DDL
ActiveSummary
DDL has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3.7m and a net result of -€41,093. Equity remains stable across the filed fiscal years (±1% per year). Its solvency ranks better than 95% of 10552 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability35▼-43
Solvency100▲+16
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €250,000 at 30 days acceptable
Liquidity ample (current ratio 7.48 against 2.11 in 2024; short-term debt: 6.6% and cash: 1.5% of total assets), and 8.6% of the assets are financed with debt.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
91.4%
Return on assets
-1%
Age of the figures
12 mo
neutral · Filed after the deadline
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 28-05-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
on the day
2023
24 d late
2022
19 d late
2021
3 d early
2020
6 d late
2019
5 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 11 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 19 May (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 close30-09-2026 today30-04-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
In the rankings
#5 company by equity in Lebbeke, Wholesale and retail trade sector#8 company by total assets in Lebbeke, Wholesale and retail trade sector
Equity
€3.7m▼ 1.1%
2024 · €3.7m
Total assets
€4.0m▼ 36.5%
2024 · €6.4m
Net result
-€41,093
2024 · €476,934
Working capital
€1.7m▼ 23.0%
2024 · €2.2m
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€194,714▼ 10.2%€163,082▼ 16.2%-€78,743€655,202-€53,620
Net result€157,957above the sector's middle half▼ 0.2%€135,443above the sector's middle half▼ 14.3%-€182,814below the sector's middle half€476,934above the sector's middle half-€41,093below the sector's middle half
Equity€4.2mabove the sector's middle half▲ 3.9%€3.4mabove the sector's middle half▼ 18.2%€3.3mabove the sector's middle half▼ 5.3%€3.7mabove the sector's middle half▲ 14.7%€3.7mabove the sector's middle half▼ 1.1%
Total assets€5.3mabove the sector's middle half▼ 0.1%€5.4mabove the sector's middle half▲ 1.0%€4.3mabove the sector's middle half▼ 20.5%€6.4mabove the sector's middle half▲ 48.0%€4.0mabove the sector's middle half▼ 36.5%
Debt€1.1m▼ 12.5%€2.0m▲ 71.7%€1.0m▼ 47.0%€2.6m▲ 152%€346,142▼ 86.8%
Working capital€2.6mabove the sector's middle half▲ 6.5%€1.8mabove the sector's middle half▼ 30.3%€1.7mabove the sector's middle half▼ 9.0%€2.2mabove the sector's middle half▲ 33.3%€1.7mabove the sector's middle half▼ 23.0%
Solvency78.6%above the sector's middle half▲ 3.0pp63.6%above the sector's middle half▼ 15.0pp75.8%above the sector's middle half▲ 12.1pp58.7%within the sector's middle half▼ 17.1pp91.4%above the sector's middle half▲ 32.7pp
Current ratio8.31above the sector's middle half▲ 1.812.48within the sector's middle half▼ 5.835.67above the sector's middle half▲ 3.192.11within the sector's middle half▼ 3.567.48above the sector's middle half▲ 5.36
Return on assets (ROA)3.0%within the sector's middle half=2.5%within the sector's middle half▼ 0.4pp-4.3%below the sector's middle half▼ 6.8pp7.5%within the sector's middle half▲ 11.8pp-1.0%below the sector's middle half▼ 8.5pp
Staff (FTE)12.9above the sector's middle half▼ 7.2%12.4above the sector's middle half▼ 3.9%10.3above the sector's middle half▼ 16.9%8.4above the sector's middle half▼ 18.4%0below the sector's middle half▼ 100%
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €53,620 after €655,202 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.0m
Fixed assets
€2.1m ▼ 3.5%
Current assets
€2.0m ▼ 53.2%
Equity and liabilities €4.0m
Equity
€3.7m ▼ 1.1%
Debt
€346,142 ▼ 86.8%
Debt's share of the balance-sheet total falls from 41.3% to 8.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
€17,916▼
2024 · €727,162
Cash flow
€30,443▼
2024 · €548,894
Debt to equity
0.09▼
2024 · 0.70
ROE
-1.1%▼
2024 · 12.8%
Interest coverage
2.08▼
2024 · 35.63
Debt ≤ 1 year
€264,308▼
2024 · €2.0m
Debt > 1 year
€81,250▼
2024 · €626,250
Income taxes
€37,758▼
2024 · €170,195
Staff costs
-€28,071▼
2024 · €258,683
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 8,611 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 94% are still going.
