DDP4X4
ActiveSummary
DDP4X4 has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €99k and a net result of €-13k. Equity is growing by ~37.8% per year across the filed fiscal years. Its solvency ranks better than 31% of 10359 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
53
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability66▼-6
Solvency45▼-2
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity tight (current ratio 1.18 against 1.19 in 2024; short-term debt: 78.2% and cash: 1.9% of total assets), and 79.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
20.3%
Return on assets
-2.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
25 d late
2024
56 d late
2023
23 d late
2022
34 d early
2021
12 d early
2020
51 d late
2019
83 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-13k
2024 · €15k
2018: €-7k
2019: €16k
2020: €41k
2021: €25k
2022: €20k
2023: €26k
2024: €15k
2018 → 2025
Working capital
€68k▼ 5.3%
2024 · €72k
2018: €-58k
2019: €-41k
2020: €-6k
2021: €-11k
2022: €-43k
2023: €64k
2024: €72k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€50k-€70k▲ 40.1%€97k▲ 37.6%€112k▲ 15.4%€99k▼ 11.2%
Operating result€35k-€40k▲ 14.5%€30k▼ 24.8%€26k▼ 15.1%€-12k
Net result€25k-€20k▼ 18.0%€26k▲ 31.2%€15k▼ 43.5%€-13k
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €12k after €26k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €487k
Fixed assets
€38k ▼ 32.3%
Current assets
€449k ▼ 2.1%
Equity and liabilities €487k
Equity
€99k ▼ 11.2%
Debt
€388k ▼ 3.8%
Debt's share of the balance-sheet total rises from 78.3% to 79.7%. Equity and debt are lower.
Key figures and ratios
EBITDA
€13k▼
2024 · €51k
Cash flow
€12k▼
2024 · €40k
Current ratio
1.18▼
2024 · 1.19
Quick ratio
0.04▼
2024 · 0.10
Debt to equity
3.92▲
2024 · 3.62
ROE
-12.6%▼
2024 · 13.4%
ROA
-2.6%▼
2024 · 2.9%
Interest coverage
10.22▼
2024 · 27.57
Debt ≤ 1 year
€381k▼
2024 · €387k
Debt > 1 year
€7k▼
2024 · €17k
Income taxes
€-337▼
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 50 lines
Balance sheet
Code20242025
Assets
Total assets20/58€515k€487k▼
Fixed assets21/28€57k€38k▼
Tangible fixed assets22/27€57k€38k▼
Land and buildings22€26k€17k▼
Plant, machinery and equipment23€4k€5k▲
Furniture and vehicles24€27k€17k▼
Current assets29/58€458k€449k▼
Stocks and contracts in progress3€421k€435k▲
Stocks30/36€421k€435k▲
Amounts receivable within one year40/41€25k€4k▼
Trade receivables40€16k€4k▼
Other amounts receivable41€9k-
Cash at bank and in hand54/58€12k€9k▼
Equity and liabilities
Total equity and liabilities10/49€515k€487k▼
Equity10/15€112k€99k▼
Contributions10/11€19k€19k=
Reserves13€97k€97k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€95k€95k=
Profit (loss) carried forward14€-5k€-17k▼
Amounts payable17/49€403k€388k▼
Amounts payable after more than one year17€17k€7k▼
Financial debts170/4€17k€7k▼
Amounts payable within one year42/48€387k€381k▼
Current portion of amounts payable after more than one year42€9k€10k▲
Trade debts44€18k€18k▼
Suppliers440/4€18k€18k▼
Taxes, remuneration and social security45€8k€11k▲
Taxes450/3€8k€11k▲
Other amounts payable47/48€351k€343k▼
Accrued charges and deferred income492/3-€29
Income statement
Code20242025
Non-recurring operating income76A€9k€4k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25k€24k▼
Other operating charges640/8€13k€10k▼
Non-recurring operating charges66A€2€10▲
Gross operating margin9900€63k€23k▼
Operating profit (loss)9901€26k€-12k▼
Financial income75/76B€0€0=
Recurring financial income75€0€0=
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€24k€-13k▼
Income taxes67/77€9k€-337▼
Profit (loss) for the period9904€15k€-13k▼
Profit (loss) for the period to be appropriated9905€15k€-13k▼
Appropriation of the result
Profit (loss) to be appropriated9906€8k€-17k▼
Profit (loss) brought forward from the previous period14P€-6k€-5k▲
Transfer to equity691/2€13k-
To other reserves6921€13k-
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 25 days late
2025
31-12
Financial
Weakest financial yearnet €-13k ▼184%
Net result drops to €-13k, the lowest in the series.
25-09
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 56 days late
2024
31-12
Financial
Equity above €100kEq €112k ▲15.4%
6 profitable years in a row build equity to €112k.
23-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 23 days late
2023
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
19-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
20-09
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 51 days late
2020
31-12
Financial
Highest result since 2018net €41k ▲156%
Operating result €59k, net result €41k, both a record.
22-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 83 days late
2019
31-12
Financial
Back to profitnet €16k
Net result €16k after one loss-making year.
25-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
21-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
14-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Comines-Warneton · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zwaluwenweg(NW) 217784 Comines-WarnetonGround area
4,809 m²
Building footprint
129 m²
Volume, LiDAR
796 m³
Parcel 54001A0409/00M000, Wallonia · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
D.D.P. 4 X 4 SPRL
since 20032.126.864.065
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 54001A0409/00M000 | Wallonia | 4,809 m² | 1 · 129 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
TRUST DEAL MOTORS
BE 0737.927.005
Beersel · Eq €99,035
GARAGE DE RO
BE 0452.385.729
Charleroi · Eq €98,908
ELEGANT CARS
BE 0759.975.402
Putte · Eq €99,204
Garage Philippin-Pirard
BE 0892.855.997
Comblain-au-Pont · Eq €99,208
Garagebedrijf NOSEDA
BE 0413.814.668
Roeselare · Eq €98,862
Of 10,671 companies in sector 47811 we hold annual accounts for 5,222. 3,637 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded30-09-2002
Fiscal year end31-12
Activities, NACEBEL 2025
47811Retail sale of cars and light vans (up to 3.5 tonnes)
47820Retail sale of motor vehicle parts and accessories
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.