DDM Consulting
ActiveDDM Consulting has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.07M and a net result of €675k. Equity remains stable across the filed fiscal years (±0% per year). Its solvency ranks better than 35% of 1413 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
65
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69▼-5
Solvency45▲+2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €65k at 30 days acceptable
Liquidity ample (current ratio 1.85 against 1.9 in 2024; short-term debt: 50.5% and cash: 7.5% of total assets), but 79.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
20.2%
Return on assets
12.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
24 d early
2024
27 d early
2023
16 d early
2022
26 d early
2021
51 d early
2020
23 d early
2019
57 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€675k▲ 194%
2024 · €230k
2018: €219k
2019: €379k
2020: €1.09M
2021: €1.22M
2022: €483k
2023: €1.14M
2024: €230k
2018 → 2025
Working capital
€2.27M▼ 12.3%
2024 · €2.59M
2018: €1.69M
2019: €1.48M
2020: €1.64M
2021: €1.66M
2022: €2.67M
2023: €2.50M
2024: €2.59M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.07M-€1.07M=€1.07M=€1.07M=€1.07M=
Operating result€1.11M-€644k▼ 42.1%€76k▼ 88.3%€238k▲ 214%€304k▲ 27.9%
Net result€1.22M-€483k▼ 60.4%€1.14M▲ 135%€230k▼ 79.8%€675k▲ 194%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 28% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €5.28M
Fixed assets
€346k▼ 8.3%
Current assets
€4.93M▼ 9.7%
Equity and liabilities €5.28M
Equity
€1.07M=
Debt
€4.21M▼ 11.7%
The debt ratio falls from 81.7% to 79.8%. Debt is lower.
Key figures and ratios
EBITDA
€340k▲
2024 · €291k
Cash flow
€711k▲
2024 · €283k
Solvency
20.2%▲
2024 · 18.3%
Current ratio
1.85▼
2024 · 1.90
Quick ratio
1.85▼
2024 · 1.90
Debt / equity
3.95▼
2024 · 4.47
ROE
63.3%▲
2024 · 21.5%
ROA
12.8%▲
2024 · 3.9%
Interest coverage
4.11▼
2024 · 6.71
Debt
€4.21M▼
2024 · €4.77M
Debt ≤ 1 year
€2.66M▼
2024 · €2.87M
Income taxes
€3k▼
2024 · €3k
Staff costs
€1.43M▼
2024 · €1.47M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€5.84M€5.28M▼
Fixed assets21/28€377k€346k▼
Intangible fixed assets21€128-
Tangible fixed assets22/27€47k€16k▼
Plant, machinery and equipment23€47k€16k▼
Financial fixed assets28€330k€330k=
Current assets29/58€5.46M€4.93M▼
Amounts receivable within one year40/41€4.06M€3.30M▼
Trade receivables40€2.43M€817k▼
Other amounts receivable41€1.63M€2.48M▲
Cash at bank and in hand54/58€161k€395k▲
Deferred charges and accrued income490/1€1.24M€1.24M▼
Equity and liabilities
Total equity and liabilities10/49€5.84M€5.28M▼
Equity10/15€1.07M€1.07M=
Contributions10/11€75k€75k=
Capital10€75k€75k=
Issued capital100€75k€75k=
Reserves13€991k€991k=
Non-distributable reserves130/1€8k€8k=
Legal reserve130€8k€8k=
Distributable reserves133€984k€984k=
Amounts payable17/49€4.77M€4.21M▼
Amounts payable within one year42/48€2.87M€2.66M▼
Financial debts43€300k€250k▼
Credit institutions430/8€300k€250k▼
Trade debts44€804k€212k▼
Suppliers440/4€804k€212k▼
Taxes, remuneration and social security45€480k€205k▼
Taxes450/3€303k€68k▼
Remuneration and social security454/9€177k€137k▼
Other amounts payable47/48€1.29M€2.00M▲
Accrued charges and deferred income492/3€1.90M€1.55M▼
Income statement
Code20242025
Remuneration, social security and pensions62€1.47M€1.43M▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€54k€36k▼
Other operating charges640/8€2k€2k▲
Gross operating margin9900€1.76M€1.77M▲
Operating profit (loss)9901€238k€304k▲
Financial income75/76B€38k€456k▲
Recurring financial income75€38k€456k▲
Financial charges65/66B€43k€83k▲
Recurring financial charges65€43k€83k▲
Profit (loss) for the period before taxes9903€233k€678k▲
Income taxes67/77€3k€3k▼
Profit (loss) for the period9904€230k€675k▲
Profit (loss) for the period to be appropriated9905€230k€675k▲
Appropriation of the result
Profit (loss) to be appropriated9906€230k€675k▲
Profit to be distributed694/7€230k€675k▲
Return on contributions (dividend)694€230k€675k▲
Social balance
Average headcount (FTE)908713.413.5▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
15-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Liquidity doublescurrent ratio 3.57
Current ratio from 1.58 to 3.57; short-term debt falls from €2.88M to €1.04M.
10-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Highest result since 2018net €1.22M ▲12.2%
Operating result €1.11M, net result €1.22M, both a record.
08-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
04-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
03-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
13-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
21-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Turnhout · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Campus Blairon 4882300 TurnhoutGround area
2.2 ha
Building footprint
2,046 m²
Volume, LiDAR
40,194 m³
Parcel 13453O0372/00D003, Flanders · tallest building 21.9 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
DDM Consulting
since 20052.148.033.128
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13453O0372/00D003 | Flanders | 2.2 ha | 1 · 2,046 m² | 21.9 m · 7 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 6 entries · 30,008 EUR awarded · 32,093 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 6,008 EUR | 4,583 EUR |
| 2024 | 1 | 7,500 EUR | 7,500 EUR |
| 2023 | 2 | 9,000 EUR | 12,510 EUR |
| 2022 | 1 | 7,500 EUR | 7,500 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Subsidies voor internationaal ondernemen
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Of 16,887 companies in sector 62100 we hold annual accounts for 8,777. 3,964 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded08-07-2005
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62020IT consultancy
62100Computer programming
62200Computer consultancy and computer facilities management
72100
47400Retail sale of information and communication equipment
47410Retail trade
72220
72400
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.