DDPH
ActiveSummary
DDPH has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €108k and a net result of €-31k. Equity is growing by ~13.1% per year across the filed fiscal years. Its solvency ranks better than 60% of 27786 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
56
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability4▼-66
Solvency81▼-1
Growth52=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 2.66 against 3.09 in 2024; short-term debt: 27.2% and cash: 13.4% of total assets), and 44.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
55.7%
Return on assets
-15.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
24 d late
2024
1 d late
2023
41 d late
2022
174 d early
2021
53 d late
2020
23 d early
2019
35 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€108k▼ 22.2%
2024 · €139k
2018: €44k
2019: €35k
2020: €64k
2021: €115k
2022: €113k
2023: €136k
2024: €139k
2018 → 2025
Total assets
€194k▼ 20.4%
2024 · €243k
2018: €171k
2019: €207k
2020: €188k
2021: €225k
2022: €194k
2023: €270k
2024: €243k
2018 → 2025
Net result
€-31k
2024 · €3k
2018: €7k
2019: €-9k
2020: €29k
2021: €51k
2022: €-3k
2023: €23k
2024: €3k
2018 → 2025
Working capital
€87k▼ 17.9%
2024 · €107k
2018: €39k
2019: €16k
2020: €49k
2021: €102k
2022: €72k
2023: €98k
2024: €107k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€115k-€113k▼ 2.2%€136k▲ 20.8%€139k▲ 1.9%€108k▼ 22.2%
Operating result€69k-€-6k€39k€5k▼ 86.7%€-32k
Net result€51k-€-3k€23k€3k▼ 89.0%€-31k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €32k after €5k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €194k
Fixed assets
€54k ▼ 37.5%
Current assets
€140k ▼ 11.0%
Equity and liabilities €194k
Equity
€108k ▼ 22.2%
Debt
€86k ▼ 18.0%
Debt's share of the balance-sheet total rises from 43.0% to 44.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
€1k▼
2024 · €38k
Cash flow
€2k▼
2024 · €35k
Current ratio
2.66▼
2024 · 3.09
Debt to equity
0.79▲
2024 · 0.75
ROE
-28.5%▼
2024 · 1.9%
ROA
-15.9%▼
2024 · 1.1%
Interest coverage
0.45▼
2024 · 14.15
Debt ≤ 1 year
€53k▲
2024 · €51k
Debt > 1 year
€31k▼
2024 · €53k
Income taxes
€404▼
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€243k€194k▼
Fixed assets21/28€86k€54k▼
Tangible fixed assets22/27€86k€54k▼
Plant, machinery and equipment23€210€799▲
Furniture and vehicles24€86k€53k▼
Financial fixed assets28€25€25=
Current assets29/58€157k€140k▼
Amounts receivable within one year40/41€13k€14k▲
Trade receivables40€13k€11k▼
Other amounts receivable41€238€4k▲
Current investments50/53€120k€100k▼
Cash at bank and in hand54/58€25k€26k▲
Equity and liabilities
Total equity and liabilities10/49€243k€194k▼
Equity10/15€139k€108k▼
Contributions10/11€19k€19k=
Reserves13€120k€120k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€118k€118k=
Profit (loss) carried forward14-€-31k
Amounts payable17/49€105k€86k▼
Amounts payable after more than one year17€53k€31k▼
Financial debts170/4€53k€31k▼
Amounts payable within one year42/48€51k€53k▲
Current portion of amounts payable after more than one year42€21k€21k▲
Trade debts44€20k€20k=
Suppliers440/4€20k€20k=
Taxes, remuneration and social security45€5k€1k▼
Taxes450/3€2k€1k▼
Remuneration and social security454/9€3k-
Other amounts payable47/48€5k€11k▲
Accrued charges and deferred income492/3€1k€2k▲
Income statement
Code20242025
Non-recurring operating income76A-€6k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€33k€33k▲
Other operating charges640/8€2k€513▼
Gross operating margin9900€40k€2k▼
Operating profit (loss)9901€5k€-32k▼
Financial income75/76B€5k€4k▼
Recurring financial income75€5k€4k▼
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€7k€-30k▼
Income taxes67/77€5k€404▼
Profit (loss) for the period9904€3k€-31k▼
Profit (loss) for the period to be appropriated9905€3k€-31k▼
Appropriation of the result
Profit (loss) to be appropriated9906€3k€-31k▼
Transfer to equity691/2€3k-
To other reserves6921€3k-
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 24 days late
2025
31-12
Financial
Weakest financial yearnet €-31k ▼1293%
Net result drops to €-31k, the lowest in the series.
01-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 1 day late
2024
10-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 41 days late
2023
31-12
Financial
Back to profitnet €23k
Net result €23k after one loss-making year.
07-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
22-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 53 days late
2021
31-12
Financial
Highest result since 2018net €51k ▲75.1%
Operating result €69k, net result €51k, both a record.
31-12
Financial
Equity above €100kEq €115k ▲79.7%
2 profitable years in a row build equity to €115k.
08-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €29k
Net result €29k after one loss-making year.
04-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 35 days late
Show earlier events
2019
19-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 50 days late
2018
05-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
14-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 45 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Zele · 1 establishment unit since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Felix Timmermansstraat 49240 ZeleGround area
449 m²
Building footprint
81 m²
Volume, LiDAR
643 m³
Parcel 42402C0104/00B000, Flanders · tallest building 10.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Felix Timmermansstraat 4, 9240 Zele
since 19992.092.324.840
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42402C0104/00B000 | Flanders | 449 m² | 1 · 81 m² | 10.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SANISTEEL
BE 0535.888.079
Lummen · Eq €108,110
YVSA
BE 0457.344.805
Merelbeke · Eq €108,112
MP Montage
BE 0818.176.390
Oudsbergen · Eq €108,124
DE BROUWER STEFAN
BE 0475.073.930
Lievegem · Eq €108,136
RK DECOR
BE 0539.921.202
Ganshoren · Eq €108,147
Of 15,529 companies in sector 43990 we hold annual accounts for 7,423. 6,225 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded11-06-1999
Fiscal year end31-12
Activities, NACEBEL 2025
43990Other specialised construction activities
43320Joinery installation
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.