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DD7

Active
Private limited companyfounded 20215 yrs activeChemin de Hameau(HSH) 25, 6120 Ham-sur-Heure-Nalinnes, BelgiumKBO/BCE: BE 0766.746.495
Summary

DD7 has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€135,808) and a net result of €31,229. Equity is shrinking by ~27.2% per year across the filed fiscal years. Its solvency ranks better than 13% of 14173 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Checked score

Score 2025
59 / 100
Fair
Negative equity caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72▲+22
Solvency14▲+3
Growth58=
Track record94
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity ample (current ratio 15.89 against 17.89 in 2024; short-term debt: 2.5% and cash: 7% of total assets), but equity is negative.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 5 years 0 10 y
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 14173 sector peers (2025).
NBB · sector comparison
Position among 14173 sector peers
Solvency
better than 13%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filings
Deviation from the deadline
2025
27 d late
2024
29 d late
2023
31 d late
2022
31 d late
2021
31 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 30 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 15 April 2021, DD7 was incorporated as a Private limited company.1 Total assets went from EUR 94,195 in 2021 to EUR 1.2 million in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2021 and 2025

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Financials · fiscal year 2025, micro schema

Equity
-€135,808▲ 18.7%
2024 · -€167,037
Total assets
€1.2m▼ 3.6%
2024 · €1.2m
Net result
€31,229
2024 · -€8,048
Working capital
€451,471▼ 1.8%
2024 · €459,616
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€16,021--€54,131▼ 238%-€67,535▼ 24.8%€2,808€41,613▲ 1,382%
Net result-€16,081--€66,603▼ 314%-€78,804▼ 18.3%-€8,048▲ 89.8%€31,229
Equity-€13,581--€80,184▼ 490%-€158,988▼ 98.3%-€167,037▼ 5.1%-€135,808▲ 18.7%
Total assets€94,195-€715,300▲ 659%€1.4m▲ 95.1%€1.2m▼ 11.4%€1.2m▼ 3.6%
Debt€107,777-€795,485▲ 638%€1.6m▲ 95.4%€1.4m▼ 9.7%€1.3m▼ 5.4%
Working capital€87-€27,895▲ 31,971%€591,531▲ 2,021%€459,616▼ 22.3%€451,471▼ 1.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€100,000-€50,000€0€50,000Operating result 2021: -€16,021-€16,021Net result 2021: -€16,081-€16,081Operating result 2022: -€54,131-€54,131Net result 2022: -€66,603-€66,603Operating result 2023: -€67,535-€67,535Net result 2023: -€78,804-€78,804Operating result 2024: €2,808€2,808Net result 2024: -€8,048-€8,048Operating result 2025: €41,613€41,613Net result 2025: €31,229€31,22920212022202320242025-€100,000-€50,000€0€50,000Operating result 2023: -€67,535-€67,500Net result 2023: -€78,804-€78,800Operating result 2024: €2,808€2,810Net result 2024: -€8,048-€8,050Operating result 2025: €41,613€41,600Net result 2025: €31,229€31,200202320242025
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 1,382% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.2m
Fixed assets €710,466 ▼ 5.2%
Current assets €481,798 ▼ 1.0%
Key figures and ratios
2025 value · change against 2024
EBITDA
€80,600▲
2024 · €41,208
Cash flow
€70,215▲
2024 · €30,352
Solvency
-11.4%▲
2024 · -13.5%
Current ratio
15.89▼
2024 · 17.89
Quick ratio
2.82▲
2024 · 0.14
Debt to equity
-9.78▼
2024 · -8.40
ROA
2.6%▲
2024 · -0.7%
Interest coverage
7.77▲
2024 · 3.80
Debt ≤ 1 year
€30,327▲
2024 · €27,211
Debt > 1 year
€1.3m▼
2024 · €1.4m
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 36 lines
Balance sheet Code20242025
Assets
Total assets20/58€1.2m€1.2m▼
Fixed assets21/28€749,453€710,466▼
Tangible fixed assets22/27€749,453€710,466▼
Land and buildings22€552,144€535,425▼
Plant, machinery and equipment23€194,786€173,719▼
Furniture and vehicles24€2,522€1,322▼
Current assets29/58€486,828€481,798▼
Stocks and contracts in progress3€482,898€396,178▼
Stocks30/36€482,898€396,178▼
Cash at bank and in hand54/58€2,542€83,879▲
Deferred charges and accrued income490/1€1,387€1,741▲
Equity and liabilities
Total equity and liabilities10/49€1.2m€1.2m▼
Equity10/15-€167,037-€135,808▲
Contributions10/11€2,500€2,500=
Profit (loss) carried forward14-€169,537-€138,308▲
Amounts payable17/49€1.4m€1.3m▼
Amounts payable after more than one year17€1.4m€1.3m▼
Financial debts170/4€506,724€1.3m▲
Other amounts payable178/9€869,382-
Amounts payable within one year42/48€27,211€30,327▲
Current portion of amounts payable after more than one year42€25,461€25,967▲
Other amounts payable47/48€1,750€4,360▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€38,401€38,987▲
Other operating charges640/8€16,227€11,198▼
Gross operating margin9900€57,435€91,798▲
Operating profit (loss)9901€2,808€41,613▲
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€10,856€10,384▼
Recurring financial charges65€10,856€10,375▼
Non-recurring financial charges66B-€10
Profit (loss) for the period before taxes9903-€8,048€31,229▲
Profit (loss) for the period9904-€8,048€31,229▲
Profit (loss) for the period to be appropriated9905-€8,048€31,229▲
Appropriation of the result
Profit (loss) to be appropriated9906-€169,537-€138,308▲
Profit (loss) brought forward from the previous period14P-€161,488-€169,537▼

