Summary
DDC Finco is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €126,951 and a net result of €83,079. Its solvency ranks better than 85% of 2515 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
Founded in 2023, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
28 d early
2024
22 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 2 accounts on average 25 days before the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€126,951▲ 189%
2024 · €43,872
Net result
€83,079▲ 91.6%
2024 · €43,372
Total assets
€146,559▲ 135%
2024 · €62,351
Solvency
86.6%▲ 16.3pp
2024 · 70.4%
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20242025
Operating result€57,074-€107,751▲ 88.8%
Net result€43,372within the sector's middle half-€83,079within the sector's middle half▲ 91.6%
Equity€43,872within the sector's middle half-€126,951within the sector's middle half▲ 189%
Total assets€62,351below the sector's middle half-€146,559within the sector's middle half▲ 135%
Debt€18,480-€19,608▲ 6.1%
Working capital€43,872within the sector's middle half-€117,451within the sector's middle half▲ 168%
Solvency70.4%within the sector's middle half-86.6%above the sector's middle half▲ 16.3pp
Current ratio3.37within the sector's middle half-6.99above the sector's middle half▲ 3.62
Return on assets (ROA)69.6%above the sector's middle half-56.7%above the sector's middle half▼ 12.9pp
above
within
below
the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 89% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €146,559
Fixed assets
€9,499
Current assets
€137,060
Equity and liabilities €146,559
Equity
€126,951 ▲ 189%
Debt
€19,608 ▲ 6.1%
Debt's share of the balance-sheet total falls from 29.6% to 13.4%. Equity and debt are higher.
Key figures and ratios
ROE
65.4%▼
2024 · 98.9%
Debt ≤ 1 year
€19,608▲
2024 · €18,480
Income taxes
€23,252▲
2024 · €11,683
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €1,244 | - |
| Other operating charges640/8 | €424 | €509 | ▲ 20.0% |
| Gross operating margin9900 | €57,498 | €109,503 | ▲ 90.4% |
| Operating profit (loss)9901 | €57,074 | €107,751 | ▲ 88.8% |
| Financial income75/76B | €0 | €0 | = |
| Recurring financial income75 | €0 | €0 | = |
| Financial charges65/66B | €2,019 | €1,420 | ▼ 29.7% |
| Recurring financial charges65 | €2,019 | €1,420 | ▼ 29.7% |
| Profit (loss) for the period before taxes9903 | €55,055 | €106,331 | ▲ 93.1% |
| Income taxes67/77 | €11,683 | €23,252 | ▲ 99.0% |
| Profit (loss) for the period9904 | €43,372 | €83,079 | ▲ 91.6% |
| Profit (loss) for the period to be appropriated9905 | €43,372 | €83,079 | ▲ 91.6% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €62,351 | €146,559 | ▲ 135% |
| Fixed assets21/28 | - | €9,499 | - |
| Tangible fixed assets22/27 | - | €9,499 | - |
| Furniture and vehicles24 | - | €9,499 | - |
| Current assets29/58 | €62,351 | €137,060 | ▲ 120% |
| Amounts receivable within one year40/41 | €27,277 | €16,392 | ▼ 39.9% |
| Trade receivables40 | €27,277 | €16,392 | ▼ 39.9% |
| Cash at bank and in hand54/58 | €32,658 | €117,718 | ▲ 260% |
| Deferred charges and accrued income490/1 | €2,416 | €2,949 | ▲ 22.0% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €62,351 | €146,559 | ▲ 135% |
| Equity10/15 | €43,872 | €126,951 | ▲ 189% |
| Contributions10/11 | €500 | €500 | = |
| Reserves13 | €43,372 | €126,451 | ▲ 192% |
| Distributable reserves133 | €43,372 | €126,451 | ▲ 192% |
| Amounts payable17/49 | €18,480 | €19,608 | ▲ 6.1% |
| Amounts payable within one year42/48 | €18,480 | €19,608 | ▲ 6.1% |
| Trade debts44 | €2,674 | €3,644 | ▲ 36.3% |
| Suppliers440/4 | €2,674 | €3,644 | ▲ 36.3% |
| Taxes, remuneration and social security45 | €12,787 | €15,964 | ▲ 24.8% |
| Taxes450/3 | €12,787 | €15,964 | ▲ 24.8% |
| Other amounts payable47/48 | €3,018 | €0 | ▼ 100% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €43,372 | €83,079 | ▲ 91.6% |
| + Depreciation and write-downs630 | - | €1,244 | - |
| Operating cash flow (approximation) | €43,372 | €84,322 | ▲ 94.4% |
| Change in cash | - | €85,061 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity doublescurrent ratio 6.99
Current ratio from 3.37 to 6.99.
31-12
Financial
Equity above €100,000Eq €126,951 ▲189%
2 profitable years in a row build equity to €126,951.
09-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 1 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Beveren-Kruibeke-Zwijndrecht · 1 establishment unit since 2023
Ground area
2,331 m²
Building footprint
125 m²
Volume, LiDAR
449 m³
Parcel 46028C1601/00M000, Flanders · tallest building 6.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
DDC Finco
since 20232.354.483.968
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46028C1601/00M000 | Flanders | 2,331 m² | 1 · 125 m² | 6.2 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Business TO Manage
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Of 1,506 companies in this sector we hold annual accounts for 923. 635 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company details
Identification
Legal formPrivate limited company
Founded28-12-2023
Fiscal year end31-12
Activities, NACEBEL 2025
66199Other activities auxiliary to financial services, excluding insurance and pension funding
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:1004017108
Also
9925:BE1004017108
Registered
18-08-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 1 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.