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DCONCEPT

Active Private limited company (pre-2019)founded 2012active for 14 yearsClos-Saint-Pierre, H.-par-delà 5, 5541 HastièreKBO/BCE: BE 0843.306.716 #10 oldest company in Hastière, Wholesale and retail trade sector
DCONCEPT
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Overview

Lifetime

14 annual accounts with figures on one time axis
peak €25,401 (2012)
€3,011▼ 5.0%
lowest -€5,269 (2016)
€663▲ 39.8%
peak €40,248 (2021)
€30,515▲ 2.2%
€7,931▲ 132%
Board2 names since 2021
2 directorsPANIER Isabelle and 1 other
Documentsfilings and deeds
30-08-202630 days late
2025micro format
Result from €474 to €663Debts from €3,417 to €7,931Cash from €6,293 to €14,601

Key points

from the 2025 annual accounts

Turnover

≈ €20,000 estimated

The accounts state no turnover.

Filings

14 annual accounts since 2012
AprilJune31 JulyOctober201520202025

Nine of the last ten came late. The 2024 accounts came latest: 70 days after the end of the period.

Position in the sector

79.4%

Higher solvency than 87% of companies in retail trade. Sector median 33.1% · 22,924 companies.

Checked score

91
Excellent
Financially stronger than 71% of micro companies in retail trade (NACE 47)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.6% across 40,275 companies (NACE 47, micro).

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.2% 01-2025: 0.2%● unchanged vs 12-2024lowest value 02-2025: 0.2%● unchanged vs 01-2025lowest value 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 0.3%▲ +0.1 percentage points vs 07-2025 09-2025: 0.4%▲ +0.1 percentage points vs 08-2025 10-2025: 0.6%▲ +0.2 percentage points vs 09-2025highest value 11-2025: 0.3%▼ -0.3 percentage points vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.3%● unchanged vs 03-2026 05-2026: 0.4%▲ +0.1 percentage points vs 04-2026 06-2026: 0.4%● unchanged vs 05-2026 07-2026: 0.4%● unchanged vs 06-2026 08-2026: 0.5%▲ +0.1 percentage points vs 07-2026 09-2026: 0.2%▼ -0.3 percentage points vs 08-2026 10-2026: 0.2%● unchanged vs 09-2026 11-2026: 0.2%● unchanged vs 10-2026

Financial strength
Strong

100=equity 79.4% of total assets
91+18short-term debt 20.6% · cash 38.0%
71=return on assets 1.7%

Score breakdown

raises risk
Size: total assets €38,446
Last filed accounts filed 30 days late; 1 of the last 3 accounts late
lowers risk
Founded in 2012
Liquidity: current ratio 4.42, cash €14,601
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 92% of them on solvency, 92% on liquidity, 53% on profitability and 46% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 10,904 companies had the same profile as DCONCEPT has now. Each dot stands for 28 companies, two years later.

95.1%
were still trading
4.0%
stopped another way
0.7%
went bankrupt
  • Micro
  • 10 to 20 years old
  • solvency 30% or more
  • a profit under 5% of the balance sheet

Another 0.1% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of DCONCEPT itself: 0.2% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 10,904 companies, not a prediction for DCONCEPT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €2,500 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 4.42 (8.62 in 2024), above the usual 1.5. Short-term debt is 20.6% and cash 38% of total assets. 20.6% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
lowers risk · Founded in 2012
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Size: total assets €38,446
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 4.42, cash €14,601
NBB · annual accounts
raises risk · Last filed accounts filed 30 days late; 1 of the last 3 accounts late
NBB · filings
raises risk · 2025 accounts filed 30 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
30 days late
2024
70 days late
2023
27 days late
2022
25 days late
2021
24 days late
2020
27 days late
2019
66 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 38 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

DJ
DANTINNE Jean-Marc
Director
PI
PANIER Isabelle
Director
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0843306716
Registered-office move Gazette deed
Incorporation published on 03-02-2012 · Gazette deed
First establishment DCONCEPT sprl, Clos-Saint-Pierre, H.-par-delà 3, Hastière
All 24 events

Comparable companies

same main activity, similar in size and age
Company
DCONCEPT Hastière €38,446 €3,011 79.4% -
BART DERÉ SERVICES Wevelgem €32,959 €3,212 92.3% -
KEARY Saint-Josse-ten-Noode €38,162 €3,077 35.6% -
HIGH TEC SERVICES Brussels €49,098 €3,486 82.0% -
SD-Ict Tongeren-Borgloon €56,048 €3,558 53.8% -
M & M Tech Genk €31,229 €1,921 -115.7% -
YOGAMBER Leuven €46,696 €2,528 48.8% -

These companies have the same main activity as DCONCEPT: retail sale of information and communication equipment (NACE 47400). They are comparable in size and age: total assets between €31,200 and €56,000, founded between 2008 and 2014.

