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De Arend

Active
Private limited companyfounded 201015 yrs activeDe Arend 12, 8210 Zedelgem, BelgiumKBO/BCE: BE 0832.110.045

De Arend is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €5.50M and a net result of €640k. Equity is growing by ~15.4% per year across the filed fiscal years. Its solvency ranks better than 87% of 5495 sector peers (fiscal year 2025). The company has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals.

Signals

Three signals. The signal on the left, the evidence on the right.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
7 d early
2024
27 d late
2023
22 d late
2022
17 d late
2021
16 d late
2020
23 d early
2019
11 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€5.50M▲ 12.3%
2024 · €4.90M
2018: €2.04M 2019: €2.40M 2020: €2.78M 2021: €3.19M 2022: €3.92M 2023: €4.39M 2024: €4.90M
2018 → 2025
Net result
€640k▲ 25.0%
2024 · €512k
2018: €333k 2019: €363k 2020: €381k 2021: €443k 2022: €765k 2023: €520k 2024: €512k
2018 → 2025
Total assets
€5.97M▲ 0.5%
2024 · €5.94M
2018: €3.79M 2019: €3.97M 2020: €4.36M 2021: €4.07M 2022: €4.85M 2023: €5.08M 2024: €5.94M
2018 → 2025
Solvency
92.2%▲ 9.7pp
2024 · 82.5%
2018: 53.8% 2019: 60.5% 2020: 63.9% 2021: 78.4% 2022: 80.9% 2023: 86.5% 2024: 82.5%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€3.19M-€3.92M▲ 22.9%€4.39M▲ 11.9%€4.90M▲ 11.7%€5.50M▲ 12.3%
Operating result€310k-€300k▼ 3.1%€326k▲ 8.6%€340k▲ 4.3%€349k▲ 2.7%
Net result€443k-€765k▲ 72.8%€520k▼ 32.1%€512k▼ 1.5%€640k▲ 25.0%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
€0€200k€400k€600k€800kOperating result 2021: €310k€310kNet result 2021: €443k€443kOperating result 2022: €300k€300kNet result 2022: €765k€765kOperating result 2023: €326k€326kNet result 2023: €520k€520kOperating result 2024: €340k€340kNet result 2024: €512k€512kOperating result 2025: €349k€349kNet result 2025: €640k€640k20212022202320242025
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 3% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €5.97M
Fixed assets €3.60M=
Current assets €2.37M▲ 1.3%
Equity and liabilities €5.97M
Equity €5.50M▲ 12.3%
Debt €468k▼ 55.0%
The debt ratio falls from 17.5% to 7.8%: equity grows while debt is paid down.
Key figures and ratios
2025 value · change against 2024
Solvency
92.2%
2024 · 82.5%
ROE
11.6%
2024 · 10.4%
ROA
10.7%
2024 · 8.6%
Debt
€468k
2024 · €1.04M
Debt ≤ 1 year
€438k
2024 · €1.01M
Income taxes
€73k
2024 · €125k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€5.94M€5.97M
Fixed assets21/28€3.60M€3.60M=
Financial fixed assets28€3.60M€3.60M=
Current assets29/58€2.34M€2.37M
Amounts receivable within one year40/41€51k€51k
Trade receivables40€39k€39k=
Other amounts receivable41€11k€12k
Current investments50/53€940k€1.88M
Cash at bank and in hand54/58€1.35M€438k
Equity and liabilities
Total equity and liabilities10/49€5.94M€5.97M
Equity10/15€4.90M€5.50M
Contributions10/11€1.05M€1.05M=
Reserves13€3.86M€4.46M
Non-distributable reserves130/1€940k€940k=
Own shares acquired1312€940k€940k=
Distributable reserves133€2.92M€3.52M
Profit (loss) carried forward14€0€0=
Amounts payable17/49€1.04M€468k
Amounts payable within one year42/48€1.01M€438k
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€779€0
Suppliers440/4€779€0
Taxes, remuneration and social security45€125k€88k
Taxes450/3€122k€86k
Remuneration and social security454/9€2k€2k=
Other amounts payable47/48€889k€350k
Accrued charges and deferred income492/3€26k€30k
Income statement Code20242025
Remuneration, social security and pensions62€0-
Other operating charges640/8€126€128
Gross operating margin9900€340k€349k
Operating profit (loss)9901€340k€349k
Financial income75/76B€322k€400k
Recurring financial income75€322k€400k
Financial charges65/66B€25k€36k
Recurring financial charges65€25k€36k
Profit (loss) for the period before taxes9903€637k€713k
Income taxes67/77€125k€73k
Profit (loss) for the period9904€512k€640k
Profit (loss) for the period to be appropriated9905€512k€640k
Appropriation of the result
Profit (loss) to be appropriated9906€512k€640k
Transfer from equity791/2-€39k
Transfer to equity691/2€512k€640k
To other reserves6921€512k€640k
Profit to be distributed694/7€0€39k
Return on contributions (dividend)694€0€39k

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
24-07
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial Liquidity doublescurrent ratio 5.42
Current ratio from 2.31 to 5.42; short-term debt falls from €1.01M to €438k.
31-12
Financial Equity above €5MEq €5.50M ▲12.3%
8 profitable years in a row build equity to €5.50M.
27-08
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema · 27 days late
2024
22-08
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema · 22 days late
2023
17-08
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema · 17 days late
2022
31-12
Financial Highest result since 2018net €765k ▲72.8%
Net result €765k, the highest in the series.
16-08
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema · 16 days late
2021
08-07
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
20-07
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
19-08
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema · 19 days late
2018
30-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
25-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zedelgem · 1 establishment unit since 2011
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

De Arend 128210 Zedelgem
Ground area
2.1 ha
Building footprint
2,678 m²
Volume, LiDAR
19,343 m³
Parcel 31040F1540/00C000, Flanders · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
De Arend
De Arend 12, 8210 ZedelgemFinancial service activities, except insurance and pension funding
since 20112.196.209.860
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
31040F1540/00C000 Flanders 2.1 ha 1 · 2,678 m² 8.4 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Legal Entity Identifier

699400ZI7OAD7ZJ19T60
live in the LEI register

Similar companies · same sector, comparable size

Of 24,636 companies in sector 64210 we hold annual accounts for 19,688. 7,814 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded20-12-2010
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers

Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.