1319 | €8,334 | €15,187 | €15,187 | €15,187 | - | - |
| Tax-exempt reserves132 | €97,256 | €111,041 | €111,041 | €111,041 | €111,041 | = |
| Distributable reserves133 | €165,833 | €165,833 | €169,659 | €186,873 | €218,952 | ▲ 17.2% |
| Amounts payable17/49 | €34,282 | €48,874 | €22,839 | €28,460 | €23,719 | ▼ 16.7% |
| Amounts payable within one year42/48 | €34,282 | €48,874 | €22,839 | €28,460 | €23,719 | ▼ 16.7% |
| Trade debts44 | €5,007 | €12,091 | €12,684 | €6,518 | €15,878 | ▲ 144% |
| Suppliers440/4 | €5,007 | €12,091 | €12,684 | €6,518 | €15,878 | ▲ 144% |
| Taxes, remuneration and social security45 | €10,891 | €5,837 | €3,229 | €10,567 | €7,841 | ▼ 25.8% |
| Taxes450/3 | €10,891 | €5,837 | €3,229 | €10,567 | €7,841 | ▼ 25.8% |
| Other amounts payable47/48 | €18,384 | €30,946 | €6,926 | €11,375 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €8,334 | €6,853 | €3,825 | €17,214 | €15,032 | ▼ 12.7% |
| + Depreciation and write-downs630 | €33,582 | €39,901 | €46,933 | €27,331 | €25,818 | ▼ 5.5% |
| Operating cash flow (approximation) | €41,916 | €46,754 | €50,758 | €44,545 | €40,850 | ▼ 8.3% |
| Investment in fixed assets (approximation) | - | -€90,200 | -€10,512 | €0 | -€257 | - |
| Change in cash | - | -€16,556 | €13,117 | €67,274 | €16,407 | ▼ 75.6% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
22-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2019net €17,214 ▲350%
Net result €17,214, the highest in the series.
11-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €3,825 ▼44.2%
Net result drops to €3,825, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 9.62
Current ratio from 4.20 to 9.62; short-term debt falls from €48,874 to €22,839.
10-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 10 days late
2022
12-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
03-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 3 days late
2020
01-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 32 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 30 days late
2018
16-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dendermonde · 1 establishment unit since 2001
Ground area
3,225 m²
Building footprint
284 m²
Volume, LiDAR
1,442 m³
2 parcels, Flanders · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DE BACKER BVBA
since 20012.007.490.422
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42003C0234/00D000 | Flanders | 2,048 m² | 1 · 167 m² | 7.8 m · 2 fl. |
| 42001B0096/00L002 | Flanders | 1,177 m² | 1 · 117 m² | 9.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 12,583 companies in sector 49410 we hold annual accounts for 8,204. 5,669 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded07-09-1972
Fiscal year end31-12
Activities, NACEBEL 2025
49410Freight transport by road
E-invoicing
Reachable via Peppol
Peppol ID
0208:0412635030
Also
9925:BE0412635030
Registered
16-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.