Official details

Source: KBO
Status
Active since 01-02-2012Normal situation
Activity
Retail sale of information and communication equipmentNACE 47400and 3 others
Establishment unit
2.206.680.9125541 Hastière, since 01-02-2012
Financial year end
31 December
Peppol
Reachable since 26-11-2025
Company details

Annual accounts 2025

€3,011▼ 5.0%
€663▲ 39.8%
€30,515▲ 2.2%
€38,446▲ 15.6%
Filing
Filed on 30-08-2026
Financials

Insights on DCONCEPT

DCONCEPT files the micro format. That format states no turnover. The gross margin fell from €25,401 in 2012 to €3,011 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

micro format, filed on 30-08-2026, 30 days late
€3,011
▼ 5.0%
€1,832
▼ 0.8%
€2,264
▼ 0.6%
€1,094
▲ 20.8%
79.4%
▼ 10.4 percentage points
4.42
▼ 4.20

The turnover shown is an estimate from the gross margin.

Turnover ≈ €20,000. Estimated: probably between €12,000 and €37,000.

In the rankings #10 oldest company in Hastière, Wholesale and retail trade sector

Money flows

no detail for 2025

Balance sheet

balance sheet total €38,446 on 31-12-2025
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

Compare with sector

79.4%

Higher than 87% of 22,924 companies in 2025.

4.42

Higher than 85% of 22,052 companies in 2025.

1.7%

Higher than 42% of 22,202 companies in 2025.

DCONCEPT Middle half of the sector 80% of the sector Micro accounts in retail trade (NACE 47)

Net result: middle half · Equity: middle half · Balance sheet total: bottom quarter · Working capital: middle half

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend20252024202320222021202020192018201720162015201420132012
Balance sheet: assets
20/58 38,44633,26938,12144,11855,87644,35132,11234,08945,27943,57654,53754,57447,53366,324
21/28 3,3803,8124,243--1,5004,50010,65116,80018,65326,80420,30124,27027,415
21 -----1,5004,5007,50010,50013,50016,50019,50022,50025,500
22/27 3,3803,8124,243----3,1516,3005,15310,3048011,7701,915
23 3,3803,8124,243--------96191-
24 -------3,1516,3005,15310,3047061,5791,915
29/58 35,06529,45733,87844,11855,87642,85127,61223,43828,47824,92427,73334,27323,26338,910
3 125-1,0061,0061321,11522155644-712631523,955
30/36 125-1,0061,0061321,11522155644-712631523,955
40/41 19,45122,30321,17914,45312,1935,8218,2005,6406,2194,91011,8608,96411,10217,485
40 14,63721,32121,17511,34912,1935,8217,7745,6406,2194,91011,8608,96410,76117,485
41 4,81498243,104--426-----341-
54/58 14,6016,29310,99328,01543,55135,91519,39017,64321,61520,01415,69525,04712,00917,469
490/1 889862700643------107---
Balance sheet: equity and liabilities
10/49 38,44633,26938,12144,11855,87644,35132,11234,08945,27943,57654,53754,57447,53366,324
10/15 30,51529,85229,37836,74440,24836,15323,74825,21730,19323,27928,54829,79726,92830,995
10/11 18,60018,60018,60018,60018,60018,60018,60018,60018,60018,60018,60018,60018,60018,600
100 ------18,60018,60018,60018,60018,60018,60018,60018,600
13 11,91511,25210,77821,64821,64817,5535,14811,86011,86011,86011,86011,86011,86011,860
130/1 1,8601,8601,8601,8601,8601,860--------
130 ------1,8601,8601,8601,8601,8601,8601,8601,860
1311 1,8601,8601,8601,8601,8601,860--------
133 10,0559,3928,91819,78819,78815,6933,28810,00010,00010,00010,00010,00010,00010,000
14 ----3,505----5,243-267-7,181-1,912-663-3,532535
17/49 7,9313,4178,7437,37415,6288,1988,3648,87115,08520,29725,98924,77720,60535,329
17 ---------2,5795,593---
170/4 ---------2,5795,593---
42/48 7,9313,4178,7437,37415,6288,1988,3647,70715,08517,71820,39624,77720,60535,329
42 --------2,5793,0142,927---
43 419186671-1,269-635-------
430/8 --671-1,269-635-------
439 419186------------
44 4,3301,4391,6893,4446,1661,6401,7282208298691,3702,652-845
440/4 4,3301,4391,6893,4446,1661,6401,7282208298691,3702,652-845
45 3,1821,7926,2453,9307,8074,9491501,6202,3421,3795261,3495588,337
450/3 3,1821,7926,2453,9307,8074,9491501,6202,3421,3795261,3495588,337
47/48 --139-3861,6095,8525,8689,33512,45715,57320,77620,04826,146
492/3 -------1,164------
Income statement
70 -------------85,311
76A --------971-----
9900 3,0113,1712,532-2,5728,93018,6915,4241,47513,4833,4377,4646,88060825,401
60/61 -------------60,256
630 43143170-1,5003,0006,1516,1506,3858,1518,2473,9694,6076,414
640/8 74789332357963329134137352300377-49-
66A ---1--120-------
9901 1,8321,8462,139-3,1526,79715,400-1,188-4,7126,746-5,015-1,1602,911-4,04818,987
75/76B 15570562154-19732191722-
75 15570562154-122191722-
76B --------971-----
65/66B 15410455697756131120208256109584143
65 15410455697756131120208256109584143
9903 1,8331,8122,139-3,2196,73515,348-1,320-4,8317,511-5,269-1,2492,870-4,06718,944
67/77 1,1701,3381,5052862,6402,943150145597----6,549
9904 663474634-3,5054,09612,405-1,469-4,9766,914-5,269-1,2492,870-4,06712,395
9905 663474634-3,5054,09612,405-1,469-4,9766,914-5,269-1,2492,870-4,06712,395
Appropriation of the result
9906 663474-2,871-3,5054,09612,405-6,712-5,243-267-7,181-1,912-663-3,53212,395
14P ---3,505-----------
791/2 --10,871---6,712-------
691/2 663474--4,09612,405-------11,860
6920 -------------1,860
6921 663474--4,09612,405-------10,000
694/7 --8,000-----------
694 --8,000-----------
Document PDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDF

