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DDS CONSTRUCTION

Active
Private limited companyfounded 2022active for 4 yearsRue de Stier 8, 4357 Donceel, BelgiumKBO/BCE: BE 0784.259.846
Summary

The computed 12-month bankruptcy probability of DDS CONSTRUCTION is 5.2% (elevated). The 2025 annual accounts show equity of €52,059 and a net result of €76,911. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 32% of 655 sector peers (NACE 16, financial year 2025). The company has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Sawmilling and planing of wood
NACE 16110
1 site
Size
€219,948total assets 2025
Equity
€52,059
Profit
€76,911
Turnover not published (micro format)
Financial health
39 Weak Checked score 2025
Bankruptcy probabilitywithin 12 months
5.2%
Structure
2025 accounts filed 27 days late1 of 2 deeds summarised
Why 39raises riskFounded in 2022Liquidity: current ratio 1.27, cash €0Last filed accounts filed 27 days late; 1 of the last 3 late1 change of registered office in 24 monthsShow the evidence

Checked score

Score 2025
39 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 57% of its sector peers (NACE 16, micro)
Financial strength · tick = 2024
Average
Solvency 49+42
equity 23.7% of total assets
Liquidity 9+9
short-term debt 76.3% · cash 0.0%
Profitability 100=
return on assets 35.0%
Bankruptcy probability, 12 months
5.2% Elevated
0%0.5%1.5%4%10%≥ 25%

About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.5% (1,031 companies, NACE 16, micro)
Last 24 months 11-2024: 4.7%lowest value 12-2024: 5.8%▲ +1.1 percentage points vs 11-2024 01-2025: 8.1%▲ +2.3 percentage points vs 12-2024 02-2025: 8.1%● unchanged vs 01-2025 03-2025: 8.3%▲ +0.2 percentage points vs 02-2025 04-2025: 7.6%▼ -0.7 percentage points vs 03-2025 05-2025: 7.6%● unchanged vs 04-2025 06-2025: 7.5%▼ -0.1 percentage points vs 05-2025 07-2025: 16.3%▲ +8.8 percentage points vs 06-2025highest value 08-2025: 16.1%▼ -0.2 percentage points vs 07-2025 09-2025: 6.2%▼ -9.9 percentage points vs 08-2025 10-2025: 6.2%● unchanged vs 09-2025 11-2025: 6.2%● unchanged vs 10-2025 12-2025: 5.8%▼ -0.4 percentage points vs 11-2025 01-2026: 5.7%▼ -0.1 percentage points vs 12-2025 02-2026: 5.7%● unchanged vs 01-2026 03-2026: 5.7%● unchanged vs 02-2026 04-2026: 6.5%▲ +0.8 percentage points vs 03-2026 05-2026: 7.5%▲ +1.0 percentage point vs 04-2026 06-2026: 7.6%▲ +0.1 percentage points vs 05-2026 07-2026: 7.5%▼ -0.1 percentage points vs 06-2026 08-2026: 8.0%▲ +0.5 percentage points vs 07-2026 09-2026: 5.2%▼ -2.8 percentage points vs 08-2026 10-2026: 5.2%● unchanged vs 09-2026
Credit of up to €2,000 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms
Liquidity tight (current ratio 1.27, compared with 0.76 in 2024, below the usual 1.5; short-term debt: 76.3% and cash: 0% of total assets), and 76.3% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 16, micro): better than 30% on solvency, 7% on liquidity, 95% on profitability and 97% on growth.

The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
raises risk
raises risk · Founded in 2022
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · Liquidity: current ratio 1.27, cash €0
NBB · annual accounts
raises risk · Last filed accounts filed 27 days late; 1 of the last 3 late
NBB · filings
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · 2025 accounts filed 27 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 4 filings
Deviation from the deadline
2025
27 days late
2024
29 days late
2023
315 days late
2022
70 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 110 days after the deadline; the sector median (NACE 16) for financial year 2024 is 3 days before the deadline, and 37% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 19 September (3 of the last 4 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
24-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2022.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Highest result from 2022 to 2025net €76,911 ▲82.1%
  3. Annual accounts filedfinancial year 2024 · micro…

Financials · financial year 2025, micro format

2025 annual accounts filed late (27 days) Filed on 27 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00432372.

