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DCVG

Active
Private limited companyfounded 2024active for 2 yearsZandstraat 4, 3990 Peer, BelgiumKBO/BCE: BE 1015.370.660
Summary

DCVG has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5,168 and a net result of €168. Its solvency ranks better than 21% of 17,093 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Financials · financial year 2025, micro format

Turnover
≈ €58,000
Estimated: probably between €44,000 and €85,000
Total assets
€681,228
Net result
€168
Working capital
€45,117

Turnover and EBIT margin not published: the micro format does not require them. The turnover shown is an estimate from the gross margin.

Balance-sheet composition
Assets €681,228
Fixed assets €423,410
Current assets €257,818
Equity and liabilities €681,228
Equity €5,168
Debt €676,060
Debt finances 99.2% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€33,037
Cash flow
€17,812
Current ratio
1.21
Quick ratio
0.10
ROE
3.3%
ROA
0.0%
Interest coverage
2.18
Debt ≤ 1 year
€212,701
Debt > 1 year
€463,359
Income taxes
€56
A ratio outside any meaningful range has been withheld (balance sheet total €681,228, equity €5,168).

Peer companies

Historical observation

Of the 1,514 companies that looked in July 2024 the way this one looks now, 2.4% went bankrupt within 24 months and 95.7% are still going.

  • Small
  • 2 to 5 years old
  • solvency under 10%
  • a profit under 5% of the balance sheet
2.4% went bankrupt
1.6% stopped otherwise
95.7% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,514 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 40 lines
Balance sheet Code2025
Assets
Total assets20/58€681,228
Fixed assets21/28€423,410
Tangible fixed assets22/27€423,410
Land and buildings22€423,410
Current assets29/58€257,818
Stocks and contracts in progress3€235,720
Stocks30/36€235,720
Amounts receivable within one year40/41€4,410
Trade receivables40€4,410
Cash at bank and in hand54/58€17,688
Equity and liabilities
Total equity and liabilities10/49€681,228
Equity10/15€5,168
Contributions10/11€5,000
Reserves13€168
Distributable reserves133€168
Amounts payable17/49€676,060
Amounts payable after more than one year17€463,359
Financial debts170/4€283,711
Other amounts payable178/9€179,648
Amounts payable within one year42/48€212,701
Current portion of amounts payable after more than one year42€29,745
Financial debts43€179,000
Credit institutions430/8€179,000
Trade debts44€364
Suppliers440/4€364
Taxes, remuneration and social security45€3,592
Taxes450/3€3,592
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17,644
Other operating charges640/8€2,722
Gross operating margin9900€35,759
Operating profit (loss)9901€15,393
Financial charges65/66B€15,169
Recurring financial charges65€15,169
Profit (loss) for the period before taxes9903€224
Income taxes67/77€56
Profit (loss) for the period9904€168
Profit (loss) for the period to be appropriated9905€168
Appropriation of the result
Profit (loss) to be appropriated9906€168
Transfer to equity691/2€168
To other reserves6921€168

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17,644
Other operating charges640/8€2,722
Gross operating margin9900€35,759
Operating profit (loss)9901€15,393
Financial charges65/66B€15,169
Recurring financial charges65€15,169
Profit (loss) for the period before taxes9903€224
Income taxes67/77€56
Profit (loss) for the period9904€168
Profit (loss) for the period to be appropriated9905€168
Line2025
Assets
Total assets20/58€681,228
Fixed assets21/28€423,410
Tangible fixed assets22/27€423,410
Land and buildings22€423,410
Current assets29/58€257,818
Stocks and contracts in progress3€235,720
Stocks30/36€235,720
Amounts receivable within one year40/41€4,410
Trade receivables40€4,410
Cash at bank and in hand54/58€17,688
Equity and liabilities
Total equity and liabilities10/49€681,228
Equity10/15€5,168
Contributions10/11€5,000
Reserves13€168
Distributable reserves133€168
Amounts payable17/49€676,060
Amounts payable after more than one year17€463,359
Financial debts170/4€283,711
Other amounts payable178/9€179,648
Amounts payable within one year42/48€212,701
Current portion of amounts payable after more than one year42€29,745
Financial debts43€179,000
Credit institutions430/8€179,000
Trade debts44€364
Suppliers440/4€364
Taxes, remuneration and social security45€3,592
Taxes450/3€3,592
Line2025
Profit (loss) for the period9904€168
+ Depreciation and write-downs630€17,644
Operating cash flow (approximation)€17,812

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (1)
Financial year Type Filed Reference
31-12-2025 micro format 09-07-2026 2026-00274443

Similar companies · same sector, comparable size

Of the 9,086 active companies whose main activity is renting and operating of own or leased residential real estate, excluding social housing (NACE 68201), figures are known for 6,922. 1,215 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.