The notes to these accounts have 8 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 30-08-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank

2025 annual accounts filed 30 days after the deadline. Filed on 30 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00453214.

Financial year Type Filed Reference Document
31-12-2025 micro format 30-08-2026 2026-00453214 PDF
31-12-2024 micro format 09-10-2025 2025-00537006 PDF
31-12-2023 micro format 27-08-2024 2024-00373602 PDF
31-12-2022 micro format 25-08-2023 2023-00376063 PDF
31-12-2021 micro format 24-08-2022 2022-20310433 PDF
31-12-2020 full format 27-08-2021 2021-54300319 PDF
31-12-2019 full format 05-10-2020 2020-59100165 PDF
31-12-2018 full format 25-08-2019 2019-50400599 PDF
31-12-2017 full format 29-08-2018 2018-52600432 PDF
31-12-2016 full format 26-07-2017 2017-36400224 PDF
31-12-2015 full format 08-08-2016 2016-41000358 PDF
31-12-2014 full format 14-07-2015 2015-30600255 PDF
31-12-2013 full format 24-08-2014 2014-45700217 PDF
31-12-2012 full format 23-07-2013 2013-34300517 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend20252024202320222021202020192018201720162015201420132012
2,2642,2782,208-8,29718,4004,9621,43813,1313,1377,0876,88055925,401
1,094906704-5,59615,4054,6811,17413,2992,8826,9986,83954018,809
004,313-00009,450014,75001,46333,829
8,307-4,700-17,022-15,5357,63616,5251,747-3,9721,6024,319-9,35213,038-5,460-
27,13526,04025,13536,74440,24834,65319,24815,73113,3937,2057,3379,4962,6573,580
-------------22.3%
79.4%89.7%77.1%83.3%72.0%81.5%74.0%74.0%66.7%53.4%52.3%54.6%56.7%46.7%
4.428.623.875.983.585.233.303.041.891.411.361.381.131.10
4.418.623.765.853.575.093.303.021.851.411.361.371.120.99
0.260.110.300.200.390.230.350.350.500.870.910.830.771.14
2.2%1.6%2.2%-9.5%10.2%34.3%-6.2%-19.7%22.9%-22.6%-4.4%9.6%-15.1%40.0%
1.7%1.4%1.7%-7.9%7.3%28.0%-4.6%-14.6%15.3%-12.1%-2.3%5.3%-8.6%18.7%
14.6521.9340.29-over 100---------
-------------75 days
-------------5 days

EBIT margin: not included in this filing.

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Investments

fixed assets acquired
Item20252024202320222021
Tangible fixed assets--€4,313--
€431€431€70-€1,500

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Insights on DCONCEPT

The operating result for 2025 is 1% lower than in 2024 and the lowest since 2022. It is the second fall in a row.

Debt's share of the balance-sheet total rises from 10.3% to 20.6%. Equity and debt are higher.

