DCR
ActiveThe computed 12-month bankruptcy probability of DCR is 2.3% (moderate). The 2025 annual accounts show equity of €122k and a net result of €41k. Equity is growing by ~45.6% per year across the filed fiscal years. Its solvency ranks better than 19% of 27711 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
56
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▲+1
Solvency42▲+4
Growth78▲+26
Track record94
Bankruptcy probability, 12 months
2.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity short (current ratio 0.58 against 0.54 in 2024; short-term debt: 16% and cash: 5.6% of total assets), and 82.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
17.2%
Return on assets
5.8%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 27711 sector peers (2025).
NBB · sector comparisonPosition among 27711 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
20 d late
2024
20 d late
2023
7 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€122k▲ 50.8%
2024 · €81k
2023: €48k
2024: €81k
2023 → 2025
Total assets
€709k▲ 13.9%
2024 · €623k
2023: €233k
2024: €623k
2023 → 2025
Net result
€41k▲ 25.7%
2024 · €33k
2023: €33k
2024: €33k
2023 → 2025
Working capital
€-47k▲ 0.4%
2024 · €-48k
2023: €-38k
2024: €-48k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€48k-€81k▲ 67.9%€122k▲ 50.8%
Operating result€47k-€54k▲ 14.6%€70k▲ 29.7%
Net result€33k-€33k▼ 1.3%€41k▲ 25.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 30% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €709k
Fixed assets
€643k▲ 13.5%
Current assets
€66k▲ 18.0%
Equity and liabilities €709k
Equity
€122k▲ 50.8%
Debt
€587k▲ 8.4%
The debt ratio falls from 87.0% to 82.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€156k▲
2024 · €122k
Cash flow
€127k▲
2024 · €101k
Solvency
17.2%▲
2024 · 13.0%
Current ratio
0.58▲
2024 · 0.54
Quick ratio
0.45▲
2024 · 0.37
Debt / equity
4.82▼
2024 · 6.71
ROE
33.7%▼
2024 · 40.4%
ROA
5.8%▲
2024 · 5.2%
Interest coverage
7.54▼
2024 · 9.68
Debt
€587k▲
2024 · €542k
Debt ≤ 1 year
€114k▲
2024 · €104k
Debt > 1 year
€474k▲
2024 · €438k
Income taxes
€8k▼
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€623k€709k▲
Fixed assets21/28€567k€643k▲
Tangible fixed assets22/27€567k€643k▲
Land and buildings22€401k€493k▲
Plant, machinery and equipment23€103k€81k▼
Furniture and vehicles24€63k€69k▲
Financial fixed assets28-€135
Current assets29/58€56k€66k▲
Stocks and contracts in progress3€17k€15k▼
Stocks30/36€17k€15k▼
Amounts receivable within one year40/41€15k€3k▼
Trade receivables40€10k€3k▼
Other amounts receivable41€5k-
Cash at bank and in hand54/58€19k€40k▲
Deferred charges and accrued income490/1€5k€8k▲
Equity and liabilities
Total equity and liabilities10/49€623k€709k▲
Equity10/15€81k€122k▲
Contributions10/11€15k€15k=
Profit (loss) carried forward14€66k€107k▲
Amounts payable17/49€542k€587k▲
Amounts payable after more than one year17€438k€474k▲
Financial debts170/4€438k€474k▲
Amounts payable within one year42/48€104k€114k▲
Current portion of amounts payable after more than one year42€54k€64k▲
Trade debts44€16k€23k▲
Suppliers440/4€16k€23k▲
Taxes, remuneration and social security45€14k€24k▲
Taxes450/3€9k€19k▲
Remuneration and social security454/9€6k€6k▲
Other amounts payable47/48€19k€2k▼
Accrued charges and deferred income492/3€7-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€68k€86k▲
Other operating charges640/8€54k€6k▼
Gross operating margin9900€176k€162k▼
Operating profit (loss)9901€54k€70k▲
Financial income75/76B€47€47▼
Recurring financial income75€47€47▼
Financial charges65/66B€13k€21k▲
Recurring financial charges65€13k€21k▲
Profit (loss) for the period before taxes9903€42k€50k▲
Income taxes67/77€9k€8k▼
Profit (loss) for the period9904€33k€41k▲
Profit (loss) for the period to be appropriated9905€33k€41k▲
Appropriation of the result
Profit (loss) to be appropriated9906€66k€107k▲
Profit (loss) brought forward from the previous period14P€33k€66k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 20 days late
2025
31-12
Financial
Highest result since 2023net €41k ▲25.7%
Operating result €70k, net result €41k, both a record.
31-12
Financial
Equity above €100kEq €122k ▲50.8%
3 profitable years in a row build equity to €122k.
20-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 20 days late
2024
31-12
Financial
Weakest financial yearnet €33k ▼1.3%
Net result drops to €33k, the lowest in the series; recovery starts the following year.
07-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 7 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Evergem · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Molenstraat 79940 EvergemGround area
795 m²
Building footprint
82 m²
Volume, LiDAR
410 m³
Parcel 43006D0111/00K000, Flanders · tallest building 6.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DCR
since 20232.344.036.078
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 43006D0111/00K000 | Flanders | 795 m² | 1 · 82 m² | 6.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
2 categoriesDCR BV44327
Similar companies · same sector, comparable size
MATTHIAS PIETERS
BE 0741.631.811
Pajottegem · Eq €122k
Grondwerken Jo Claes
BE 0725.869.608
Balen · Eq €122k
Arceblo
BE 0711.897.153
Gent · Eq €122k
JANDRIX
BE 0680.795.191
Sint-Truiden · Eq €122k
EUROTER
BE 0893.565.087
Courcelles · Eq €121k
Of 8,456 companies in sector 43120 we hold annual accounts for 3,233. 2,652 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-03-2023
Fiscal year end31-12
Activities, NACEBEL
43120Site preparation
01610Support activities for crop production
43110Demolition
47529Retail trade
86905Human health activities
86951Physiotherapy
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.