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Non-recurring operating income76A--€10,936---
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7,311€44,869€62,099€38,401€38,987▲ 1.5%
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€1,892-----
Other operating charges640/8-€5,503€6,688€16,227€11,198▼ 31.0%
Gross operating margin9900-€6,818-€3,759€1,252€57,435€91,798▲ 59.8%
Operating profit (loss)9901-€16,021-€54,131-€67,535€2,808€41,613▲ 1,382%
Financial income75/76B--€0€0€0▼ 80.0%
Recurring financial income75--€0€0€0▼ 80.0%
Financial charges65/66B€60€12,472€11,269€10,856€10,384▼ 4.3%
Recurring financial charges65€50€4,609€11,269€10,856€10,375▼ 4.4%
Non-recurring financial charges66B€10€7,863--€10-
Profit (loss) for the period before taxes9903-€16,081-€66,603-€78,804-€8,048€31,229▲ 488%
Profit (loss) for the period9904-€16,081-€66,603-€78,804-€8,048€31,229▲ 488%
Profit (loss) for the period to be appropriated9905-€16,081-€66,603-€78,804-€8,048€31,229▲ 488%
Line20212022202320242025Change
Assets
Total assets20/58€94,195€715,300€1.4m€1.2m€1.2m▼ 3.6%
Fixed assets21/28€92,817€661,680€765,764€749,453€710,466▼ 5.2%
Tangible fixed assets22/27€92,817€661,680€765,764€749,453€710,466▼ 5.2%
Land and buildings22€54,181€619,083€568,864€552,144€535,425▼ 3.0%
Plant, machinery and equipment23€38,636€42,597€193,178€194,786€173,719▼ 10.8%
Furniture and vehicles24--€3,722€2,522€1,322▼ 47.6%
Current assets29/58€1,378€53,621€629,665€486,828€481,798▼ 1.0%
Stocks and contracts in progress3--€614,317€482,898€396,178▼ 18.0%
Stocks30/36--€614,317€482,898€396,178▼ 18.0%
Amounts receivable within one year40/41€1,291€52,440€651---
Trade receivables40€1,291€2,440€651---
Other amounts receivable41-€50,000----
Cash at bank and in hand54/58€60€108€13,983€2,542€83,879▲ 3,200%
Deferred charges and accrued income490/1€27€1,072€714€1,387€1,741▲ 25.5%
Equity and liabilities
Total equity and liabilities10/49€94,195€715,300€1.4m€1.2m€1.2m▼ 3.6%
Equity10/15-€13,581-€80,184-€158,988-€167,037-€135,808▲ 18.7%
Contributions10/11€2,500€2,500€2,500€2,500€2,500=
Profit (loss) carried forward14-€16,081-€82,684-€161,488-€169,537-€138,308▲ 18.4%
Amounts payable17/49€107,777€795,485€1.6m€1.4m€1.3m▼ 5.4%
Amounts payable after more than one year17€106,138€769,412€1.5m€1.4m€1.3m▼ 5.7%
Financial debts170/4-€558,347€532,185€506,724€1.3m▲ 156%
Other amounts payable178/9€106,138€211,065€984,098€869,382--
Amounts payable within one year42/48€1,291€25,725€38,133€27,211€30,327▲ 11.5%
Current portion of amounts payable after more than one year42€1,291€22,435€24,965€25,461€25,967▲ 2.0%
Trade debts44-€2,440€12,319---
Suppliers440/4-€2,440€12,319---
Other amounts payable47/48-€850€850€1,750€4,360▲ 149%
Accrued charges and deferred income492/3€348€348----
Line20212022202320242025Change
Profit (loss) for the period9904-€16,081-€66,603-€78,804-€8,048€31,229▲ 488%
+ Depreciation and write-downs630€7,311€44,869€62,099€38,401€38,987▲ 1.5%
Operating cash flow (approximation)-€8,770-€21,734-€16,705€30,352€70,215▲ 131%
Investment in fixed assets (approximation)--€613,731-€166,183-€22,090€0▲ 100%
Change in cash-€48€13,874-€11,441€81,337▲ 811%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
27-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
31-12
Financial Back to profitnet €31,229
Net result €31,229 after 4 loss-making years.
29-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
31-12
Financial Weakest financial yearnet -€78,804
Net result drops to -€78,804, the lowest in the series; recovery starts the following year.
31-12
Financial Liquidity times 8current ratio 16.51
Current ratio from 2.08 to 16.51.
31-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ham-sur-Heure-Nalinnes · 1 establishment unit since 2021
seat establishment The establishment unit on the map
Ground area
649 m²
Building footprint
331 m²
Volume, LiDAR
2,053 m³
2 parcels, Wallonia · tallest building 10.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
DD7
Avenue Paul Pastur 396, 6032 CharleroiActivities auxiliary to financial services and insurance activities
since 20212.323.269.962
2 parcels
Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
52050A0193/00M003 Wallonia 362 m² 1 · 88 m² -
56034C0654/00W000 Wallonia 286 m² 1 · 243 m² 10.6 m · 3 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 9,143 companies in sector 68201 we hold annual accounts for 6,769. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded15-04-2021
Fiscal year end31-12
Activities, NACEBEL 2025
68201Renting and operating of own or leased residential real estate, excluding social housing
66300Activities auxiliary to financial services and insurance activities
68203Renting and operating of own or leased non-residential real estate, excluding land
68204Real estate activities

Scores and ratios are computed by Checked and are not a credit decision.