Board & ownership

Board

2 directors
DANTINNE Jean-Marc
Director
listed in the 2025 annual accounts, filed on 30-08-2026
PANIER Isabelle
Director
listed in the 2025 annual accounts, filed on 30-08-2026

Office holders in the KBO →

Mandates through the years

2 names, the dashed line is today
PANIER Isabelle
Director
DANTINNE Jean-Marc
Director
Boardmandate already running before its first mention
Mandates as a list
  • PANIER Isabelle
    • Director, since before 31-12-2021
  • DANTINNE Jean-Marc
    • Director, since before 31-12-2025

See the board, name and registered office on a given date →

Control

See the annual accounts at the National Bank and the publications in the Belgian Official Gazette.

Capital

Contribution
€18,600
Source
2025 annual accounts

Network & group

No group

DCONCEPT has no parent and no holdings in its annual accounts. DCONCEPT shares no director with another company.

Timeline

Timeline

24 events since 2012

Deadline for the 2026 accounts: 31-07-2027

2026
Annual accounts 2025 filed NBBmicro format · 30 days late
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:0843306716
Annual accounts 2024 filed PDFmicro format · 70 days late
2024
Liquidity more than doubled current ratio 8.62 The current ratio rises from 3.87 to 8.62. Short-term debt falls from €8,743 to €3,417.
Annual accounts 2023 filed PDFmicro format · 27 days late
2023
Back to profit net €634 The net result is €634, after one loss-making year.
Annual accounts 2022 filed PDFmicro format · 25 days late
2022
Annual accounts 2021 filed PDFmicro format · 24 days late
2021
Annual accounts 2020 filed PDFfull format · 27 days late
2020
Back to profit net €12,405 The net result is €12,405, after 2 loss-making years.
Annual accounts 2019 filed PDFfull format · 66 days late
2019
Annual accounts 2018 filed PDFfull format · 25 days late
Registered-office move1 point ▸
  • Registered-office move, n° 5

Open the deed in the Belgian Official Gazette

2018
Annual accounts 2017 filed PDFfull format · 29 days late
2017
Back to profit net €6,914 The net result is €6,914, after 2 loss-making years.
Annual accounts 2016 filed PDFfull format · 5 days before the deadline
2016
Weakest financial year net -€5,269 The net result drops to -€5,269, the lowest from 2012 to 2025. It recovers the following year.
Annual accounts 2015 filed PDFfull format · 8 days late
2015
Annual accounts 2014 filed PDFfull format · 17 days before the deadline
2014
Back to profit net €2,870 The net result is €2,870, after one loss-making year.
Annual accounts 2013 filed PDFfull format · 24 days late
2013
Annual accounts 2012 filed PDFfull format · 8 days before the deadline
2012
Incorporation PDFpublished on 03-02-2012
First establishment DCONCEPT sprl, Clos-Saint-Pierre, H.-par-delà 3, Hastière

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

On 1 February 2012, DCONCEPT was incorporated.1 Total assets went from €34,089 in 2018 to €38,446 in 2025.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2018 and 2025

Company details

Identity

Enterprise number
0843.306.716
VAT number
BE 0843.306.716
Peppol ID
0208:0843306716
Other Peppol ID
9925:BE0843306716
Legal form
Private limited company (pre-2019)
Status
Active, normal situation
Founded
01-02-2012
Financial year
ends on 31 December
Peppol
Reachable since 26-11-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
DCONCEPT in French
Entity type
Legal entity

Activities

NACEBEL 2025
47400 Retail sale of information and communication equipment main activity
62100 Computer programming
62200 Computer consultancy and computer facilities management
95290 Repair and maintenance of other personal and household goods
Codes under NACEBEL 2008
47410 Retail trade main activity
62010 Computer programming, consultancy and related activities
62020 IT consultancy
95290 Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles

Registered office and establishments

1 establishment
Establishment Since Unit number
Clos-Saint-Pierre, H.-par-delà 5 registered office 5541 Hastière
DCONCEPT sprl Clos-Saint-Pierre, H.-par-delà 3, 5541 Hastière 01-02-2012 2.206.680.912

Buildings and parcels at the addresses

Ground area
1,373 m²
Buildings
216 m²
Volume, LiDAR
1,406 m³
Tallest building
8.8 m
Buildings to scale, each on its own parcel
112 m², 8.8 m 104 m², 8.4 m 112 m², 8.8 m 104 m², 8.4 m

Location

registered office establishment The establishment unit on the map

Parcels

Cadastral parcelArea Buildings Height / floors
91062A0320/00A002715 m² 1 · 104 m² 8.4 m · 2
91062A0320/00C002658 m² 1 · 112 m² 8.8 m · 2

Contact

E-mail info@dconcept.be establishment in Hastière
Phone +32 474 33 42 48 establishment in Hastière

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