DD-CONSULT
ActiveDD-CONSULT has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €85k and a net result of €70k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 51% of 31523 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
93
/ 100
Excellent▼ -1 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency98▲+22
Growth78▲+20
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 2.14 against 1.53 in 2024), and 42.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
57.2%
Return on assets
47.2%
Age of the figures
8 mo
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €85k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-04-2026, 109 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
109 d early
2024
38 d early
2023
28 d early
2022
29 d late
2021
31 d early
2020
31 d early
2019
36 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€85k▲ 31.3%
2024 · €65k
2019: €82k
2020: €151k
2021: €216k
2022: €118k
2023: €62k
2024: €65k
2019 → 2025
Total assets
€149k▼ 3.0%
2024 · €154k
2019: €85k
2020: €165k
2021: €232k
2022: €263k
2023: €192k
2024: €154k
2019 → 2025
Net result
€70k▼ 3.2%
2024 · €73k
2019: €63k
2020: €69k
2021: €65k
2022: €53k
2023: €64k
2024: €73k
2019 → 2025
Working capital
€71k▲ 52.1%
2024 · €47k
2019: €82k
2020: €147k
2021: €197k
2022: €223k
2023: €38k
2024: €47k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€216k-€118k▼ 45.1%€62k▼ 47.3%€65k▲ 4.2%€85k▲ 31.3%
Operating result€82k-€68k▼ 17.1%€81k▲ 19.5%€92k▲ 13.7%€90k▼ 2.6%
Net result€65k-€53k▼ 18.8%€64k▲ 21.3%€73k▲ 13.6%€70k▼ 3.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 3% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €149k
Fixed assets
€15k▼ 18.5%
Current assets
€134k▼ 0.9%
Equity and liabilities €149k
Equity
€85k▲ 31.3%
Debt
€64k▼ 28.1%
The debt ratio falls from 57.7% to 42.8%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€98k▼
2024 · €100k
Cash flow
€79k▼
2024 · €81k
Solvency
57.2%▲
2024 · 42.3%
Current ratio
2.14▲
2024 · 1.53
Quick ratio
2.14▲
2024 · 1.53
Debt / equity
0.75▼
2024 · 1.36
ROE
82.4%▼
2024 · 111.8%
ROA
47.2%▼
2024 · 47.3%
Interest coverage
110.74▼
2024 · 1193.20
Debt
€64k▼
2024 · €89k
Debt ≤ 1 year
€63k▼
2024 · €88k
Income taxes
€19k▼
2024 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€154k€149k▼
Fixed assets21/28€18k€15k▼
Tangible fixed assets22/27€18k€15k▼
Plant, machinery and equipment23€1k€208▼
Furniture and vehicles24€17k€15k▼
Financial fixed assets28€100€100=
Current assets29/58€135k€134k▼
Amounts receivable within one year40/41€14k€14k▼
Trade receivables40€14k€14k▼
Other amounts receivable41€0€278▲
Cash at bank and in hand54/58€118k€118k▼
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€154k€149k▼
Equity10/15€65k€85k▲
Contributions10/11€19k€19k=
Reserves13€46k€67k▲
Distributable reserves133€46k€67k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€89k€64k▼
Amounts payable within one year42/48€88k€63k▼
Trade debts44€1k€1k▲
Suppliers440/4€1k€1k▲
Taxes, remuneration and social security45€17k€14k▼
Taxes450/3€13k€11k▼
Remuneration and social security454/9€3k€3k▲
Other amounts payable47/48€71k€48k▼
Accrued charges and deferred income492/3€300€1k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€9k▲
Other operating charges640/8€1k€1k▲
Gross operating margin9900€102k€100k▼
Operating profit (loss)9901€92k€90k▼
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€84€889▲
Recurring financial charges65€84€889▲
Profit (loss) for the period before taxes9903€92k€89k▼
Income taxes67/77€20k€19k▼
Profit (loss) for the period9904€73k€70k▼
Profit (loss) for the period to be appropriated9905€73k€70k▼
Appropriation of the result
Profit (loss) to be appropriated9906€73k€70k▼
Transfer from equity791/2€0€20k▲
Transfer to equity691/2€3k€40k▲
To other reserves6921€3k€40k▲
Profit to be distributed694/7€70k€50k▼
Return on contributions (dividend)694€70k€50k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2019net €73k ▲13.6%
Operating result €92k, net result €73k, both a record.
03-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
31-12
Financial
Weakest financial yearnet €53k ▼18.8%
Net result drops to €53k, the lowest in the series; recovery starts the following year.
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €200kEq €216k ▲43%
3 profitable years in a row build equity to €216k.
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €150kEq €151k ▲84.3%
2 profitable years in a row build equity to €151k.
25-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lochristi · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Esdoornlaan 359080 LochristiGround area
1,032 m²
Building footprint
127 m²
Volume, LiDAR
783 m³
Parcel 44034C0614/00H000, Flanders · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DD-CONSULT
since 20192.283.885.190
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44034C0614/00H000 | Flanders | 1,032 m² | 1 · 127 m² | 7.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,218 companies in sector 70200 we hold annual accounts for 52,396. 40,171 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-01-2019
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:died.declercq@gmail.com