- Small
- 20 years or older
- solvency 30% or more
- a small loss
0.4%
went bankrupt
5.1%
stopped otherwise
94%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 8,611 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €12,500 | €0 | ▼ 100% |
| Remuneration, social security and pensions62 | €464,541 | €453,194 | €378,530 | €258,683 | -€28,071 | ▼ 111% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €82,731 | €83,182 | €82,125 | €71,960 | €71,536 | ▼ 0.6% |
| Other operating charges640/8 | €45,055 | €28,009 | €33,619 | €34,819 | €34,107 | ▼ 2.0% |
| Non-recurring operating charges66A | - | - | - | - | €145,137 | - |
| Gross operating margin9900 | €787,040 | €727,467 | €415,531 | €1.0m | €169,088 | ▼ 83.4% |
| Operating profit (loss)9901 | €194,714 | €163,082 | -€78,743 | €655,202 | -€53,620 | ▼ 108% |
| Financial income75/76B | €35,532 | €37,082 | €31,300 | €12,333 | €58,893 | ▲ 378% |
| Recurring financial income75 | €35,532 | €37,082 | €31,300 | €12,333 | €58,893 | ▲ 378% |
| Financial charges65/66B | €16,816 | €15,332 | €135,172 | €20,406 | €8,608 | ▼ 57.8% |
| Recurring financial charges65 | €16,816 | €15,332 | €135,172 | €20,406 | €8,608 | ▼ 57.8% |
| Profit (loss) for the period before taxes9903 | €213,430 | €184,832 | -€182,615 | €647,128 | -€3,335 | ▼ 101% |
| Income taxes67/77 | €55,474 | €49,389 | €199 | €170,195 | €37,758 | ▼ 77.8% |
| Profit (loss) for the period9904 | €157,957 | €135,443 | -€182,814 | €476,934 | -€41,093 | ▼ 109% |
| Profit (loss) for the period to be appropriated9905 | €157,957 | €135,443 | -€182,814 | €476,934 | -€41,093 | ▼ 109% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €5.3m | €5.4m | €4.3m | €6.4m | €4.0m | ▼ 36.5% |
| Fixed assets21/28 | €2.4m | €2.3m | €2.3m | €2.1m | €2.1m | ▼ 3.5% |
| Tangible fixed assets22/27 | €2.3m | €2.3m | €2.3m | €2.1m | €2.1m | ▼ 3.4% |
| Land and buildings22 | €2.3m | €2.3m | €2.2m | €2.1m | €2.1m | ▼ 3.2% |
| Plant, machinery and equipment23 | €12,392 | €43,582 | €63,263 | - | - | - |
| Furniture and vehicles24 | €6,074 | €16,645 | €10,502 | €6,811 | €3,510 | ▼ 48.5% |
| Financial fixed assets28 | €3,923 | €3,601 | €3,601 | €3,601 | €0 | ▼ 100% |
| Current assets29/58 | €3.0m | €3.1m | €2.0m | €4.2m | €2.0m | ▼ 53.2% |
| Stocks and contracts in progress3 | €530,422 | €635,079 | €582,904 | - | - | - |
| Stocks30/36 | €530,422 | €635,079 | €582,904 | - | - | - |
| Amounts receivable within one year40/41 | €1.1m | €1.2m | €325,338 | €3.2m | €1.1m | ▼ 65.3% |
| Trade receivables40 | €114,385 | €167,458 | €74,184 | €3.1m | €1,481 | ▼ 100.0% |
| Other amounts receivable41 | €1.0m | €1.0m | €251,154 | €156,132 | €1.1m | ▲ 615% |
| Current investments50/53 | €1.1m | €927,108 | €829,713 | €799,495 | €788,350 | ▼ 1.4% |
| Cash at bank and in hand54/58 | €207,463 | €304,990 | €252,823 | €183,459 | €61,364 | ▼ 66.6% |
| Deferred charges and accrued income490/1 | €13,318 | €29,057 | €33,108 | €12,150 | €7,645 | ▼ 37.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €5.3m | €5.4m | €4.3m | €6.4m | €4.0m | ▼ 36.5% |
| Equity10/15 | €4.2m | €3.4m | €3.3m | €3.7m | €3.7m | ▼ 1.1% |
| Contributions10/11 | €126,426 | €126,426 | €126,426 | €126,426 | €126,426 | = |
| Capital10 | €126,426 | €126,426 | €126,426 | - | - | - |
| Issued capital100 | €126,426 | €126,426 | €126,426 | - | - | - |
| Outside capital11 | - | - | - | €126,426 | - | - |
| Other1109/19 | - | - | - | €126,426 | - | - |
| Revaluation surpluses12 | €208,779 | €208,779 | €208,779 | €208,779 | €208,779 | = |
| Reserves13 | €3.9m | €3.1m | €3.1m | €3.4m | €3.4m | ▼ 1.2% |
| Non-distributable reserves130/1 | €12,643 | €12,643 | €12,643 | - | - | - |
| Legal reserve130 | €12,643 | €12,643 | €12,643 | - | - | - |
| Distributable reserves133 | €3.9m | €3.1m | €3.1m | €3.4m | €3.4m | ▼ 1.2% |
| Profit (loss) carried forward14 | - | - | -€182,814 | - | - | - |
| Amounts payable17/49 | €1.1m | €2.0m | €1.0m | €2.6m | €346,142 | ▼ 86.8% |
| Amounts payable after more than one year17 | €781,650 | €720,236 | €681,250 | €626,250 | €81,250 | ▼ 87.0% |
| Financial debts170/4 | €231,650 | €170,236 | €131,250 | €106,250 | €81,250 | ▼ 23.5% |
| Trade debts175 | €550,000 | €550,000 | €550,000 | €520,000 | €0 | ▼ 100% |
| Amounts payable within one year42/48 | €359,777 | €1.2m | €356,883 | €2.0m | €264,308 | ▼ 86.8% |
| Current portion of amounts payable after more than one year42 | €98,965 | €78,136 | €55,854 | €25,000 | €25,000 | = |