Equity
€52,059
2024 · -€24,852
Total assets
€219,948▲ 58.1%
2024 · €139,121
Net result
€76,911▲ 82.1%
2024 · €42,225
Working capital
€45,059
2024 · -€39,180
Trend over the years

2022 to 2025, 4 financial years

After the dip in 2023 the operating result has climbed two years in a row; 2025 is 110% above 2024 and is the highest result in the available series.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€96,360 2025 Net result€76,911 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 16, Manufacture of wood and of products of wood and cork, except furniture; manufacture of articles of straw and plaiting materials: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line2022202320242025
Operating result€37,581--€99,850€45,876€96,360▲ 110%
Net result€28,728above the sector's middle half--€100,804below the sector's middle half€42,225above the sector's middle half€76,911above the sector's middle half▲ 82.1%
Equity€33,728within the sector's middle half--€67,077below the sector's middle half-€24,852below the sector's middle half▲ 62.9%€52,059within the sector's middle half
Total assets€193,537within the sector's middle half-€152,905within the sector's middle half▼ 21.0%€139,121within the sector's middle half▼ 9.0%€219,948within the sector's middle half▲ 58.1%
Debt€159,810-€219,982▲ 37.7%€163,973▼ 25.5%€167,889▲ 2.4%
Working capital-€2,087within the sector's middle half--€95,784below the sector's middle half▼ 4,490%-€39,180below the sector's middle half▲ 59.1%€45,059within the sector's middle half
Solvency17.4%within the sector's middle half--43.9%below the sector's middle half▼ 61.3pp-17.9%below the sector's middle half▲ 26.0pp23.7%within the sector's middle half▲ 41.5pp
Current ratio0.98within the sector's middle half-0.54below the sector's middle half▼ 0.450.76below the sector's middle half▲ 0.231.27within the sector's middle half▲ 0.51
Return on assets (ROA)14.8%above the sector's middle half--65.9%below the sector's middle half▼ 80.8pp30.4%above the sector's middle half▲ 96.3pp35.0%above the sector's middle half▲ 4.6pp
above within below the middle half of NACE 16, Manufacture of wood and of products of wood and cork, except furniture; manufacture of articles of straw and plaiting materials: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the micro format does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €219,948
Fixed assets €7,000 ▼ 51.1%
Current assets €212,948 ▲ 70.6%
Equity and liabilities €219,948
Equity €52,059
Debt €167,889
Debt finances 76.3% of the balance-sheet total.
Key figures and ratios
2025 value · change against 2024
EBITDA
€103,687▲
2024 · €53,203
Cash flow
€84,239▲
2024 · €49,552
Debt to equity
3.22
ROE
147.7%
Interest coverage
20.89▲
2024 · 6.68
Debt ≤ 1 year
€167,889▲
2024 · €163,973
Income taxes
€21,221▲
2024 · €380
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 7,976 companies that looked in July 2024 the way this one looks now, 3.6% went bankrupt within 24 months and 94.3% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
3.6% went bankrupt
1.8% stopped otherwise
94.3% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 5.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,474 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 7,976 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines
Balance sheet Code20242025
Assets
Total assets20/58€139,121€219,948▲
Fixed assets21/28€14,328€7,000▼
Intangible fixed assets21€14,000€7,000▼
Tangible fixed assets22/27€328€0▼
Furniture and vehicles24€328€0▼
Current assets29/58€124,794€212,948▲
Amounts receivable within one year40/41€120,104€206,405▲
Trade receivables40€33,031€59,346▲
Other amounts receivable41€87,072€147,058▲
Cash at bank and in hand54/58-€0
Deferred charges and accrued income490/1€4,690€6,543▲
Equity and liabilities
Total equity and liabilities10/49€139,121€219,948▲
Equity10/15-€24,852€52,059▲
Contributions10/11€5,000€5,000=
Profit (loss) carried forward14-€29,852€47,059▲
Amounts payable17/49€163,973€167,889▲
Amounts payable within one year42/48€163,973€167,889▲
Financial debts43€39,987€39,952▼
Credit institutions430/8€39,987€39,952▼
Trade debts44€51,366€57,566▲
Suppliers440/4€51,366€57,566▲
Taxes, remuneration and social security45€72,620€70,370▼
Taxes450/3€72,620€70,370▼
Accrued charges and deferred income492/3-€0
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7,328€7,328=
Other operating charges640/8€4,777€1,786▼
Gross operating margin9900€57,981€105,473▲
Operating profit (loss)9901€45,876€96,360▲
Financial income75/76B€4,690€6,736▲
Recurring financial income75€4,690€6,736▲
Financial charges65/66B€7,961€4,964▼
Recurring financial charges65€7,961€4,964▼
Profit (loss) for the period before taxes9903€42,605€98,132▲
Income taxes67/77€380€21,221▲
Profit (loss) for the period9904€42,225€76,911▲
Profit (loss) for the period to be appropriated9905€42,225€76,911▲
Appropriation of the result
Profit (loss) to be appropriated9906-€29,852€47,059▲
Profit (loss) brought forward from the previous period14P-€72,077-€29,852▲

