Skip to content

DE AFFAIRE

Active Private limited companyfounded 2023active for 3 yearsZingemkouterstraat 67, 9040 GhentKBO/BCE: BE 0803.774.266

Lifetime

3 annual accounts with figures on one time axis
peak €95,321 (2024)
€69,661▼ 26.9%
lowest -€4,587 (2023)
€20,578▼ 63.4%
peak €73,795 (2025)
€73,795▲ 34.5%
€564,129▲ 603%
Board2 names since 2023
2 directorsHASHEMI Samera and 1 other
Documentsfilings and deeds
30-06-202631 days before the deadline
2025micro format
Gross margin from €95,321 to €69,661Result from €56,188 to €20,578Dividend €1,666Equity from €54,883 to €73,795Debts from €80,240 to €564,1291 establishment registered

Key points

from the 2025 annual accounts

Equity

€73,795 ▲ 34.5%
54,8832024+20,578Profit-1,666Dividend73,7952025

DE AFFAIRE paid out €1,666 in dividends. That is 8% of the 2025 profit.

Debts

€564,129 88% of the balance sheet
Financial debts 47%Suppliers 4%Taxes and wages 3%Other 47%

Of this, €306,223 falls due within a year.

Securities

€280,000

Mortgages, new in 2025. 3.8 times equity · not in the 2024 accounts.

Investments

€414,429 18.8 × depreciation
202320242025

Green is investment, beige is depreciation. Machinery stands 176.9% higher than in 2024.

Staff

2 employees on 31-12-2025
112024312025

In 2025, 3 people joined and 1 left.

Liquidity

0.65 was 1.11 in 2024

Short-term debts rose from €80,240 to €306,223.

Checked score

56
Fair
Financially stronger than 50% of micro companies in food and beverage service (NACE 56)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
1.6% Moderate
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 1.8% across 23,791 companies (NACE 56, micro).

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 3.4% 01-2025: 3.4%● unchanged vs 12-2024 02-2025: 3.6%▲ +0.2 percentage points vs 01-2025 03-2025: 3.6%● unchanged vs 02-2025 04-2025: 3.7%▲ +0.1 percentage points vs 03-2025 05-2025: 3.8%▲ +0.1 percentage points vs 04-2025highest value 06-2025: 3.7%▼ -0.1 percentage points vs 05-2025 07-2025: 1.3%▼ -2.4 percentage points vs 06-2025lowest value 08-2025: 1.6%▲ +0.3 percentage points vs 07-2025 09-2025: 1.6%● unchanged vs 08-2025 10-2025: 1.6%● unchanged vs 09-2025 11-2025: 1.6%● unchanged vs 10-2025 12-2025: 1.6%● unchanged vs 11-2025 01-2026: 1.6%● unchanged vs 12-2025 02-2026: 1.6%● unchanged vs 01-2026 03-2026: 1.6%● unchanged vs 02-2026 04-2026: 1.6%● unchanged vs 03-2026 05-2026: 1.7%▲ +0.1 percentage points vs 04-2026 06-2026: 1.7%● unchanged vs 05-2026 07-2026: 1.6%▼ -0.1 percentage points vs 06-2026 08-2026: 1.6%● unchanged vs 07-2026 09-2026: 1.6%● unchanged vs 08-2026 10-2026: 1.6%● unchanged vs 09-2026 11-2026: 1.6%● unchanged vs 10-2026

Financial strength
Average

37-29equity 11.6% of total assets
43-26short-term debt 48.0% · cash 13.4%
73-27return on assets 3.2%

Score breakdown

raises risk
Sector: Food and beverage service activities (NACE 56)
Founded in 2023
Equity €73,795 (11.6% of total assets)
lowers risk
Size: total assets €637,924
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 35% of them on solvency, 38% on liquidity, 54% on profitability and 75% on growth.

The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 2,542 companies had the same profile as DE AFFAIRE has now. Each dot stands for 7 companies, two years later.