| Trade debts44 | €171,115 | €188,006 | €218,551 | €1.6m | €83,483 | ▼ 94.9% |
| Suppliers440/4 | €171,115 | €188,006 | €218,551 | €1.6m | €83,483 | ▼ 94.9% |
| Taxes, remuneration and social security45 | €72,351 | €67,830 | €66,886 | €198,416 | €25,087 | ▼ 87.4% |
| Taxes450/3 | - | €323 | €561 | €168,290 | €25,087 | ▼ 85.1% |
| Remuneration and social security454/9 | €72,351 | €67,507 | €66,325 | €30,126 | €0 | ▼ 100% |
| Other amounts payable47/48 | €17,346 | €906,740 | €15,592 | €137,300 | €130,739 | ▼ 4.8% |
| Accrued charges and deferred income492/3 | €979 | €938 | €2,295 | €583 | €583 | = |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €157,957 | €135,443 | -€182,814 | €476,934 | -€41,093 | ▼ 109% |
| + Depreciation and write-downs630 | €82,731 | €83,182 | €82,125 | €71,960 | €71,536 | ▼ 0.6% |
| Operating cash flow (approximation) | €240,687 | €218,625 | -€100,689 | €548,894 | €30,443 | ▼ 94.5% |
| Investment in fixed assets (approximation) | - | -€54,839 | -€26,902 | €63,263 | €3,601 | ▼ 94.3% |
| Change in cash | - | €97,526 | -€52,167 | -€69,364 | -€122,094 | ▼ 76.0% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-05
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 28 days late
2025
30-09
Financial
Liquidity quadruplescurrent ratio 7.48
Current ratio from 2.11 to 7.48; short-term debt falls from €2.0m to €264,308.
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-09
Financial
Back to profitnet €476,934
Net result €476,934 after one loss-making year.
24-05
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 24 days late
2023
30-09
Financial
Weakest financial yearnet -€182,814
Net result drops to -€182,814, the lowest in the series; recovery starts the following year.
30-09
Financial
Liquidity doublescurrent ratio 5.67
Current ratio from 2.48 to 5.67; short-term debt falls from €1.2m to €356,883.
19-05
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 19 days late
2022
27-04
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
06-05
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 6 days late
2020
05-05
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 5 days late
2019
24-05
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 24 days late
2018
24-05
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 24 days late
2017
31-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lebbeke · 1 establishment unit since 1987
Ground area
3,031 m²
Building footprint
1,277 m²
Volume, LiDAR
3,225 m³
Parcel 42027A0464/00H002, Flanders · tallest building 9.0 m. Linked by address, not a title deed.
11
companies at this address
See who is registered here
1 establishment unit
DDL
since 19872.032.091.206
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42027A0464/00H002 | Flanders | 3,031 m² | 1 · 1,277 m² | 9.0 m |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 ownerChain of control
- DIERICKX
- DDL
Highest known parent: DIERICKX. The sources do not say who stands above it.
Owners 1
- DIERICKXparent99.97%
Holdings 0
No holding stated in the accounts, acts or LEI register we read.
According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 5 entries · 2,443 EUR awarded · 2,443 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 240 EUR | 240 EUR |
| 2024 | 1 | 240 EUR | 503 EUR |
| 2023 | 2 | 1,483 EUR | 1,220 EUR |
| 2022 | 1 | 480 EUR | 480 EUR |
Recognitions · licences · registrations
Dual-learning approval
7 live approvals · 8 endedCommercieel assistent (vwo)
Commercieel assistent duaal (so)
Commerciële organisatie duaal (so)
Magazijnmedewerker (vwo)
Magazijnmedewerker duaal (so)
Winkelmedewerker (vwo)
Show 1 more
Winkelmedewerker duaal (so)
Show 8 ended approvals
Aanvuller (so)
Magazijnmedewerker (so)
Verkoper (so)
Winkelbediende (so)
Aanvuller (so)
Kassier (so)
Verkoper (so)
Winkelbediende (so)
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Of 10,509 companies in sector 47110 we hold annual accounts for 5,853. 987 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded15-12-1987
Fiscal year end30-09
Activities, NACEBEL 2025
47110Non-specialised retail sale with food, beverages or tobacco predominating
46319Wholesale of fruit and vegetables, excluding potatoes
47210Retail sale of fruit and vegetables
68110Buying and selling of own real estate
Contact
E-mail
veronique@d-net.be
Phone
052/464 489
Fax
052/469 088
E-invoicing
Reachable via Peppol
Peppol ID
0208:0432600796
Also
9925:BE0432600796
Registered
22-10-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.