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2022202320242025Change
Remuneration, social security and pensions62€222----
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14,066€14,066€7,328€7,328=
Other operating charges640/8€480€8,718€4,777€1,786▼ 62.6%
Gross operating margin9900€52,349-€77,066€57,981€105,473▲ 81.9%
Operating profit (loss)9901€37,581-€99,850€45,876€96,360▲ 110%
Financial income75/76B€1,633€1€4,690€6,736▲ 43.6%
Recurring financial income75€1,633€1€4,690€6,736▲ 43.6%
Financial charges65/66B€511€613€7,961€4,964▼ 37.6%
Recurring financial charges65€511€613€7,961€4,964▼ 37.6%
Profit (loss) for the period before taxes9903€38,703-€100,463€42,605€98,132▲ 130%
Income taxes67/77€9,975€342€380€21,221▲ 56×
Profit (loss) for the period9904€28,728-€100,804€42,225€76,911▲ 82.1%
Profit (loss) for the period to be appropriated9905€28,728-€100,804€42,225€76,911▲ 82.1%
Line2022202320242025Change
Assets
Total assets20/58€193,537€152,905€139,121€219,948▲ 58.1%
Fixed assets21/28€56,579€42,514€14,328€7,000▼ 51.1%
Intangible fixed assets21€28,000€21,000€14,000€7,000▼ 50.0%
Tangible fixed assets22/27€28,579€21,514€328€0▼ 100%
Plant, machinery and equipment23€645€645---
Furniture and vehicles24€27,935€20,869€328€0▼ 100%
Current assets29/58€136,958€110,392€124,794€212,948▲ 70.6%
Amounts receivable within one year40/41€92,736€109,584€120,104€206,405▲ 71.9%
Trade receivables40€50,362€23,868€33,031€59,346▲ 79.7%
Other amounts receivable41€42,374€85,716€87,072€147,058▲ 68.9%
Cash at bank and in hand54/58€42,503--€0-
Deferred charges and accrued income490/1€1,719€808€4,690€6,543▲ 39.5%
Equity and liabilities
Total equity and liabilities10/49€193,537€152,905€139,121€219,948▲ 58.1%
Equity10/15€33,728-€67,077-€24,852€52,059-
Contributions10/11€5,000€5,000€5,000€5,000=
Profit (loss) carried forward14€28,728-€72,077-€29,852€47,059-
Amounts payable17/49€159,810€219,982€163,973€167,889▲ 2.4%
Amounts payable after more than one year17€20,542€13,806---
Financial debts170/4€20,542€13,806---
Amounts payable within one year42/48€139,045€206,176€163,973€167,889▲ 2.4%
Current portion of amounts payable after more than one year42€6,627€6,736---
Financial debts43-€38,906€39,987€39,952▼ 0.1%
Credit institutions430/8-€38,906€39,987€39,952▼ 0.1%
Trade debts44€100,273€100,956€51,366€57,566▲ 12.1%
Suppliers440/4€100,273€100,956€51,366€57,566▲ 12.1%
Taxes, remuneration and social security45€32,145€59,322€72,620€70,370▼ 3.1%
Taxes450/3€32,145€59,322€72,620€70,370▼ 3.1%
Other amounts payable47/48-€256---
Accrued charges and deferred income492/3€222--€0-
Line2022202320242025Change
Profit (loss) for the period9904€28,728-€100,804€42,225€76,911▲ 82.1%
+ Depreciation and write-downs630€14,066€14,066€7,328€7,328=
Operating cash flow (approximation)€42,793-€86,739€49,552€84,239▲ 70.0%
Investment in fixed assets (approximation)-€0€20,859€0▼ 100%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (4)
Financial year Type Filed Reference
31-12-2025 micro format 27-08-2026 2026-00432372
31-12-2024 micro format 29-08-2025 2025-00447247
31-12-2023 micro format 11-06-2025 2025-00131256
31-12-2022 micro format 09-10-2023 2023-00483948

