DDM Schrijnwerk
ActiveThe computed 12-month bankruptcy probability of DDM Schrijnwerk is 2.2% (moderate). The 2025 annual accounts show equity of €128k and a net result of €31k. Equity is growing by ~37.8% per year across the filed fiscal years. Its solvency ranks better than 16% of 27787 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
49
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▼-1
Solvency38=
Growth78=
Track record94
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity tight (current ratio 1.15 against 1.07 in 2024; short-term debt: 80% and cash: 12.9% of total assets), and 86.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
13.4%
Return on assets
3.2%
Age of the figures
15 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 27787 sector peers (2025).
NBB · sector comparisonPosition among 27787 sector peers
Solvency
better than 16%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
2 d early
2024
4 d early
2023
5 d early
2022
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close23-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€128k▲ 31.6%
2024 · €97k
2022: €34k
2023: €67k
2024: €97k
2022 → 2025
Total assets
€956k▲ 23.5%
2024 · €774k
2022: €769k
2023: €765k
2024: €774k
2022 → 2025
Net result
€31k▲ 2.5%
2024 · €30k
2022: €14k
2023: €34k
2024: €30k
2022 → 2025
Working capital
€111k▲ 172%
2024 · €41k
2022: €68k
2023: €47k
2024: €41k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€34k-€67k▲ 101%€97k▲ 44.6%€128k▲ 31.6%
Operating result€26k-€56k▲ 117%€52k▼ 7.7%€62k▲ 19.4%
Net result€14k-€34k▲ 149%€30k▼ 11.1%€31k▲ 2.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 19% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €956k
Fixed assets
€79k▼ 29.7%
Current assets
€876k▲ 32.7%
Equity and liabilities €956k
Equity
€128k▲ 31.6%
Debt
€828k▲ 22.4%
The debt ratio falls from 87.4% to 86.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€104k▲
2024 · €93k
Cash flow
€73k▲
2024 · €71k
Solvency
13.4%▲
2024 · 12.6%
Current ratio
1.15▲
2024 · 1.07
Quick ratio
1.03▲
2024 · 0.62
Debt / equity
6.45▼
2024 · 6.94
ROE
24.0%▼
2024 · 30.9%
ROA
3.2%▼
2024 · 3.9%
Interest coverage
6.17▼
2024 · 8.40
Debt
€828k▲
2024 · €677k
Debt ≤ 1 year
€765k▲
2024 · €619k
Debt > 1 year
€22k▼
2024 · €57k
Income taxes
€14k▲
2024 · €13k
Staff costs
€156k▲
2024 · €155k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€774k€956k▲
Formation expenses20€1k€568▼
Fixed assets21/28€113k€79k▼
Tangible fixed assets22/27€113k€79k▼
Plant, machinery and equipment23€23k€20k▼
Furniture and vehicles24€37k€23k▼
Leasing and similar rights25€53k€35k▼
Other tangible fixed assets26€406€1k▲
Financial fixed assets28€250€250=
Current assets29/58€660k€876k▲
Stocks and contracts in progress3€275k€91k▼
Stocks30/36€45k€46k▲
Contracts in progress37€230k€45k▼
Amounts receivable within one year40/41€297k€652k▲
Trade receivables40€291k€648k▲
Other amounts receivable41€6k€4k▼
Cash at bank and in hand54/58€80k€123k▲
Deferred charges and accrued income490/1€8k€9k▲
Equity and liabilities
Total equity and liabilities10/49€774k€956k▲
Equity10/15€97k€128k▲
Contributions10/11€20k€20k=
Reserves13€77k€108k▲
Distributable reserves133€77k€108k▲
Amounts payable17/49€677k€828k▲
Amounts payable after more than one year17€57k€22k▼
Financial debts170/4€57k€22k▼
Amounts payable within one year42/48€619k€765k▲
Current portion of amounts payable after more than one year42€79k€40k▼
Financial debts43€100k€100k=
Credit institutions430/8€100k€100k=
Trade debts44€27k€30k▲
Suppliers440/4€27k€30k▲
Taxes, remuneration and social security45€28k€29k▲
Taxes450/3€5k€7k▲
Remuneration and social security454/9€23k€22k▼
Other amounts payable47/48€385k€566k▲
Accrued charges and deferred income492/3€683€41k▲
Income statement
Code20242025
Remuneration, social security and pensions62€155k€156k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€41k€42k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€19k
Other operating charges640/8€9k€7k▼
Non-recurring operating charges66A€0€521▲
Gross operating margin9900€258k€286k▲
Operating profit (loss)9901€52k€62k▲
Financial income75/76B€2k€1▼
Recurring financial income75€2k€1▼
Financial charges65/66B€11k€17k▲
Recurring financial charges65€11k€17k▲
Profit (loss) for the period before taxes9903€43k€45k▲
Income taxes67/77€13k€14k▲
Profit (loss) for the period9904€30k€31k▲
Profit (loss) for the period to be appropriated9905€30k€31k▲
Appropriation of the result
Profit (loss) to be appropriated9906€30k€31k▲
Transfer to equity691/2€30k€31k▲
To other reserves6921€30k€31k▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Equity above €100kEq €128k ▲31.6%
4 profitable years in a row build equity to €128k.
27-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Highest result since 2022net €34k ▲149%
Net result €34k, the highest in the series.
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalter · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Léon Bekaertlaan 309880 AalterGround area
6,272 m²
Building footprint
246 m²
Volume, LiDAR
1,425 m³
Parcel 44001B0566/00T000, Flanders · tallest building 6.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DDM Schrijnwerk
since 20212.320.337.493
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44001B0566/00T000 | Flanders | 6,272 m² | 1 · 246 m² | 6.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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THE DOORS
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VAN ISTERDAEL KOEN
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Of 20,026 companies in sector 43320 we hold annual accounts for 9,137. 7,694 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-08-2021
Fiscal year end30-06
Activities, NACEBEL
43320Joinery installation
43110Demolition
43343Specialised construction activities
43410Roofing work
46832Wholesale of timber
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:ddm.schrijnwerk@skynet.be