De Ans
ActiveThe computed 12-month bankruptcy probability of De Ans is 5.5% (elevated). The 2025 annual accounts show equity of €119k and a net result of €-14k. Equity is growing by ~88.4% per year across the filed fiscal years. Its solvency ranks better than 86% of 862 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
70
/ 100
Healthy▼ -23 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-100
Solvency100=
Growth52▼-26
Stability94
Bankruptcy probability, 12 months
5.5%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 4.0 against 4.05 in 2024), and 22.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-05-2026, 72 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
72 d early
2024
69 d early
2023
68 d early
2022
66 d early
2021
88 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-14k
2024 · €32k
2021: €5k
2022: €29k
2023: €62k
2024: €32k
2021 → 2025
Working capital
€102k▲ 29.6%
2024 · €78k
2021: €5k
2022: €-36k
2023: €41k
2024: €78k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€9k-€38k▲ 317%€100k▲ 164%€132k▲ 32.0%€119k▼ 10.2%
Operating result€5k-€29k▲ 461%€65k▲ 125%€41k▼ 37.7%€6k▼ 85.9%
Net result€5k-€29k▲ 466%€62k▲ 116%€32k▼ 48.4%€-14k
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 86% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €152k
Fixed assets
€17k▼ 68.5%
Current assets
€135k▲ 30.1%
Equity and liabilities €152k
Equity
€119k▼ 10.2%
Debt
€34k▲ 31.7%
The debt ratio rises from 16.3% to 22.2%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€42k▼
2024 · €78k
Cash flow
€23k▼
2024 · €70k
Solvency
77.8%▼
2024 · 83.7%
Current ratio
4.00▼
2024 · 4.05
Quick ratio
4.00▼
2024 · 4.05
Debt / equity
0.29▲
2024 · 0.19
ROE
-11.4%▼
2024 · 24.3%
ROA
-8.9%▼
2024 · 20.3%
Interest coverage
249.57▼
2024 · 757.20
Debt
€34k▲
2024 · €26k
Debt ≤ 1 year
€34k▲
2024 · €26k
Income taxes
€19k▲
2024 · €8k
Staff costs
€39k▼
2024 · €42k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€158k€152k▼
Fixed assets21/28€54k€17k▼
Tangible fixed assets22/27€54k€17k▼
Furniture and vehicles24€54k€17k▼
Current assets29/58€104k€135k▲
Amounts receivable within one year40/41€69k€82k▲
Trade receivables40€62k€79k▲
Other amounts receivable41€7k€3k▼
Cash at bank and in hand54/58€35k€53k▲
Equity and liabilities
Total equity and liabilities10/49€158k€152k▼
Equity10/15€132k€119k▼
Contributions10/11€4k€4k=
Reserves13€15k€15k=
Distributable reserves133€15k€15k=
Profit (loss) carried forward14€113k€100k▼
Amounts payable17/49€26k€34k▲
Amounts payable within one year42/48€26k€34k▲
Trade debts44€18k€26k▲
Suppliers440/4€18k€26k▲
Taxes, remuneration and social security45€4k€5k▲
Remuneration and social security454/9€4k€5k▲
Other amounts payable47/48€4k€2k▼
Income statement
Code20242025
Remuneration, social security and pensions62€42k€39k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€37k€37k▼
Other operating charges640/8€3k€7k▲
Gross operating margin9900€123k€89k▼
Operating profit (loss)9901€41k€6k▼
Financial income75/76B€43€111▲
Recurring financial income75€43€111▲
Financial charges65/66B€103€170▲
Recurring financial charges65€103€170▲
Profit (loss) for the period before taxes9903€40k€6k▼
Income taxes67/77€8k€19k▲
Profit (loss) for the period9904€32k€-14k▼
Profit (loss) for the period to be appropriated9905€32k€-14k▼
Appropriation of the result
Profit (loss) to be appropriated9906€113k€100k▼
Profit (loss) brought forward from the previous period14P€81k€113k▲
Social balance
Average headcount (FTE)90872.02.0=
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-05
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Weakest financial yearnet €-14k ▼142%
Net result drops to €-14k, the lowest in the series.
23-05
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Equity above €100kEq €132k ▲32%
4 profitable years in a row build equity to €132k.
24-05
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Highest result since 2021net €62k ▲116%
Operating result €65k, net result €62k, both a record.
31-12
Financial
Liquidity quadruplescurrent ratio 2.16
Current ratio from 0.52 to 2.16; short-term debt falls from €75k to €36k.
26-05
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
04-05
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Agatha-Berchem · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Groot-Bijgaardenstraat 141082 Sint-Agatha-BerchemGround area
290 m²
Building footprint
293 m²
Volume, LiDAR
2,049 m³
Parcel 21342B0043/00F003, Brussels · tallest building 10.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
De Ans
since 20212.314.265.788
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21342B0043/00F003 | Brussels | 290 m² | 1 · 293 m² | 10.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
GV GROUP
BE 0730.855.210
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BATI PRO SERVICES
BE 0597.637.388
Elsene · Eq €119k
CERETAX
BE 0502.618.168
Zottegem · Eq €118k
DRIVE TRANSPORT
BE 0700.656.932
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VC SERVICES BELGIE
BE 0831.781.829
Hasselt · Eq €119k
Of 6,979 companies in sector 49320 we hold annual accounts for 2,683. 1,810 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-03-2021
Fiscal year end31-12
Activities, NACEBEL
49320Non-scheduled passenger transport by road
49390Land transport and transport via pipelines
47811Retail sale of cars and light vans (up to 3.5 tonnes)
46190Agents in non-specialised wholesale trade
49410Freight transport by road
52250Logistics services
52290Warehousing and support activities for transportation
82100Office administrative and support services
82110Office administrative, office support and other business support activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.