Similar companies · same sector, comparable size

Of the 653 active companies whose main activity is sawmilling and planing of wood (NACE 16110), figures are known for 317. 162 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
No directors read yet: 1 of 2 Gazette acts processed. See the directors and other office holders in the KBO →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

History

DDS CONSTRUCTION was incorporated on 31 March 2022 as a private limited company.1 The registered office was moved to Donceel in 2025.2 Total assets rose from €193,537 in 2022 to €219,948 in 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 30-06-2025
  3. 3National Bank, annual accounts 2022 and 2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-07-2027
2026
27-08
NBB filing Annual accounts filed
financial year 2025 · micro format · 27 days late
2025
31-12
Financial Highest result from 2022 to 2025net €76,911 ▲82.1%
Operating result €96,360, net result €76,911, both a record.
29-08
NBB filing Annual accounts filed
financial year 2024 · micro format · 29 days late
30-06
Gazette deed Registered office
Registered-office move2 facts ▸
  • General meeting, 21-02-2025
  • Registered-office move, Rue de Stier 8/3 - 4357 Donceel
11-06
NBB filing Annual accounts filed
financial year 2023 · micro format · 315 days late
2024
31-12
Financial Back to profitnet €42,225
Net result €42,225 after one loss-making year.
2023
31-12
Financial Weakest financial yearnet -€100,804
Net result drops to -€100,804, the lowest in the series; recovery starts the following year.
09-10
NBB filing Annual accounts filed
financial year 2022 · micro format · 70 days late
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
1 of 2 deeds read
About the unread acts

Of the 2 Belgian Official Gazette deeds we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Register details

Identification
Legal formPrivate limited company
Founded31-03-2022
Financial year end31-12
Activities, NACEBEL 2025
16110Sawmilling and planing of wood
31002Manufacture of furniture
41001General construction of residential buildings
41002General construction of office buildings
43410Roofing work
43421Specialised construction activities
Contact
E-mail dds.arnaud@gmail.com
E-invoicing
Reachable via Peppol
Peppol ID 0208:0784259846
Registered 25-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 24 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 0784.259.846

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Donceel · 1 establishment unit since 2022
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the KBO register.

Rue de Stier 84357 Donceel
Ground area
227 m²
Building footprint
77 m²
Parcel 63059B0017/00Y005, Wallonia. Linked by address, not a title deed.
1 establishment unit
ADM construction
Allée des Rochers 8, 4800 VerviersSawmilling and planing of wood
since 2022unit no. 2.329.818.254
1 parcel
Wallonia 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
63059B0017/00Y005 Wallonia 227 m² 1 · 77 m² -
How the parcels are linked
Good to know
The parcel matches the address exactly.