95.0%
were still trading
1.2%
stopped another way
3.5%
went bankrupt
  • Micro
  • 2 to 5 years old
  • solvency 10 to 30%
  • a profit under 5% of the balance sheet

Another 0.3% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of DE AFFAIRE itself: 1.6% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 2,542 companies, not a prediction for DE AFFAIRE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €4,000 on 30-day terms is acceptable

Liquidity is insufficient, with a current ratio of 0.65 (1.11 in 2024), below 1. Short-term debt is 48% and cash 13.4% of total assets. 88.4% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Sector: Food and beverage service activities (NACE 56)
KBO
raises risk · Founded in 2023
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Size: total assets €637,924
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Equity €73,795 (11.6% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
31 days early
2024
35 days early
2023
33 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 3 accounts on average 33 days before the deadline. In the sector (NACE 56), the median for financial year 2024 was 7 days after the deadline, and 53% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 June (3 of the last 3 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2023.
KBO publications

Board and ownership

HS
Director, since 10-07-2023
VW
Director, since 10-07-2023
  • VAN WEERST Jonas 120 sharesdeed of 12-07-2023
  • HASHEMI Samera 180 sharesdeed of 12-07-2023
Board & ownership

Recent changes

New establishment in Ghent Sint-Jacobsnieuwstraat 83
Registered in the Peppol Directory Reachable for e-invoices through 0208:0803774266
Incorporation Founding capital of €5,000 · Founders: VAN WEERST Jonas and HASHEMI Samera · Appointments: VAN WEERST Jonas (director) and HASHEMI Samera (director) · published on 12-07-2023 · Gazette deed
First establishment The Mistress, Baudelostraat 37, Ghent
All 9 events

Comparable companies

same main activity, similar in size and age
Company
DE AFFAIRE Ghent €637,924 €69,661 11.6% -
Pulmenti Aalst €590,544 €59,477 2.2% -
OXE Lochristi €759,449 €78,144 -67.8% 3.1
SURFBURGER De Panne €524,497 €80,094 4.4% -
LUTETIA Ixelles €726,406 €68,293 -42.9% -
Natapas Dilbeek €631,855 €93,789 5.0% -
mcO4 Oudsbergen €760,288 €81,933 -17.0% -

These companies have the same main activity as DE AFFAIRE: full-service restaurants (NACE 56111). They are comparable in size and age: total assets between €524,000 and €760,000, founded between 2021 and 2024.

Official details

Source: KBO
Status
Active since 10-07-2023Normal situation
Activity
Full-service restaurantsNACE 56111
Joint committee
302Hotels and catering · annual accounts 2025
Establishment units
2.338.602.9899000 Ghent, since 01-01-2023
2.375.742.6089000 Ghent, since 02-07-2025
Financial year end
31 December
Peppol
Reachable since 06-03-2025
Company details

Annual accounts 2025

≈ €220,000estimated
€637,924▲ 372%
Employeeson 31-12-2025
2▲ 100%
Filing
Filed on 30-06-2026, 31 days before the end of the filing period
Financials

Insights on DE AFFAIRE

DE AFFAIRE files the micro format. That format states no turnover. The gross margin rose from -€2,841 in 2023 to €69,661 in 2025.

The balance sheet grew most from 2024 to 2025 through fixed assets.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about DE AFFAIRE

What is the company number of DE AFFAIRE?
The company number of DE AFFAIRE is 0803.774.266. The VAT number is the same number with BE in front: BE 0803.774.266.
Where is DE AFFAIRE based?
The registered office is at Zingemkouterstraat 67, 9040 Ghent.Company details
What does DE AFFAIRE do?
According to the KBO register, the main activity is full-service restaurants (NACE 56111).
What is the legal form of DE AFFAIRE?
DE AFFAIRE is a private limited company (BV).
When was DE AFFAIRE founded?
DE AFFAIRE was founded on 10-07-2023.
Is DE AFFAIRE still active?
Yes, DE AFFAIRE is an active enterprise in the KBO register.
How many employees does DE AFFAIRE have?
DE AFFAIRE had an average of 0.4 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does DE AFFAIRE fall under?
In its 2025 annual accounts, DE AFFAIRE states joint committee 302 (Hotels and catering).
What is the turnover of DE AFFAIRE?
The turnover in financial year 2025 is ≈ €220,000. This figure is estimated from the gross margin of €69,661 and 72 comparable companies (NACE 56111). It probably lies between €190,000 and €300,000.
Is DE AFFAIRE profitable?
In financial year 2025, DE AFFAIRE made a profit of €20,578.
Where can I find the annual accounts of DE AFFAIRE?
DE AFFAIRE filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of DE AFFAIRE due?
DE AFFAIRE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.