DDBZ

Active

Private limited companyfounded 20214 yrs activeVestenstraat 2, 1800 Vilvoorde, BelgiumKBO/BCE: BE 0776.584.869

The computed 12-month bankruptcy probability of DDBZ is 3.0% (moderate). The 2024 annual accounts show equity of €30k and a net result of €4k. Equity is growing by ~41.7% per year across the filed fiscal years. The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2024

64 / 100

Healthy

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability79▼-21

Solvency94▲+24

Growth78=

Track record94

Bankruptcy probability, 12 months

3.0% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €1.5k at 30 days acceptable

Liquidity ample (current ratio 1.59 against 1.19 in 2023; short-term debt: 30.9% and cash: 6.5% of total assets), and 30.9% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

No NACE activity registered

No NACE activity is registered in the KBO, which is more common among companies that later fail.

KBO · activities

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2024

Solvency, return and age of the figures

Solvency

69.1%

Return on assets

8.3%

Age of the figures

21 mo

Latest accounts filed on time

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 13-06-2025, 48 days ahead of the deadline.

NBB · 3 filings

Deviation from the deadline

2025

not confirmed

2024

48 d early

2023

88 d early

2022

69 d early

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity

€30k▲ 13.7%

2023 · €26k

2022: €8k 2023: €26k

2022 → 2024

Total assets

€43k▼ 26.3%

2023 · €58k

2022: €12k 2023: €58k

2022 → 2024

Net result

€4k▼ 80.3%

2023 · €18k

2022: €-2k 2023: €18k

2022 → 2024

Working capital

€8k▲ 27.3%

2023 · €6k

2022: €8k 2023: €6k

2022 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line202220232024Trend

Equity€8k-€26k▲ 230%€30k▲ 13.7%

Operating result€3k-€18k▲ 507%€8k▼ 57.9%

Net result€-2k-€18k€4k▼ 80.3%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result falls in 2024; 2024 is 58% below 2023.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Assets €43k

51.1%

48.9%

Fixed assets €22k▲ 9.6%

Current assets €21k▼ 45.1%

Equity and liabilities €43k

69.1%

30.9%

Equity €30k▲ 13.7%

Debt €13k▼ 58.8%

The debt ratio falls from 55.2% to 30.9%. Equity is higher and debt is lower.

Key figures and ratios

2024 value · change against 2023

EBITDA

€9k

Cash flow

€5k

Solvency

69.1%▲

2023 · 44.8%

Current ratio

1.59▲

2023 · 1.19

Quick ratio

1.59▲

2023 · 1.19

Debt / equity

0.45▼

2023 · 1.23

ROE

12.1%▼

2023 · 69.7%

ROA

8.3%▼

2023 · 31.2%

Interest coverage

173.91

Debt

€13k▼

2023 · €32k

Debt ≤ 1 year

€13k▼

2023 · €32k

Income taxes

€4k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2024 against 2023

Balance sheet Code20232024

Assets

Total assets20/58€58k€43k▼

Fixed assets21/28€20k€22k▲

Tangible fixed assets22/27€20k€22k▲

Land and buildings22€20k€19k▼

Furniture and vehicles24-€3k

Current assets29/58€38k€21k▼

Amounts receivable within one year40/41€19k€18k▼

Trade receivables40€17k€18k▲

Other amounts receivable41€2k-

Cash at bank and in hand54/58€20k€3k▼

Equity and liabilities

Total equity and liabilities10/49€58k€43k▼

Equity10/15€26k€30k▲

Contributions10/11€10k€10k=

Profit (loss) carried forward14€16k€20k▲

Amounts payable17/49€32k€13k▼

Amounts payable within one year42/48€32k€13k▼

Trade debts44€26k€3k▼

Suppliers440/4€26k€3k▼

Taxes, remuneration and social security45€1k€5k▲

Taxes450/3€1k€1k=

Remuneration and social security454/9-€3k

Other amounts payable47/48€5k€5k▲

Income statement Code20232024

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€1k

Other operating charges640/8€3k€125▼

Gross operating margin9900€21k€9k▼

Operating profit (loss)9901€18k€8k▼

Financial income75/76B-€0

Recurring financial income75-€0

Financial charges65/66B€155€52▼

Recurring financial charges65€155€52▼

Profit (loss) for the period before taxes9903€18k€8k▼

Income taxes67/77-€4k

Profit (loss) for the period9904€18k€4k▼

Profit (loss) for the period to be appropriated9905€18k€4k▼

Appropriation of the result

Profit (loss) to be appropriated9906€16k€20k▲

Profit (loss) brought forward from the previous period14P€-2k€16k▲

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 4Financial 1Filings 3

2025

13-06

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

04-05

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

31-12

Financial Back to profitnet €18k

Net result €18k after one loss-making year.

23-05

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Vilvoorde · 1 establishment unit since 2021

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Vestenstraat 21800 Vilvoorde

Ground area

92 m²

Building footprint

92 m²

Volume, LiDAR

780 m³

Parcel 23643E0085/00P003, Flanders · tallest building 11.5 m, ±3 floors. Linked by address, not a title deed.

1 establishment unit

DDBZ

Vestenstraat 2, 1800 VilvoordeHuman health activities

since 20212.324.091.987

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
23643E0085/00P003	Flanders	92 m²	1 · 92 m²	11.4 m · 3 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded27-10-2021

Fiscal year end31-12

Sources

Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers

Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.